Payday Loans in Toronto, Kansas

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No payday loan companies in Toronto, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
A-OK Pawn Shop Harry and Oliver 1547 Oliver, Wichita, KS 67218 +1 (316) 440 - 7445
Check `n Go 800 Tuttle Creek Blvd, Manhattan, KS 66502 +1 (785) 537 - 6012
Bank of Tescott 2040 S Ohio St, Salina, KS 67401 +1 (785) 452 - 9975
First National Bank of Hutchinson 6206 N 247th St W, Andale, KS 67001 +1 (316) 444 - 2550
Western Union 119 S 6th St, Clay Center, KS 67432 +1 (800) 325 - 6000
Parker Financial Group, Inc. 9200 Indian Creek Pkwy 180, Overland Park, KS 66210 +1 (913) 661 - 9492
Golden Plains Credit Union 400 KS-212, Quinter, KS 67752 +1 (785) 754 - 2159
Central National Bank 130 E 7th St, Concordia, KS 66901 +1 (785) 243 - 4141
Freedom Mortgage - Kechi 6609 N Woodlawn Blvd Suite A, Kechi, KS 67067 +1 (877) 684 - 4210
Walmart Money Center 2701 N Summit St, Arkansas City, KS 67005

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Toronto, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hutchinson, KS, Same Day Loans in Kansas City, KS, Emergency Loan in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, 24-Hour Loan in Lenexa, KS, Payday Loans in Manhattan, KS and Payday Loans in Olathe, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Toronto, KS.

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Payday Loans Available in Toronto, KS By The Following ZIP Codes:

66777

Are Payday Loans Legal In Toronto, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Toronto, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Toronto, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Toronto, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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