Payday Loans in Berwick, Louisiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Berwick, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 308 Jimmie Davis Blvd, Jonesboro, LA 71251 +1 (318) 259 - 7900
Republic Finance 2207 Cypress St Suite 3, West Monroe, LA 71291 +1 (318) 323 - 6444
Absolute Cash Payday Loans 2100 Collins Blvd, Suite 156, Winn Dixie Shopping Center, Covington, LA 70433 +1 (985) 635 - 4020
Ville platte la 216 Rev. E.D. Alfred St, Ville Platte, LA 70586
Express Check Advance 215 S 2nd St, Eunice, LA 70535 +1 (337) 550 - 7225
1st Franklin Financial 801 S Arkansas St Suite 1, Springhill, LA 71075 +1 (318) 539 - 2935
Tower Loan 12211 Greenwell Springs Rd, Baton Rouge, LA 70814 +1 (225) 261 - 0158
Delta Payday 5100 Westbank Expy #1, Marrero, LA 70072 +1 (504) 371 - 8817
Community Bank of Louisiana 211 Main St, Logansport, LA 71049 +1 (318) 697 - 4303
World Finance 5020 Cut-Off Rd Ste D, Coushatta, LA 71019 +1 (318) 932 - 8241

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Berwick, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lake Charles, LA, Bad Credit Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Short-term Loans in New Iberia, LA, Short-term Loans in New Orleans, LA, Payday Loans in Prairieville, LA and Payday Loans in Shreveport, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Berwick, LA.

Beautiful sights of Berwick, LA

Payday Loans Available in Berwick, LA By The Following ZIP Codes:

70342

Are Payday Loans Legal In Berwick, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Berwick, LA payday loan calculator

What You Need to Know About Payday Loans in Berwick, Louisiana

If you’re in need of quick cash in Berwick, Louisiana, a payday loan could be a viable option. Payday loans are short-term loans that are typically due on your next payday. They are designed to help you cover unexpected expenses, emergencies, or bridge gaps in your budget until your next payday. In Louisiana, payday loans are legal and regulated by state law. Here’s what you need to know about payday loans in Berwick, Louisiana.

How to Apply for a Payday Loan in Berwick

The process of applying for a payday loan in Berwick can be relatively simple and straightforward. Typically, you’ll need to provide proof of income, such as a pay stub or bank statement, and a valid ID. You’ll also need to have an active checking account. Once you’ve submitted your application, a lender will review it and determine whether to approve or deny your loan request. If approved, you’ll receive the funds either via direct deposit or a check.

Before applying for a payday loan, it’s important to understand the terms and fees associated with the loan. In Louisiana, the maximum amount you can borrow from a payday lender is $350. The loan term can vary, but it typically ranges from 14 days to 30 days. The fees for payday loans are capped in Louisiana at 16.75% of the loan amount. This means that if you borrow $100, the maximum fee you can be charged is $16.75.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with both advantages and disadvantages. Here are some of the pros and cons of payday loans:

Pros:

  • Quick access to cash: If you need money fast, a payday loan can be a good option. You can typically receive the funds within a few days of applying.
  • No credit check required: Payday lenders don’t typically require a credit check, which can make it easier to qualify for a loan if you have bad credit or no credit history.
  • Easy to apply: Payday loans are easy to apply for, and the application process is typically straightforward.

Cons:

  • High fees: Payday loans come with high fees and interest rates, which can make them an expensive borrowing option. In Louisiana, the maximum fee you can be charged is 16.75% of the loan amount.
  • Short loan terms: Payday loans are designed to be repaid quickly, typically within 14 days to 30 days. This can make it difficult to budget for and repay the loan on time.
  • Risk of rollover: If you’re unable to repay the loan on time, you may be tempted to roll it over and extend the loan term. However, this can lead to additional fees and interest charges.

Facts and Statistics About Payday Loans in Berwick, Louisiana

  • In 2019, Louisiana residents took out more than 747,000 payday loans, totaling over $280 million in loan balances.
  • The average payday loan in Louisiana is $350, with an average fee of $52.91.
  • Across the state, nearly 80% of payday loans are rolled over or renewed, indicating that borrowers may have a difficult time repaying the loan on time.

Apply Now for a Payday Loan in Berwick

If you’re in need of quick cash in Berwick, Louisiana, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of reputable lenders to help you find a loan that fits your needs. To begin the process, simply fill out our online application and we’ll match you with lenders who may be able to provide you with a payday loan. Remember to borrow responsibly and only take on debt that you can afford to repay.

F.A.Q.

Can I be charged with a crime for not paying back a payday loan in Berwick, Louisiana?

No, you cannot be charged with a crime for not paying back a payday loan in Berwick, Louisiana. However, the lender may take legal action to collect the debt if you default on the loan.

Can I get a payday loan if I'm unemployed in Berwick, Louisiana?

It may be possible to get a payday loan if you are unemployed in Berwick, Louisiana, but it will depend on the lender's requirements and policies. Some lenders may require proof of income or other forms of financial stability to qualify for a loan.