Payday Loans in Moorland, Iowa

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No payday loan companies in Moorland, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
North Star Community Credit Union 216 Moorehead Ave, Ida Grove, IA 51445 +1 (712) 364 - 3000
Security State Bank 1 E State St, Algona, IA 50511 +1 (515) 295 - 9501
Worth County Abstract Co Inc 849 Central Ave, Northwood, IA 50459 +1 (641) 324 - 1761
Security State Bank 207 Isabella St, Radcliffe, IA 50230 +1 (515) 899 - 2121
Kerndt Brothers Bank - West Union 205 N Vine St, West Union, IA 52175 +1 (563) 422 - 6072
O'Reilly Auto Parts 948 N 18th St, Centerville, IA 52544 +1 (641) 856 - 3711
Guthrie County State Bank 505 E Main St, Panora, IA 50216 +1 (641) 755 - 2400
Commercial Savings Bank 325 W US-30, Carroll, IA 51401 +1 (712) 792 - 4346
Midstates Bank 1 E 2nd St, Kingsley, IA 51028 +1 (712) 378 - 2341
Thrivent Financial - Chris Harris 2 Hawkeye Dr, North Liberty, IA 52317 +1 (319) 626 - 4554

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moorland, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Council Bluffs, IA, Payday Loans in Davenport, IA, Same Day Loans in Des Moines, IA, 24-Hour Loan in Dubuque, IA, Payday Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loans in Sioux City, IA and Short-term Loans in Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moorland, IA.

Beautiful sights of Moorland, IA

Payday Loans Available in Moorland, IA By The Following ZIP Codes:

50566

Are Payday Loans Legal In Moorland, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Moorland, IA payday loan calculator

Payday loans are short-term loans designed to help individuals who need quick cash to cover their expenses. These loans are typically due on the borrower’s next payday and can be obtained from a variety of lenders, including online lenders, banks, and credit unions. While payday loans are legal in Iowa, they are tightly regulated to protect consumers from predatory lending practices.

How do payday loans work in Moorland, Iowa?

If you’re considering a payday loan in Moorland, Iowa, it’s important to understand how they work. You’ll typically need to provide identification, proof of income, and a post-dated check or electronic access to your bank account. The lender will then give you cash or deposit the funds directly into your account. When the loan is due, the lender will cash the check or withdraw the funds from your account.

It’s important to note that payday loans in Moorland, Iowa have a maximum loan amount of $500, a maximum finance charge of $15 per $100 borrowed, and a maximum loan term of 31 days. Additionally, borrowers are only allowed to have one outstanding payday loan at a time and are required to wait at least one day between loans. These regulations are designed to prevent borrowers from taking out multiple loans and becoming trapped in a cycle of debt.

What are the benefits of payday loans?

Payday loans can be a valuable tool for individuals who need quick cash to cover unexpected expenses. They are often easier to obtain than traditional loans and can be processed quickly, with some lenders offering same-day deposits. Additionally, payday loans can be a good option for individuals who have credit issues, as they often have less stringent credit requirements than other types of loans.

What are the risks of payday loans?

While payday loans can be helpful in the short term, they can also be very expensive. Due to the high finance charges and short repayment terms, borrowers may find themselves unable to repay the loan on time, leading to costly rollovers and additional fees. In addition, borrowers who take out multiple payday loans may find themselves trapped in a cycle of debt that can be difficult to escape.

Interesting facts and statistics about Payday loans in Moorland, Iowa

  • As of 2021, there were over 220 payday lending locations in Iowa, including over 25 locations in the Moorland area.
  • The average payday loan in Iowa is for $341 and has an average finance charge of $45.
  • According to the Iowa Division of Banking, the average payday loan borrower in Iowa takes out 12 loans per year, with an average annual interest rate of 273%.

Apply Now

If you need a payday loan in Moorland, Iowa, TheGuaranteedLoans can help. We are a connector service that can help you find a lender who can provide you with the cash you need. Simply fill out our online application, and we’ll match you with a lender in our network who may be able to assist you. Please keep in mind that we are not a direct lender and do not make loan decisions. Additionally, all loans are subject to lender approval and may require additional documentation.

At TheGuaranteedLoans, we are committed to providing our customers with fast, secure, and reliable loan connections. We understand that unexpected expenses can arise at any time, and we’re here to help you meet your financial needs. Apply now and take the first step toward obtaining the cash you need.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Moorland, Iowa?

Yes, in Moorland, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Moorland, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Moorland, Iowa. Payday loans are unsecured loans, which means they do not require collateral.