Payday Loans in Oakville, Iowa

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No payday loan companies in Oakville, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Farm Credit Services of America 1525 Boyson Rd, Hiawatha, IA 52233 +1 (319) 364 - 0151
Thrivent Financial - Chris Harris 2 Hawkeye Dr, North Liberty, IA 52317 +1 (319) 626 - 4554
Glenwood State Bank 711 Main St, Tabor, IA 51653 +1 (712) 629 - 2435
Cedar Falls Community Credit 123 W 4th St, Cedar Falls, IA 50613 +1 (319) 266 - 7531
First Security Investment 809 Clark St, Charles City, IA 50616 +1 (641) 228 - 2343
Farm Loan Program 124 N Elm St, Creston, IA 50801 +1 (641) 782 - 8455
Check Into Cash 815 US Hwy 30 West, Carroll, IA 51401 +1 (712) 792 - 0867
PCSB Bank 501 W Taylor St, Creston, IA 50801 +1 (641) 782 - 8482
Northwest Bank 1 N 6th St, Estherville, IA 51334 +1 (712) 362 - 4400
Hardin County Abstract & Title 1300 Edgington Ave, Eldora, IA 50627 +1 (641) 858 - 5555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakville, IA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loan Companies in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA and Payday Loan Without a Credit Check in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakville, IA.

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Payday Loans Available in Oakville, IA By The Following ZIP Codes:

52646

Are Payday Loans Legal In Oakville, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Oakville, IA payday loan calculator

Advise to read before applying

Are you in need of financial assistance but don’t have enough time to wait for traditional lenders? Payday loans in Oakville, Iowa could be the solution you’re looking for. Whether you need money to pay bills, cover unexpected expenses or handle an emergency, payday loans are a fast and easy way to get cash quickly.

What is a Payday Loan?

A payday loan is a short-term loan designed for people who need fast cash. It’s usually a small amount of money, typically between $100 and $1000 that is borrowed against your next paycheck. Payday loans have high-interest rates and fees, so it’s important to only borrow what you can pay back on time.

How Do Payday Loans Work?

Payday loans are designed to be simple and quick. You can apply online or at a payday lender’s physical location. The lender will ask for proof of income, such as a pay stub or bank statement, and will verify your identity. If you’re approved, you’ll be given the loan amount, and the funds will be deposited directly into your bank account. The loan repayment amount is usually due on your next payday, which typically ranges from two to four weeks after you receive the loan.

Benefits of Payday Loans

  • Quick and easy application process
  • No credit check required
  • Funds can be deposited directly into your account
  • Can help improve credit score if payments are made on time

Is it Legal to Get a Payday Loan in Oakville, Iowa?

Yes, payday loans are legal in Iowa. The state has regulations in place to protect borrowers from getting trapped in a cycle of debt. For example, lenders are required to disclose fees upfront, and they can’t issue a payday loan that exceeds $500 or 30% of the borrower’s gross income.

Interesting Facts About Payday Loans in Oakville, Iowa

  • Iowa has a higher payday loan limit than many other states.
  • The state has passed stronger industry regulations to protect borrowers.
  • Payday lending is a controversial practice that has been the subject of intense debate in the Iowa legislature.

Apply Now

If you need fast cash, fill out an application on TheGuaranteedLoans website today. We are a connector service that can help you connect with lenders who offer payday loans in Oakville, Iowa. Remember, we are not a direct lender, so you won’t be borrowing money directly from us. Instead, we will help facilitate your connection with potential lenders to make the process as smooth and hassle-free as possible.

F.A.Q.

How much can I borrow with a payday loan in Oakville, Iowa?

The maximum amount that you can borrow with a payday loan in Oakville, Iowa is $500.

What are the interest rates and fees associated with payday loans in Oakville, Iowa?

Payday loans in Oakville, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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