Payday Loans in Pratt, Kansas

Payday Loan Companies in Pratt, KS

Company nameAddressZip codePhone number
American AgCredit 706 S Main St 67124 +1 (620) 672 - 7406
ATC Accounting 10476 SW 10th Ave 67124 +1 (620) 672 - 1977
Farm Bureau Financial Services 310 E 2nd St 67124 +1 (620) 672 - 3161
First State Bank & Trust Co 906 E 1st St 67124 +1 (620) 672 - 5925
Hampton & Hampton Public Accounting, Inc. 207 S Main St 67124 +1 (620) 672 - 3472
Legacy Bank 223 S Main St 67124 +1 (620) 672 - 6421
Lincoln Financial Group 616 S Jackson St 67124 +1 (620) 672 - 3887
Mike's Rent To Own 119 S Main St 67124 +1 (620) 508 - 6388
Pratt County Abstract Company, Inc. 306 S Oak St 67124 +1 (620) 672 - 2231
Quicks Cash 1219 E 1st St A 67124 +1 (620) 672 - 6200
State Farm Bank 516 E 1st St 67124 +1 (620) 504 - 3007
Walmart Money Center 2003 E 1st St 67124

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pratt, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Leavenworth, KS, Same Day Loans in Leawood, KS, 24-Hour Loan in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Guaranteed Loans in Salina, KS and 24-Hour Loan in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pratt, KS.

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Payday Loans Available in Pratt, KS By The Following ZIP Codes:

67124

Are Payday Loans Legal In Pratt, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Pratt, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Pratt, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Pratt, KS payday loan calculator

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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