Payday Loans in Wingo, Kentucky

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No payday loan companies in Wingo, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Traditional Bank 114 Main St, Frenchburg, KY 40322 +1 (606) 768 - 2145
Advance America 189 Adam Shepherd Pkwy Ste. 21, Shepherdsville, KY 40165 +1 (502) 921 - 0477
Hancock Bank & Trust Co 2501 Crossings Blvd 250, Bowling Green, KY 42104 +1 (270) 843 - 2285
Doe Run Federal Credit Union 740 High St, Brandenburg, KY 40108 +1 (270) 422 - 7745
Edmonton State Bank 608 E Main St, Scottsville, KY 42164 +1 (270) 237 - 4474
River Valley AgCredit 545 Dick Castleman Bypass, Mayfield, KY 42066 +1 (270) 247 - 5665
Raymond James Financial Services 138 N Main St, Russellville, KY 42276 +1 (270) 726 - 5600
Advance U Cash 6823 Alexandria Pike, Alexandria, KY 41001 +1 (859) 448 - 9700
Check Into Cash 3929 Taylorsville Rd, Louisville, KY 40220 +1 (502) 451 - 6412
Central Kentucky Ag Credit 201 Commerce Dr, Paris, KY 40361 +1 (859) 987 - 4344

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wingo, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan for Georgetown, KY, Quick Loan in Hopkinsville, KY, Online Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wingo, KY.

Beautiful sights of Wingo, KY

Payday Loans Available in Wingo, KY By The Following ZIP Codes:

42088

Are Payday Loans Legal In Wingo, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Wingo, KY payday loan calculator

Understanding Payday Loans in Wingo, Kentucky

If you are currently experiencing a financial emergency and need quick access to cash, you may be considering a payday loan. Payday loans are a type of short-term loan that provides borrowers with immediate cash for unexpected expenses. In Wingo, Kentucky, payday loans are legal, but it’s important to understand the terms and conditions of these loans before applying.

How do payday loans work?

Payday loans are designed to help individuals who need cash quickly and do not have access to other sources of credit. These loans usually have a repayment term of two weeks to a month and carry high-interest rates. In Kentucky, check cashing businesses are permitted to offer payday loans.

When you apply for a payday loan, you must provide the lender with a post-dated check or authorize them to withdraw funds from your bank account on the due date. The amount you can borrow varies depending on the lender and your financial situation. However, in Kentucky, the maximum amount you can borrow is $500.

The lender will calculate the total amount you owe, including interest and fees, and provide you with a loan agreement that outlines the repayment terms. You must repay the loan on the due date, and if you are unable to do so, the lender can charge you additional fees and interest.

What are the risks of payday loans?

While payday loans may provide a quick solution to financial emergencies, they carry significant risks. Due to their high-interest rates and short repayment terms, borrowers often find themselves trapped in a cycle of debt.

The high-interest rates charged by payday lenders can lead to significant financial hardship, making it difficult to repay the loan on time. Furthermore, if you are unable to repay the loan, the lender can charge you additional fees and interest, compounding your debt.

Therefore, it’s important to carefully consider the risks before applying for a payday loan and only use this option when no other source of credit is available.

Interesting Facts and Statistics about Payday Loans in Wingo, Kentucky

  • In Kentucky, the maximum amount you can borrow through payday loans is $500.
  • In Kentucky, check cashing businesses are permitted to offer payday loans.
  • According to a report published by the Kentucky Coalition for Responsible Lending, over 83,000 payday loans were taken out in Kentucky in 2019.
  • The average APR for payday loans in Kentucky is 460%.

Apply Now

If you are facing a financial emergency and need cash quickly, a payday loan may be an option for you. At TheGuaranteedLoans, we provide a connector service for borrowers looking for payday loans in Wingo, Kentucky. We work with a network of trusted lenders who can provide you with quick access to cash.

Please note that we are not a direct lender, and our service is free of charge. We will facilitate your connection with potential lenders and help you find the best option for your specific needs.

To start the application process, simply fill out our online application form, and we’ll take care of the rest. Our application process is fast, easy, and secure, and you’ll receive a decision in minutes.

Conclusion

A payday loan can provide a quick solution to financial emergencies, but they carry significant risks. It’s important to carefully consider the pros and cons of payday loans before applying and only use this option when no other source of credit is available. If you decide to apply for a payday loan, work with a trusted lender like TheGuaranteedLoans to ensure that you receive fair and transparent terms.

F.A.Q.

Are there any alternatives to payday loans in Wingo, Kentucky?

Yes, there are several alternatives to payday loans in Wingo, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Wingo, Kentucky?

If you are unable to repay your payday loan in Wingo, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.