Payday Loans in Bush, Louisiana

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No payday loan companies in Bush, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Sportsman's Credit LLC 3121 Van Buren St # C, Baker, LA 70714 +1 (225) 775 - 0401
Avoyelles Finance Inc 510 Acton Rd, Marksville, LA 71351 +1 (318) 240 - 9857
Cash Corner 1001 Jackson St, Thibodaux, LA 70301 +1 (985) 448 - 1951
Cash Cow 1643 Carter St, Vidalia, LA 71373 +1 (318) 336 - 9262
Easy Money EMG 1102 E Admiral Doyle Dr Suite 5, New Iberia, LA 70560 +1 (337) 365 - 9020
ACE Cash Express 2709 W 70th St, Shreveport, LA 71108 +1 (318) 688 - 2695
Marksville Credit LLC 310 Acton Rd, Marksville, LA 71351 +1 (318) 240 - 9133
Southland Finance Co 1105 7th St, Morgan City, LA 70380 +1 (985) 385 - 2001
King Payday Loan LLC 2218 Williams Blvd, Kenner, LA 70062 +1 (504) 305 - 4731
Avoyelles Payday Loans 1257 LA-29, Bunkie, LA 71322 +1 (318) 346 - 8800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bush, LA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Guaranteed Loans in New Iberia, LA, Guaranteed Loans in New Orleans, LA, 24-Hour Loan in Prairieville, LA, Emergency Loan in Shreveport, LA and Payday Loans in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bush, LA.

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Payday Loans Available in Bush, LA By The Following ZIP Codes:

70431

Are Payday Loans Legal In Bush, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Bush, LA payday loan calculator

Advise to read before applying

Payday Loans in Bush, Louisiana – What You Need to Know

If you find yourself in a tight financial spot and need cash quickly, a payday loan might seem like a good option. However, before you take out a payday loan in Bush, Louisiana, it’s important to understand the rules and regulations surrounding these types of loans. In this article, we’ll explore everything you need to know about payday loans in Bush, Louisiana.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide quick cash to people who need it, but they often come with high interest rates and fees. In Louisiana, payday loans can be up to $350 and have a maximum term of 60 days.

How to Get a Payday Loan in Bush, Louisiana

To get a payday loan in Bush, Louisiana, you must be 18 years old and have a steady source of income. You’ll need to provide proof of income, such as a pay stub or bank statement, and a valid ID. You’ll also need to provide a post-dated check or authorize an electronic debit from your account for the amount you’re borrowing plus fees and interest.

Understanding Fees and Interest Rates

Payday loans in Bush, Louisiana can come with high fees and interest rates. Louisiana law allows lenders to charge up to 16.75% of the amount borrowed as interest and up to $45 as a finance charge. This means that if you borrow $100, you’ll pay up to $25 in interest and up to $45 in fees.

Repaying Your Payday Loan

Payday loans in Louisiana have a maximum term of 60 days and must be paid back by your next payday. If you can’t pay back the loan in full on your next payday, you can roll it over for an additional fee. Rolling over the loan means you’ll pay additional interest and fees, which can add up quickly.

The Risks of Payday Loans

While payday loans can provide quick cash, they can also be risky. The high interest rates and fees can make it difficult to pay back the loan, and rolling over the loan can lead to a cycle of debt. It’s important to carefully consider your options before taking out a payday loan and to only borrow what you can afford to pay back.

Apply Now

If you’re considering a payday loan in Bush, Louisiana, TheGuaranteedLoans can help. We are a connector service that can help you find potential lenders who may be able to provide you with the cash you need. To get started, fill out our online application. Please note that TheGuaranteedLoans is not a direct lender and we do not make credit decisions.

Interesting Facts and Statistics

– In Louisiana, the average payday loan is $350
– Louisiana has the highest concentration of payday lending storefronts per capita in the United States
– More than 80% of payday loans in Louisiana are rolled over or renewed

Conclusion

Payday loans in Bush, Louisiana can be a quick source of cash, but they come with high fees and interest rates. Before taking out a payday loan, it’s important to understand the risks and to carefully consider your options. If you do decide to take out a payday loan, make sure you borrow only what you can afford to pay back and that you understand the terms and conditions of the loan.

F.A.Q.

Can I apply for a payday loan if I have bankruptcy in my history in Bush, Louisiana?

Yes, you can still apply for a payday loan in Bush, Louisiana even if you have bankruptcy in your history. However, the lender may have stricter eligibility requirements or may require additional information in order to approve your loan.

Can a payday lender require me to provide collateral for my loan in Bush, Louisiana?

No, payday lenders are not allowed to require collateral for loans in Bush, Louisiana. This means that borrowers do not have to put up any personal property or assets as security for their loans.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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