Payday Loans in Washta, Iowa

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No payday loan companies in Washta, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Heartland Properties, Inc 535 W Broadway 100, Council Bluffs, IA 51503 +1 (712) 325 - 0445
Easy Cash Solutions 920 La Porte Rd, Waterloo, IA 50702 +1 (319) 287 - 9053
EZ Money Check Cashing 1824 W Broadway, Council Bluffs, IA 51501 +1 (712) 256 - 0400
LPI Loans 2155 7th Ave, Marion, IA 52302 +1 (319) 393 - 0700
First National Bank of Muscatine 3107 US-61, Muscatine, IA 52761 +1 (563) 262 - 4218
Hometown Cash Advance 2307 5th Ave S, Fort Dodge, IA 50501 +1 (515) 573 - 2274
Central Bank 600 Lake Ave N, Storm Lake, IA 50588 +1 (712) 732 - 2190
Marion County Bank 800 Main St, Pella, IA 50219 +1 (641) 628 - 2191
Clinton National Bank 235 6th Ave S, Clinton, IA 52732 +1 (563) 243 - 1243
Thrivent Financial-Lutherans 12580 Brentwood Ct, Peosta, IA 52068 +1 (563) 582 - 0781

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Washta, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sioux City, IA, Guaranteed Loans in Urbandale, IA, Quick Loan in Waterloo, IA, Payday Loans in West Des Moines, IA, Short-term Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA and Payday Loans in Cedar Falls, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Washta, IA.

Payday Loans Available in Washta, IA By The Following ZIP Codes:

51061

Are Payday Loans Legal In Washta, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Washta, IA payday loan calculator

Understanding Payday Loans in Washta, Iowa

Payday loans are a type of short-term loan that is designed to help individuals meet their financial obligations until their next payday. If you reside in Washta, Iowa, and you’re in need of quick cash, then a payday loan might be a viable option to consider. In Iowa, payday loans are legal, meaning that borrowers have access to these loans from licensed lenders.

What are Payday Loans?

Payday loans are designed to be a short-term solution for those who need immediate access to cash to cover unforeseen expenses, such as medical bills, car repairs, or other unexpected emergencies. These loans typically range from $100 to $1000, and they are typically paid back on the borrower’s next payday.

Payday loans come with high-interest rates, and they are generally considered to be expensive. However, if you’re in an emergency situation, a payday loan might be a viable option to consider.

How do Payday Loans Work?

The process of getting a payday loan is relatively simple. The borrower writes a postdated check to the lender, which includes the loan amount plus interest and fees. The lender then holds the check until the borrower’s next payday, at which point the check is cashed.

Alternatively, the borrower can provide the lender with permission to directly debit their bank account on the due date for the loan repayment.

What Are The Requirements for Getting a Payday Loan in Washta, Iowa?

Individuals who reside in Washta, Iowa, and wish to apply for a payday loan must meet the following requirements:

  • Be at least 18 years of age or older
  • Provide proof of identification
  • Have a valid checking account
  • Provide proof of income

How Long Does It Take to Get a Payday Loan in Washta, Iowa?

The process of getting a payday loan in Washta, Iowa, typically takes only a few minutes. Borrowers can complete an application online or in person at a licensed lender’s location. After verifying the borrower’s information, the lender will usually provide the funds on the same day, or at most, the following business day.

What Are The Fees for Payday Loans in Washta, Iowa?

In Iowa, payday loans are allowed for a maximum of $500, and the interest rate on the loan cannot exceed 15%. In addition to interest, payday lenders in Washta, Iowa, can charge a maximum loan origination fee of $15 for the first $100 borrowed, plus $10 for each additional $100 borrowed.

Apply Now for a Payday Loan through TheGuaranteedLoans

TheGuaranteedLoans is a licensed online loan connecting service that meets the needs of their clients for short term loans. We partner with direct online loan lenders in Washta, Iowa and the United States to provide quick access to funds for borrowers.

You can easily apply for a payday loan by filling out an online application available on our website. Our team will review your application and facilitate your connection with potential lenders. You do not have to worry about having a bad credit rating as our lenders do not require a credit score review.

If you’re in need of quick cash to cover unexpected expenses and you reside in Washta, Iowa, do not hesitate to apply for a payday loan through TheGuaranteedLoans today.

Interesting Facts about Payday Loans in Washta, Iowa

  • According to a study by the Center for Responsible Lending, approximately 12 million Americans take out payday loans annually.
  • The average payday loan borrower takes out eight loans annually, spending approximately $520 on interest fees alone.
  • In Iowa, payday lending rules are regulated under the organization of the Iowa Division of Banking.
  • In 2018, there were approximately 220 payday lending locations in Iowa.

F.A.Q.

How much can I borrow with a payday loan in Washta, Iowa?

The maximum amount that you can borrow with a payday loan in Washta, Iowa is $500.

What are the interest rates and fees associated with payday loans in Washta, Iowa?

Payday loans in Washta, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.