Payday Loans in Underwood, Iowa

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No payday loan companies in Underwood, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 324 W Agency Rd, West Burlington, IA 52655 +1 (319) 753 - 6526
Easy Cash Solutions 1344 1st Ave NE, Cedar Rapids, IA 52402 +1 (319) 363 - 1426
Hometown Cash Advance 2007 S Center St Ste B, Marshalltown, IA 50158 +1 (641) 844 - 1100
Great Western Bank 304 Commerce Dr, Prairie City, IA 50228 +1 (515) 994 - 2619
MoneyGram 1705 S 1st Ave o, Iowa City, IA 52240 +1 (319) 341 - 8300
Fidelity Bank & Trust 200 Peosta St, Peosta, IA 52068 +1 (563) 556 - 3002
Peoples Bank 116 W State St, Jefferson, IA 50129 +1 (515) 386 - 4848
Advance America 620 Lincoln Way Ste. 3, Ames, IA 50010 +1 (515) 233 - 0606
Payday Express 2133 W Broadway #200, Council Bluffs, IA 51501 +1 (712) 322 - 4020
Western Union 62 5th St, Woodbine, IA 51579 +1 (800) 325 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Underwood, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Des Moines, IA, Guaranteed Loans in Ames, IA, Payday Loan Without a Credit Check in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA and Payday Loans in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Underwood, IA.

Beautiful sights of Underwood, IA

Payday Loans Available in Underwood, IA By The Following ZIP Codes:

51576

Are Payday Loans Legal In Underwood, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Underwood, IA payday loan calculator

Payday Loans in Underwood, Iowa

If you live in Underwood, Iowa, you may need extra cash from time to time. Whether it’s an unexpected expense or a financial emergency, payday loans can be a helpful resource. But, what are payday loans? How do they work? And where can you find them? This article will answer these questions and provide you with a comprehensive guide to payday loans in Underwood, Iowa.

What are Payday Loans?

A payday loan is a type of short-term loan that can help you cover unexpected expenses until your next paycheck. These loans are usually for small amounts, ranging from $50 to $1,000, and are designed to be repaid in full when you receive your next paycheck.

Payday loans are different from other types of loans because they usually don’t require a credit check. Instead, lenders will typically ask for proof of income and a valid ID. This means that even if you have bad credit, you may still be able to qualify for a payday loan.

How Do Payday Loans Work?

The process of obtaining a payday loan is simple. You can either visit a lender in-person or apply online. To apply, you’ll need to provide the lender with some basic personal and financial information, such as your name, address, income, and bank account information.

If the lender approves your loan application, you’ll typically receive the funds within one business day. When you receive your next paycheck, you’ll need to pay back the full amount of the loan plus any fees and interest that may have accrued.

Where Can You Find Payday Loans in Underwood, Iowa?

Payday loans are legal in Iowa, which means there are many lenders in Underwood and throughout the state that offer these loans. You can find payday loan lenders by searching online or checking with your local banks and credit unions.

It’s important to note that each lender will have different fees and interest rates, so it’s important to shop around and compare your options before choosing a lender. Additionally, you should make sure the lender is licensed to operate in Iowa and that they follow all state and federal lending laws.

Interesting Facts and Statistics about Payday Loans in Underwood, Iowa

  • The maximum amount you can borrow with a payday loan in Iowa is $500.
  • Payday loans in Iowa have an interest rate cap of 15%, which means you can’t be charged more than 15% interest on your loan.
  • According to a report by the Iowa Division of Banking, the average payday loan in Iowa is $307 and the average APR (annual percentage rate) is 289%.
  • In Underwood, Iowa, there are several payday loan lenders that offer online applications.
  • Payday loans in Iowa can be rolled over up to three times, but you’ll need to pay an additional fee each time you do so.

Apply Now

If you need a payday loan in Underwood, Iowa, TheGuaranteedLoans can help connect you with potential lenders. We are a connection service, not a direct lender, which means we work with a network of trusted lenders to match you with the best loan option for your needs. To start the application process, simply fill out our online application and we’ll take care of the rest.

Please keep in mind that payday loans are a short-term solution and should not be used as a long-term financial strategy. Make sure you can repay your loan on time and in full to avoid additional fees and financial hardship.

In Conclusion

Payday loans can be a helpful resource when you need cash quickly. Whether you live in Underwood, Iowa or anywhere else in the state, it’s important to understand how these loans work, where to find them, and how to choose a reputable lender. With the information provided in this article, you can make informed decisions about your finances and get the help you need when unexpected expenses arise.

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Underwood, Iowa?

Yes, in Underwood, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Underwood, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Underwood, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.