Payday Loans in Van Horne, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Van Horne, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
West Iowa Bank 202 W Main St, Laurens, IA 50554 +1 (712) 841 - 2588
Great Western Bank 1111 141st St, Perry, IA 50220 +1 (515) 465 - 3187
Check `n Go 321 E Milwaukee Ave, Storm Lake, IA 50588 +1 (712) 732 - 8123
Glenwood State Bank 711 Main St, Tabor, IA 51653 +1 (712) 629 - 2435
Pilot Grove Savings Bank 516 Main St, Houghton, IA 52631 +1 (319) 469 - 6151
Homebridge Financial Services 3303 109th St, Urbandale, IA 50322 +1 (515) 988 - 7074
Cedar River Finance Co. 3900 River Ridge Dr NE B, Cedar Rapids, IA 52402 +1 (319) 362 - 2185
Midstates Bank 321 E Erie St, Missouri Valley, IA 51555 +1 (712) 642 - 2761
MoneyGram 2720 W Locust St Unit B-6, Davenport, IA 52804 +1 (563) 386 - 9505
Heritage Bank 402 Franklin St, Delhi, IA 52223 +1 (563) 922 - 2174

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Van Horne, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Bettendorf, IA, Guaranteed Loans in Cedar Falls, IA, Quick Loan in Cedar Rapids, IA, No Credit Check Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Guaranteed Loans in Des Moines, IA, Payday Loan Without a Credit Check in Dubuque, IA and Payday Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Van Horne, IA.

Beautiful sights of Van Horne, IA

Payday Loans Available in Van Horne, IA By The Following ZIP Codes:

52346

Are Payday Loans Legal In Van Horne, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Van Horne, IA payday loan calculator

The use of payday loans has increased over the years, and this trend is no different in Van Horne, Iowa. Payday loans can provide a quick solution to unexpected financial challenges that require immediate attention, but it is important to understand certain details before taking out a payday loan in Van Horne. This article aims to provide comprehensive and easy-to-understand information about payday loans in Van Horne, Iowa.

What are payday loans

Payday loans are short-term loans that typically come with high interest rates. They are usually used to help borrowers make ends meet until their next payday, hence the name “payday loan.” These types of loans are often the go-to for people who need money quickly but have a poor credit score and cannot qualify for traditional loans.

How do payday loans work in Van Horne, Iowa

Payday loans in Van Horne are legal, as they are in the state of Iowa, and lenders must be licensed to operate within the state. The state government regulates the maximum amount that lenders can offer in the form of payday loans. The maximum amount of a payday loan in Iowa is $500, and the loan term is usually less than a month, with a maximum fee of $15 for every $100 lent.

Applying for a payday loan in Van Horne, Iowa

To apply for a payday loan in Van Horne, Iowa, you must be at least 18 years of age, have a government-issued identification card or passport, and have a source of regular income. Lenders may also require your Social Security number, a valid email address, and a checking account. Prior to applying for a payday loan, it is essential to research various lending institutions to ensure that they are licensed to operate in the state of Iowa.

Benefits of payday loans in Van Horne, Iowa

  • Quick and easy access to cash
  • No credit check required
  • Increased accessibility for individuals with poor credit ratings
  • No restrictions on how borrowers can use the loan amount

Risks of payday loans in Van Horne, Iowa

  • High interest rates
  • Short repayment terms
  • Potential for debt traps if the borrower is unable to repay the loan amount on time

Interesting facts

According to a report by the Iowa Policy Project, approximately 350,000 payday loans were issued to Iowa residents in 2015. It is estimated that more than $37 million is robbed annually from Iowans through payday loans.

Apply Now

TheGuaranteedLoans is a connector service that helps match borrowers in Van Horne, Iowa, with potential lenders. We are not direct lenders. We will facilitate the connection between you and potential lenders. Our online application process speedy, secure, and allows for a quick decision. Fill out an online application today and get connected with potential lenders in Van Horne, Iowa.

In Conclusion

When it comes to payday loans, it is important to do your due diligence before taking out a loan. Ensure that you can pay back the loan before incurring any interest fees or additional fees. Always choose licensed lending institutions, and carefully read and understand the terms and conditions of your loan agreement.

F.A.Q.

Can I get a payday loan if I am self-employed in Van Horne, Iowa?

Yes, you can get a payday loan if you are self-employed in Van Horne, Iowa. You will need to provide proof of income, such as bank statements or tax returns, to qualify for a loan.

Are there any protections for borrowers who take out payday loans in Van Horne, Iowa?

Yes, there are protections for borrowers who take out payday loans in Van Horne, Iowa. The state government regulates the fees and interest rates that lenders can charge, and requires lenders to provide written disclosure of the terms and conditions of the loan.