Payday Loans in Zearing, Iowa

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No payday loan companies in Zearing, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Shelby County State Bank 508 Court St, Harlan, IA 51537 +1 (712) 755 - 5112
Hills Bank 2481 IA-92, Washington, IA 52353 +1 (319) 653 - 9092
EZ Money Check Cashing 323 Edgewood Rd NW, Cedar Rapids, IA 52405 +1 (319) 396 - 3520
Advance America 1821 22nd St #104, West Des Moines, IA 50266 +1 (515) 440 - 3016
Reliance State Bank 175 E 3rd St, Garner, IA 50438 +1 (641) 923 - 2801
State Bank of Wapello 306 N 2nd St, Wapello, IA 52653 +1 (319) 523 - 2131
United Bank of Iowa 408 US-30, Dunlap, IA 51529 +1 (712) 643 - 1114
Community 1st Credit Union 205 West St, Grinnell, IA 50112 +1 (641) 236 - 5863
J's Auto Body Shop See Super Center for Sales & Service 945 E Main St, Manchester, IA 52057 +1 (563) 822 - 1315
Western Union 2400 2nd Ave, Muscatine, IA 52761 +1 (563) 264 - 2420

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Zearing, IA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Waterloo, IA, No Credit Check Loans in West Des Moines, IA, Payday Loans in Ames, IA, Short-term Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Quick Loan in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Zearing, IA.

Beautiful sights of Zearing, IA

Payday Loans Available in Zearing, IA By The Following ZIP Codes:

50278

Are Payday Loans Legal In Zearing, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Zearing, IA payday loan calculator

Payday loans are becoming increasingly popular across the US, and Iowa is no exception. In fact, payday loans are legal in Iowa, so you can find lenders in many towns and cities, including Zearing. But what exactly are payday loans, and how do they work?

What are payday loans?

Payday loans are short-term loans that are designed to provide borrowers with fast access to cash. They are typically used to cover unexpected expenses, such as emergency car repairs or medical bills. Payday loans are usually repaid within a few weeks, although the repayment period can vary depending on the lender.

Payday loans are often considered to be a type of high-cost credit, as they can have very high interest rates. However, they can be a useful option if you need to borrow money quickly and have no other sources of credit available.

How do payday loans work?

In order to apply for a payday loan, you will need to provide the lender with some basic information, such as your name, address, and income. You will also need to provide details of your bank account, as this is where the funds will be deposited if your application is approved.

Once you have provided the lender with this information, they will assess your application and decide whether to lend you the money. If your application is approved, you will usually receive the funds within a few hours or days.

When the loan becomes due, the lender will usually take the repayment directly from your bank account. This means that you need to make sure you have enough money in your account to cover the repayment, or you could face additional charges or fees.

Payday loans in Zearing, Iowa

If you are looking for a payday loan in Zearing, Iowa, there are a few things you should be aware of. Firstly, there are a number of lenders operating in the area, so you should be able to find a loan that meets your needs.

However, it is important to remember that payday loans can be expensive, so you should only consider borrowing money if you are confident that you will be able to repay the loan on time. You should also shop around and compare different lenders to find the best deal.

Interesting Facts and Statistics about Payday Loans in Zearing, Iowa

  • There are currently no payday lenders operating in Zearing itself, but there are several in nearby cities and towns, such as Ames and Nevada.
  • According to data from the Iowa Division of Banking, the average annual percentage rate (APR) on payday loans in Iowa is around 268%.
  • As of January 2022, the maximum payday loan amount in Iowa is $500, and the maximum loan term is 31 days.
  • Approximately 12% of Iowans have taken out a payday loan at some point in their lives, according to a survey by the Iowa Policy Project.

Apply Now

If you are interested in applying for a payday loan in Zearing, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Simply visit our website and fill out our online application form. Please note that TheGuaranteedLoans is a connector service, not a direct lender, so you will be matched with a lender who meets your needs.

It is important to remember that payday loans can be expensive and should only be used as a last resort. If you are struggling with debt or financial difficulties, it may be worth speaking to a financial advisor or credit counselor before taking on any additional loans.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Zearing, Iowa?

Yes, in Zearing, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Zearing, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Zearing, Iowa. Payday loans are unsecured loans, which means they do not require collateral.