Payday Loans in Parsons, Kansas

Payday Loan Companies in Parsons, KS

Company nameAddressZip codePhone number
Advance America 2222 Main St 67357 +1 (620) 421 - 0605
Altamont Bank 2121 Main St 67357 +1 (620) 423 - 1211
American Payday Loans 2700 Main St 67357 +1 (620) 421 - 3300
Commercial Bank 1901 Main St 67357 +1 (620) 421 - 1000
Commercial Bank - Drive Through Banking 101-199 N Central Ave 67357 +1 (620) 421 - 1000
Community National Bank & Trust 330 N 16th St 67357 +1 (620) 423 - 0314
First Neodesha Bank Bank of Parsons 200 S 16th St 67357 +1 (620) 421 - 1448
Frontier Farm Credit 2005 Harding Dr 67357 +1 (620) 421 - 4030
Gold & Silver Jewelry Gun 1701 Main St 67357 +1 (620) 421 - 0048
Great Southern Bank 1727 Corning Ave 67357 +1 (620) 421 - 2230
Labette Bank 2121 Main St 67357 +1 (620) 421 - 2265
Loan Co., Inc. Broadway Ave 67357
MoneyGram 2222 Main St 67357 +1 (620) 421 - 0605
Payday Loans 1329 Main St 67357
Rescare Kansas East 1772 East 24000 Rd 67357 +1 (620) 421 - 2454
Walmart Money Center 3201 N 16th St 67357 +1 (620) 421 - 0375

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parsons, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Kansas City, KS, Same Day Loans in Lawrence, KS, No Credit Check Loans in Leavenworth, KS, Payday Loan for Leawood, KS, Payday Loan Without a Credit Check in Lenexa, KS, Payday Loan Without a Credit Check in Manhattan, KS, 24-Hour Loan in Olathe, KS and Payday Loans in Overland Park, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parsons, KS.

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Payday Loans Available in Parsons, KS By The Following ZIP Codes:

67357

Are Payday Loans Legal In Parsons, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Parsons, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Parsons, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Parsons, KS payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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