Payday Loans in Acme, Louisiana

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No payday loan companies in Acme, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 210 Elizabeth St, Many, LA 71449 +1 (318) 256 - 6061
Western Union Snappy Cash Inc, 111 E Madison Ave, Bastrop, LA 71220 +1 (318) 283 - 5000
Fairway Independent Mortgage 5431 Superior Dr, Baton Rouge, LA 70816 +1 (225) 295 - 9054
Money In A Flash 111 N Foster Dr, Baton Rouge, LA 70806 +1 (225) 925 - 1023
Republic Finance 31575 Hwy 16 North, Suite A, Denham Springs, LA 70726 +1 (225) 665 - 3777
Sabine State Bank and Trust Company 6669 Tannehill Dr, Olla, LA 71465 +1 (318) 495 - 3454
American Cash Advance 814 Grand Caillou Rd #7, Houma, LA 70363 +1 (985) 853 - 1480
Fidelity Finance 14356 W University Ave #1, Hammond, LA 70403 +1 (985) 429 - 8000
Cajun Credit of Gonzales Inc 1404 S Burnside Ave # B, Gonzales, LA 70737 +1 (225) 647 - 7422
Cash 2 U 1400 Cooper Lake Rd, Bastrop, LA 71220 +1 (318) 556 - 4020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Acme, LA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Kenner, LA, Payday Loan Companies in Lafayette, LA, Payday Loans in Lake Charles, LA, Short-term Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Payday Loans in New Iberia, LA and Payday Loan for New Orleans, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Acme, LA.

Are Payday Loans Legal In Acme, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Acme, LA payday loan calculator

Payday Loans in Acme, Louisiana: What You Should Know

From time to time, unexpected financial emergencies arise in our lives that call for immediate financial action. It could be an unexpected medical bill, a car breakdown, or any other emergency that requires quick financial assistance.

If you’re in Acme, Louisiana, and you’re facing an urgent financial need, a payday loan could be a viable solution.

What Are Payday Loans?

A payday loan is a short-term loan that is typically repaid within two to four weeks. It is designed to help borrowers get through a financial emergency until their next payday arrives. These loans are easy to access and are usually processed quickly, making them ideal for emergency situations.

Payday loans are available to anyone, regardless of their credit score. Unlike traditional loans, payday lenders don’t require collateral or extensive documentation. This makes them an attractive option for those who need quick cash but have poor credit.

Payday Loan Laws in Acme, Louisiana

Payday loans are legal in Louisiana, and residents of Acme are eligible to apply. However, there are some regulations that lenders must abide by. For example, the maximum amount a borrower can receive is $350, and the loan term must not exceed 60 days.

In addition, lenders are required to disclose all fees and interest rates upfront. They must also provide borrowers with a written agreement that outlines the terms and conditions of the loan. These regulations help protect borrowers from unscrupulous lenders and predatory lending practices.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their benefits and drawbacks. Here are some of the advantages and disadvantages of using payday loans:

Pros

  • Easy access to funds
  • No collateral required
  • No credit check required
  • Quick application process

Cons

  • High interest rates and fees
  • Short repayment terms
  • Risk of falling into a debt cycle
  • May lead to damaged credit score

Interesting Facts and Statistics About Payday Loans in Acme, Louisiana

  • The average payday loan amount in Louisiana is $408
  • Approximately 79% of payday loans in Louisiana are taken out by borrowers who have already taken out a payday loan in the past
  • Payday lenders in Louisiana charge an average interest rate of 391%
  • There are more than 800 payday loan stores in Louisiana

Applying for a Payday Loan in Acme

If you’re considering a payday loan to help you through a financial emergency, TheGuaranteedLoans can help. We are a connecting service that connects borrowers with potential lenders. Just visit our website and fill out an online application. We will then share your information with lenders who may be able to provide you with a loan that fits your needs.

It’s important to note that we are not a direct lender, and we do not make loan decisions. Our role is to connect you with potential lenders and facilitate the lending process.

Conclusion

If you are facing a financial emergency in Acme, Louisiana, a payday loan could be a viable solution. However, before you apply for a loan, it’s important to understand the advantages and disadvantages of payday loans. Be sure to shop around for the best rates and terms, and only borrow what you need and can afford to repay.

And remember, TheGuaranteedLoans can help connect you with potential lenders. Apply now to get started.

F.A.Q.

Is it legal to take out a payday loan in Acme, Louisiana?

Yes, payday lending is legal in Acme, Louisiana, as long as lenders follow the state's regulations and guidelines.

How do I find a reputable payday lender in Acme, Louisiana?

To find a reputable payday lender in Acme, Louisiana, you can check with the state's Office of Financial Institutions to see if the lender is licensed and in good standing. You can also read reviews and compare offers from different lenders to ensure you are choosing a reputable and trustworthy provider.