Payday Loans in Prairieburg, Iowa

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No payday loan companies in Prairieburg, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 201 S 25th St, Fort Dodge, IA 50501 +1 (515) 576 - 3177
Farm Credit Services of America 1621 11th St, DeWitt, IA 52742 +1 (563) 659 - 5141
Guthrie County Abstract Co 110 N 4th St, Guthrie Center, IA 50115 +1 (641) 332 - 2339
Farmers State Bank 517 S Federal Ave 3803, Mason City, IA 50401 +1 (641) 424 - 1949
American State Bank 901 8th St SE, Orange City, IA 51041 +1 (712) 737 - 2737
Peoples Bank Indianola 400 E Iowa Ave, Indianola, IA 50125 +1 (515) 962 - 1400
Collins Community Credit Union 1655 Jordan St, North Liberty, IA 52317 +1 (800) 475 - 1150
Iowa Savings Bank 510 Lincoln Hwy, Carroll, IA 51401 +1 (712) 792 - 9772
Bank Iowa - Villisca 300 S 3rd Ave, Villisca, IA 50864 +1 (712) 826 - 2562
First Trust & Savings Bank 104 1st Ave, Donahue, IA 52746 +1 (563) 282 - 9800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prairieburg, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Guaranteed Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, No Credit Check Loans in Council Bluffs, IA, Payday Loan Companies in Davenport, IA and Quick Loan in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prairieburg, IA.

Beautiful sights of Prairieburg, IA

Payday Loans Available in Prairieburg, IA By The Following ZIP Codes:

52219

Are Payday Loans Legal In Prairieburg, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Prairieburg, IA payday loan calculator

Understanding Payday Loans in Prairieburg, Iowa

Payday loans are short-term loans that are designed to help individuals who are in need of immediate cash. In Prairieburg, Iowa, payday loans are legal and can be obtained from various lenders.

How do Payday Loans in Prairieburg work?

Payday loans are designed to be a temporary solution to a financial problem. They are typically small loans, ranging from $100 to $1000, with a repayment term of two to four weeks. In order to apply for a payday loan, individuals must meet certain requirements such as having a steady income and having a valid checking account.

Once an individual applies for a payday loan, the lender will typically approve the loan within minutes and the funds will be deposited into the individual’s bank account within 24 hours.

What are the requirements for obtaining a payday loan in Prairieburg, Iowa?

There are certain requirements that individuals must meet in order to obtain a payday loan in Prairieburg, Iowa. These may include:

  • Being at least 18 years old and a citizen or permanent resident of the United States
  • Having a valid government-issued ID
  • Having an active checking account
  • Having a steady income, whether from a job or government benefits

What are the advantages and disadvantages of payday loans in Prairieburg, Iowa?

Like any financial product, payday loans have both advantages and disadvantages. Some of the advantages of payday loans in Prairieburg, Iowa may include:

  • Quick access to cash when needed
  • No credit check required
  • Loan approval within minutes
  • Flexibility in how funds are used

However, there are also some disadvantages to payday loans that individuals should be aware of. These may include:

  • High interest rates and fees
  • Short repayment terms
  • Potential damage to credit if not paid back on time
  • Risk of falling into a cycle of debt

What are the alternatives to payday loans in Prairieburg, Iowa?

While payday loans can be a viable option for individuals in need of immediate cash, there are also alternative options available. Some of these alternatives may include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Alternative financial products such as installment loans or lines of credit
  • Budgeting and saving to build an emergency fund

Interesting Facts and Statistics about Payday Loans in Prairieburg, Iowa

  • In Iowa, the average payday loan carries an interest rate of 290%.
  • According to a report by the Iowa Policy Project, in 2018, payday loan companies in Iowa charged more than $50 million in fees to customers.
  • As of 2021, there are approximately 220 payday lending storefronts in Iowa.

Apply Now for a Payday Loan in Prairieburg, Iowa

If you are in need of a payday loan in Prairieburg, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we will facilitate the connection with lenders who may be able to provide you with the cash you need. It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help make the process of obtaining a payday loan easier and more convenient.

F.A.Q.

Are there any restrictions on the types of fees that a payday loan lender in Prairieburg, Iowa can charge?

Yes, there are restrictions on the types of fees that a payday loan lender in Prairieburg, Iowa can charge. The lender cannot charge fees that are considered excessive or unfair, such as fees for credit insurance or other types of add-on products.

Can a payday loan lender in Prairieburg, Iowa report a borrower's delinquent loan to a credit bureau?

Yes, a payday loan lender in Prairieburg, Iowa can report a borrower's delinquent loan to a credit bureau. This can negatively impact the borrower's credit score and make it more difficult to obtain credit in the future. It is important for borrowers to make timely payments on their payday loans to avoid this outcome.