Payday Loans in Cambridge, Kansas

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No payday loan companies in Cambridge, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Emprise Bank 200 N Main St, El Dorado, KS 67042 +1 (316) 321 - 3510
Central National Bank ATM 512 E D St, Hillsboro, KS 67063 +1 (888) 262 - 5456
Union State Bank 527 N Main St, Newton, KS 67114 +1 (316) 283 - 1700
Kansas Teachers Community Cu 119 S 8th St, Independence, KS 67301 +1 (620) 331 - 6934
Navy Federal Credit Union 501 N 3rd Pl A, Manhattan, KS 66502 +1 (888) 842 - 6328
Frank Hampton - Raymond James 114 W Walnut St, Salina, KS 67401 +1 (785) 404 - 6624
United Equipment Finance Services 412 N 7th St, Fredonia, KS 66736 +1 (620) 378 - 3300
Commerce Bank 1111 Fleming St, Garden City, KS 67846 +1 (620) 276 - 5600
Central National Bank - Inside Walmart 2900 S 9th St, Salina, KS 67401 +1 (785) 822 - 3126
Landmark National Bank 200 S Main St, Fort Scott, KS 66701 +1 (620) 223 - 1200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cambridge, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Quick Loan in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loan for Salina, KS, Bad Credit Loans in Shawnee, KS, Payday Loans in Topeka, KS and No Credit Check Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cambridge, KS.

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Payday Loans Available in Cambridge, KS By The Following ZIP Codes:

67023

Are Payday Loans Legal In Cambridge, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Cambridge, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Cambridge, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Cambridge, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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