Payday Loans in Oakdale, Iowa

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No payday loan companies in Oakdale, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
DigitalMint Bitcoin ATM Teller Window 700 La Porte Rd, Waterloo, IA 50702 +1 (855) 274 - 2900
MidWestOne Bank 3225 Division St, Burlington, IA 52601 +1 (319) 754 - 6526
Iowa State Savings Bank 1010 W Pearl St, Knoxville, IA 50138 +1 (641) 828 - 8399
Check Into Cash 2584 Hubbell Ave, Des Moines, IA 50317 +1 (515) 262 - 4233
Farm Credit Services of America 2125 W 20th St S, Newton, IA 50208 +1 (641) 792 - 9403
Peoples Bank Indianola 400 E Iowa Ave, Indianola, IA 50125 +1 (515) 962 - 1400
American National Bank 515 Old Lincoln Hwy, Crescent, IA 51526 +1 (712) 545 - 3900
Community Savings Bank 101 S Main St, Garnavillo, IA 52049 +1 (563) 964 - 2341
Security Savings Bank 320 Garfield Ave 5000, Farnhamville, IA 50538 +1 (515) 544 - 3281
United Bank of Iowa 201 N Center St, Lake City, IA 51449 +1 (712) 464 - 3181

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakdale, IA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, No Credit Check Loans in Council Bluffs, IA, Short-term Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA and 24-Hour Loan in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakdale, IA.

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Are Payday Loans Legal In Oakdale, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Oakdale, IA payday loan calculator

Advise to read before applying

Payday Loans in Oakdale, Iowa: A Comprehensive Guide

If you’re a resident of Oakdale, Iowa who is in urgent need of cash, a payday loan may be a suitable option for you. Payday loans are short-term, high-interest loans that are designed to be repaid on the borrower’s next payday. They are typically used to cover unexpected expenses or financial emergencies.

How Payday Loans Work in Oakdale, Iowa

Payday loans are legal in Iowa and are regulated by the Iowa Division of Banking. To apply for a payday loan in Oakdale, you must be at least 18 years old and have a steady source of income.

When you apply for a payday loan, the lender will ask you to provide proof of your income and a valid form of identification. If you are approved for a loan, the lender will give you the cash you need in exchange for a post-dated check or an automatic withdrawal from your bank account. The loan must be repaid by the due date, which is usually your next payday.

The Pros and Cons of Payday Loans

Payday loans can be a useful option for people who are faced with unexpected expenses or financial emergencies. However, they also come with high-interest rates and fees. Here are some pros and cons to consider:

Pros

  • Easy and quick application process
  • No credit check required
  • Can be helpful in a financial emergency

Cons

  • High-interest rates and fees
  • May lead to a cycle of debt if not repaid on time
  • May not be the best option for long-term financial problems

It is important to carefully consider the pros and cons of payday loans before deciding whether or not they are the right option for you.

Applying for a Payday Loan in Oakdale, Iowa

If you’re interested in applying for a payday loan in Oakdale, Iowa, you can do so online or in person at a payday loan store. At TheGuaranteedLoans, we offer a convenient online application process that connects you with potential lenders.

Our online application process is simple and easy to use. You will need to provide some basic information about yourself, your income, and your employment status. We will then connect you with potential lenders who may be able to provide you with a payday loan that meets your needs.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions or issue loans. Instead, we facilitate your connection with potential lenders who may be able to provide you with a loan.

Interesting Facts and Statistics about Payday Loans in Oakdale, Iowa

  • According to the Iowa Division of Banking, there were 859 payday loan stores in Iowa as of 2019.
  • The average payday loan in Iowa is $341, and the average repayment period is 13 days.
  • Approximately 10% of Iowans have used a payday loan in the past year.
  • The maximum amount of a payday loan in Iowa is $500.

Conclusion

Payday loans can be a helpful option for people who are faced with unexpected expenses or financial emergencies. However, they come with high-interest rates and fees, and may not be the best option for long-term financial problems. If you’re interested in applying for a payday loan in Oakdale, Iowa, TheGuaranteedLoans can connect you with potential lenders who may be able to provide you with a loan that meets your needs.

Apply Now

If you’re interested in applying for a payday loan in Oakdale, Iowa, fill out our online application form today. TheGuaranteedLoans can connect you with potential lenders who may be able to provide you with the cash you need.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Oakdale, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Oakdale, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Oakdale, Iowa?

Yes, you can get a payday loan if you are a military member in Oakdale, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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