Payday Loans in Whitten, Iowa

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No payday loan companies in Whitten, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 1030 Broad St, Grinnell, IA 50112 +1 (641) 236 - 7544
United Bank of Iowa 10 N Grove St, Kiron, IA 51448 +1 (712) 675 - 4512
Farmers State Bank 175 Center Point Rd, Hiawatha, IA 52233 +1 (319) 377 - 4891
Financial Advisors U.S. Bancorp Investments 100 E Jackson St, Centerville, IA 52544 +1 (641) 437 - 4078
Commercial Financial Corporation 600 Lake Ave N, Storm Lake, IA 50588 +1 (712) 732 - 2190
Fast Bucks Payroll Advances 1111 Lewis Blvd, Sioux City, IA 51105 +1 (712) 252 - 9811
First Citizens Bank 501 Main St, Osage, IA 50461 +1 (641) 732 - 3701
Family Community Credit Union 1211 N Grand Ave, Charles City, IA 50616 +1 (641) 228 - 6612
Northwest Bank 10 N 29th St, Fort Dodge, IA 50501 +1 (515) 955 - 3331
Zach Evanovich - Ameriprise Financial Services, LLC 3100 Cedar Crest Ridge Ste 8, Dubuque, IA 52003 +1 (563) 557 - 7965

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Whitten, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Rapids, IA, No Credit Check Loans in Council Bluffs, IA, Short-term Loans in Davenport, IA, Payday Loan for Des Moines, IA, Same Day Loans in Dubuque, IA, Short-term Loans in Iowa City, IA, No Credit Check Loans in Marion, IA and Guaranteed Loans in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Whitten, IA.

Payday Loans Available in Whitten, IA By The Following ZIP Codes:

50269

Are Payday Loans Legal In Whitten, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Whitten, IA payday loan calculator

In Whitten, Iowa, payday loans are legal and can provide a fast solution to unexpected expenses. It’s important to understand the rules and regulations surrounding payday loans to make an informed decision.

What are payday loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. These loans are meant to provide a fast solution to unexpected expenses, such as car repairs, medical bills, or other financial emergencies. Payday loans are typically smaller loans, ranging from $50 to $1,000, and have higher interest rates and fees than traditional loans.

How do payday loans work?

To apply for a payday loan, a borrower needs to provide proof of income, a checking account, and identification. The lender will then provide a loan amount and a due date. On the due date, the borrower is responsible for paying back the loan amount plus any associated fees or interest.

If the borrower is unable to repay the loan on time, they may be able to roll the loan over for an additional fee. However, this can lead to a cycle of debt that can be difficult to break out of.

What are the laws surrounding payday loans in Whitten, Iowa?

In Whitten, Iowa, payday loans are legal. However, there are certain regulations in place to protect borrowers from predatory lending practices. For example, the maximum loan amount is $500, and the loan term cannot exceed 31 days. Additionally, lenders are required to disclose all fees and interest rates associated with the loan, and borrowers have the right to rescind the loan up to the end of the following business day with no penalty.

What are the benefits of payday loans?

Payday loans can provide a fast solution to unexpected expenses. The application process is typically quick and easy, and borrowers with bad credit may still be eligible for a loan. However, it’s important to understand the fees and interest rates associated with payday loans to make an informed decision.

What are the risks of payday loans?

Payday loans have higher interest rates and fees than traditional loans and may lead to a cycle of debt. Borrowers who are unable to repay the loan on time may be subject to additional fees or interest charges. Additionally, payday loans can be an expensive solution to ongoing financial problems.

The facts and statistics about payday loans in Whitten, Iowa

  • The maximum loan amount is $500 in Iowa.
  • The loan term cannot exceed 31 days.
  • Iowa law requires lenders to disclose all fees and interest rates associated with the loan.
  • Borrowers have the right to rescind the loan up to the end of the following business day with no penalty.

Apply Now

At TheGuaranteedLoans, we are a connector service, not a direct lender. We can help connect you with potential lenders who may be able to provide you with a payday loan. Our online application process is quick and easy, and we work with a variety of lenders to help find the best solution for your needs. Apply now and see what options are available to you!

Remember, payday loans can provide a solution to unexpected expenses, but it’s important to understand the risks and fees associated with these loans. Make sure to read the terms and conditions carefully and borrow only what you can afford to pay back.

F.A.Q.

Can I rollover or extend a payday loan in Whitten, Iowa?

Rolling over or extending a payday loan in Whitten, Iowa is not allowed. If you are unable to repay your loan on the agreed-upon date, you may be able to work out a payment plan with your lender.

Are there any restrictions on the use of payday loan funds in Whitten, Iowa?

Yes, in Whitten, Iowa, payday loan funds must be used for personal, family, or household purposes only. They cannot be used for business or investment purposes.