Payday Loans in Victoria, Kansas

Payday Loan Companies in Victoria, KS

Company nameAddressZip codePhone number
Gorham State Bank 408 Main St 67671 +1 (785) 735 - 2700
Sunflower Bank 401 Main St 67671 +1 (785) 735 - 2201

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Victoria, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Emergency Loan in Manhattan, KS, Payday Loans in Olathe, KS, Online Loans in Overland Park, KS, 24-Hour Loan in Salina, KS, Short-term Loans in Shawnee, KS, Payday Loans in Topeka, KS and Same Day Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Victoria, KS.

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Payday Loans Available in Victoria, KS By The Following ZIP Codes:

67671

Are Payday Loans Legal In Victoria, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Victoria, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Victoria, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Victoria, KS payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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