Payday Loans in Luray, Kansas

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No payday loan companies in Luray, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Brookdale Salina Fairdale 2251 E Crawford St, Salina, KS 67401 +1 (785) 823 - 8600
kstate CREDIT UNION Campus Branch 1455 Anderson Ave, Manhattan, KS 66502 +1 (785) 776 - 3003
Payday Money Store 519 S Woodlawn St, Wichita, KS 67218 +1 (316) 941 - 3534
Sunflower Bank 201 N Main St, Wichita, KS 67202 +1 (316) 652 - 1216
Extra Cash 16011 College Blvd, Shawnee Mission, KS 66219 +1 (913) 310 - 9292
Hardship Personal Loans 6709 W 119th St 338, Overland Park, KS 66209 +1 (833) 321 - 7764
First Option Bank Paola 702 Baptiste Dr, Paola, KS 66071 +1 (913) 557 - 0800
Flatlender Pawn & Gun 2707 Vine St #18, Hays, KS 67601 +1 (785) 623 - 4000
MoneyGram 523 N State St, Iola, KS 66749 +1 (620) 365 - 6191
eMoneyUSA 8700 State Line Rd, Leawood, KS 66206 +1 (866) 986 - 3696

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Luray, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS and Payday Loan for Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Luray, KS.

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Payday Loans Available in Luray, KS By The Following ZIP Codes:

67649

Are Payday Loans Legal In Luray, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Luray, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Luray, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Luray, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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