Payday Loans in Pratt, Kansas

Payday Loan Companies in Pratt, KS

Company nameAddressZip codePhone number
American AgCredit 706 S Main St 67124 +1 (620) 672 - 7406
ATC Accounting 10476 SW 10th Ave 67124 +1 (620) 672 - 1977
Farm Bureau Financial Services 310 E 2nd St 67124 +1 (620) 672 - 3161
First State Bank & Trust Co 906 E 1st St 67124 +1 (620) 672 - 5925
Hampton & Hampton Public Accounting, Inc. 207 S Main St 67124 +1 (620) 672 - 3472
Legacy Bank 223 S Main St 67124 +1 (620) 672 - 6421
Lincoln Financial Group 616 S Jackson St 67124 +1 (620) 672 - 3887
Mike's Rent To Own 119 S Main St 67124 +1 (620) 508 - 6388
Pratt County Abstract Company, Inc. 306 S Oak St 67124 +1 (620) 672 - 2231
Quicks Cash 1219 E 1st St A 67124 +1 (620) 672 - 6200
State Farm Bank 516 E 1st St 67124 +1 (620) 504 - 3007
Walmart Money Center 2003 E 1st St 67124

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pratt, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Leavenworth, KS, Same Day Loans in Leawood, KS, 24-Hour Loan in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Guaranteed Loans in Salina, KS and 24-Hour Loan in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pratt, KS.

Beautiful sights of Pratt, KS

Payday Loans Available in Pratt, KS By The Following ZIP Codes:

67124

Are Payday Loans Legal In Pratt, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Pratt, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Pratt, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Pratt, KS payday loan calculator

F.A.Q.

Are there any restrictions on how payday loan lenders in Pratt, Kansas can advertise their services?

Yes, payday loan lenders in Pratt, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.

Can payday loan lenders in Pratt, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Pratt, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

How Many Cash Advance Companies are in Pratt, KS?

With the help of our service, you will be able to find 12 cash advance companies in Pratt, KS

What Cash Advance Companies in Pratt, KS are the most popular?

You should check ATC Accounting, American AgCredit, and Farm Bureau Financial Services. Also, you can start your application online on our website.