Payday Loans in Mulberry, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mulberry, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Midland Loan Services 10851 Mastin St # 700, Overland Park, KS 66210 +1 (800) 327 - 8083
Comfort Keepers Home Care 121 E Walnut St, Salina, KS 67401 +1 (785) 825 - 1055
Central National Bank ATM 2221 Campus Dr, Concordia, KS 66901 +1 (888) 262 - 5456
Brookdale Hays 1801 E 27th St, Hays, KS 67601 +1 (785) 628 - 1111
American Payday Loans 8035 State Ave, Kansas City, KS 66112 +1 (913) 334 - 4411
Check `n Go 800 Tuttle Creek Blvd, Manhattan, KS 66502 +1 (785) 537 - 6012
Farm Bureau Financial Services: JJ Edwards 109 N State St, Yates Center, KS 66783 +1 (620) 625 - 2345
GNBank 110 E 8th St, Horton, KS 66439 +1 (785) 486 - 2124
Arvest Asset Management 301 W 4th Ave, Caney, KS 67333
Citizens Federal Savings Bank 5151 S 4th St, Leavenworth, KS 66048 +1 (913) 727 - 1040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mulberry, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Overland Park, KS, Bad Credit Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Online Loans in Wichita, KS, Payday Loans in Hutchinson, KS, No Credit Check Loans in Kansas City, KS and Payday Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mulberry, KS.

Payday Loans Available in Mulberry, KS By The Following ZIP Codes:

66756

Are Payday Loans Legal In Mulberry, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Mulberry, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Mulberry, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Mulberry, KS payday loan calculator

Payday Loans in Mulberry, Kansas: A Guide for Borrowers

If you’re struggling to make ends meet, you may be considering taking out a payday loan in Mulberry, Kansas. But before you do, it’s important to understand how they work and what the risks are. This guide will provide you with all the information you need to make an informed decision about payday loans.

What are Payday Loans?

Payday loans are short-term loans typically used by borrowers to cover unexpected expenses or bills they can’t afford to pay. These loans usually have a due date that coincides with the borrower’s next payday, hence the name “payday loan”.

In Kansas, payday loans are legal. The regulations that govern payday lending in Kansas are set out in the Kansas Statutes Annotated §§ 16a-2-404 and 16a-2-405.

The Application Process

The application process for payday loans is usually straightforward and can be done online. To apply, you’ll need to provide personal information, including your name, address, and proof of income. Lenders will also require access to your checking account to deposit the loan and withdraw the repayment once the due date arrives.

The lender will review your application and may require additional information if needed. Once approved, you’ll receive the loan in your checking account on the same day or the next business day.

The Cost of Payday Loans in Mulberry, Kansas

Payday loans in Mulberry, Kansas have high-interest rates and fees. Lenders in Kansas can charge up to 15% of the loan amount as a finance charge. For example, if you borrow $100, the finance charge will be $15, and you’ll have to repay $115 on your next payday. If you’re unable to repay the loan on the due date, the lender may charge additional fees and interest.

It’s important to read the loan agreement carefully and understand all the fees and charges associated with the loan before accepting it.

The Risks of Payday Loans

Despite the convenience that payday loans provide, they come with significant risks. The high-interest rates and fees associated with these loans can make it difficult to repay the loan on time, leading to a cycle of debt which can be hard to escape. Taking out multiple loans at the same time can quickly lead to financial ruin.

If you’re considering a payday loan, make sure you have a plan for how you will repay it and that you’re not borrowing more than you can afford to pay back.

Interesting Facts and Statistics about Payday Loans in Mulberry, Kansas

  • According to data collected by the Kansas Office of the State Bank Commissioner, there were 326 licensed payday lenders operating in Kansas in 2019.
  • In 2019, payday lenders in Kansas made 685,000 loans totaling $267 million.
  • The average loan amount in Kansas was $390, and the average finance charge was $59.

Apply Now

If you’re in need of a payday loan in Mulberry, Kansas, you can apply now through TheGuaranteedLoans. We are a connector service, which means we connect you with potential lenders. We are not a direct lender, and we do not make credit decisions. Our service is free, and applying through our website is quick and easy.

Remember to borrow only what you can afford to repay, and always read the loan agreement carefully before accepting it.

Apply now and get the funds you need to cover your unexpected expenses.

F.A.Q.

Are there any protections for military members in Mulberry, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Mulberry, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Mulberry, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Mulberry, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.