Payday Loans in North Buena Vista, Iowa

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No payday loan companies in North Buena Vista, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Casebine Community Credit Union 4502 Avenue O 18, Fort Madison, IA 52627 +1 (800) 242 - 3476
Community Insurance of Iowa - Edgewood Office 103 N Washington St, Edgewood, IA 52042 +1 (563) 928 - 6841
Grinnell State Bank 1101 Court Ave, Marengo, IA 52301 +1 (319) 642 - 5511
Farm Credit Services of America 4512 S Lakeport St, Sioux City, IA 51106 +1 (712) 271 - 1262
Principal Financial Group 152 W Gillet St, Preston, IA 52069
Peoples Bank 1901 Morningside Ave, Sioux City, IA 51106 +1 (712) 276 - 5333
Lincoln Savings Bank 214 W 4th St, Tama, IA 52339 +1 (641) 484 - 4620
United Bank of Iowa 115 E Main St, Anthon, IA 51004 +1 (712) 373 - 5224
Globe Loan 536 Southgate Ave, Iowa City, IA 52240 +1 (319) 338 - 5466
Northwest Bank ATM - Hy-Vee 819 Grand Ave, Spencer, IA 51301 +1 (800) 678 - 4105

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Buena Vista, IA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, 24-Hour Loan in Iowa City, IA, Payday Loan Without a Credit Check in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA and Payday Loans in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Buena Vista, IA.

Beautiful sights of North Buena Vista, IA

Payday Loans Available in North Buena Vista, IA By The Following ZIP Codes:

52066

Are Payday Loans Legal In North Buena Vista, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

North Buena Vista, IA payday loan calculator

Everything You Need to Know About Payday Loans in North Buena Vista, Iowa

If you’re in a financial pinch and need cash quickly, you may be considering taking out a payday loan. While payday loans can be helpful in a time of need, it’s important to understand the specific regulations governing these loans in your area.

In North Buena Vista, Iowa, payday loans are legal and readily available. Whether you’re dealing with an unexpected expense or simply need extra cash to make ends meet, a payday loan may be a viable option.

How Payday Loans Work

Payday loans are short-term loans that are typically due on your next payday. These loans are often obtained from storefront lenders, though online lenders are becoming increasingly popular.

The amount you can borrow with a payday loan varies by state law and by lender. In North Buena Vista, Iowa, the maximum loan amount is $500. You’ll typically be required to repay the loan in full on your next payday, though some lenders may allow you to roll over the loan for an additional fee.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with their own set of pros and cons. Here are some key considerations to keep in mind:

Pros:

  • Quick access to cash when you need it most
  • No credit check required
  • Available to borrowers without extensive credit history

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • Not a long-term financial solution

Payday Loan Regulations in Iowa

Iowa has specific regulations governing the use of payday loans in the state. Here are some key regulations to keep in mind:

  • The maximum loan amount is $500
  • The loan term cannot exceed 31 days
  • Lenders can charge a maximum APR of 433%
  • Lenders cannot roll over loans more than three times
  • Borrowers can cancel a loan before the end of the following business day without penalty

Interesting Facts and Statistics About Payday Loans in North Buena Vista, Iowa

  • In 2020, the average payday loan in North Buena Vista, Iowa was $337
  • Iowa is one of 32 states that allows payday lending
  • In 2019, Iowa borrowers took out nearly 880,000 payday loans with an average annual percentage rate of 299%

Apply Now

If you’re in need of a payday loan in North Buena Vista, Iowa, TheGuaranteedLoans.net can help connect you with potential lenders.

It’s important to note that TheGuaranteedLoans.net is not a direct lender, but rather a connector service that facilitates connections between borrowers and lenders. By filling out the online application, you could be matched with a lender that meets your specific borrowing needs.

Remember, payday loans should only be used as a short-term financial solution. Before taking out a payday loan, be sure to consider all of your options and carefully read the terms and conditions of the loan.

Apply now to see if you qualify for a payday loan in North Buena Vista, Iowa.

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in North Buena Vista, Iowa?

Yes, in North Buena Vista, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in North Buena Vista, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in North Buena Vista, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.