Payday Loans in Chase, Louisiana

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No payday loan companies in Chase, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 365 N Canal Blvd, Thibodaux, LA 70301 +1 (985) 449 - 4107
Republic Finance 616 S Lewis St Suite C, New Iberia, LA 70560 +1 (337) 369 - 3864
ACE Cash Express 5029 Lapalco Blvd, Ste A2, Marrero, LA 70072 +1 (504) 371 - 0445
World Finance Corporation 5020 Cut-Off Rd d, Coushatta, LA 71019 +1 (318) 932 - 8241
Money Mart 14671 Plank Rd, Baker, LA 70714 +1 (225) 771 - 1207
Community Loans of America 405 Sterlington Rd, Monroe, LA 71203 +1 (318) 329 - 0212
1st Franklin Financial 3409 Williams Blvd Suite 7, Kenner, LA 70065 +1 (504) 468 - 2427
Paycheck Loans 2640 LA-28, Pineville, LA 71360
World Finance Corporation 341 South Dr b, Natchitoches, LA 71457 +1 (318) 356 - 9777
Pay-Day Loans Monroe, LA 71201 +1 (318) 537 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chase, LA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Marrero, LA, Payday Loans in Metairie, LA, Payday Loan Companies in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA, Payday Loans in Shreveport, LA and Payday Loans in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chase, LA.

Useful Articles

Are Payday Loans Legal In Chase, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Chase, LA payday loan calculator

Advise to read before applying

Welcome to our article on payday loans in Chase, Louisiana. Payday loans are a type of short-term loan that can help individuals bridge the gap between paydays. In Louisiana, payday loans are legal, despite being highly controversial in other parts of the United States.

What is a Payday Loan?

A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. These loans typically range anywhere from $50 to $1,000 and are intended to be used for emergency expenses, such as medical bills, car repairs, or unexpected home repairs. Payday loans are meant to be a temporary solution to a financial problem and should not be relied upon as a long-term financial solution.

How Do Payday Loans Work in Louisiana?

Payday loans are legal in Louisiana, and lenders are allowed to charge up to 16.75% in interest and a $45 origination fee on loans up to $350. For loans between $350 and $500, the interest rate can be up to 14.75%, with a maximum origination fee of $45. In Louisiana, borrowers are allowed to take out multiple payday loans. However, the total amount of all loans cannot exceed $500 and lenders are required to give borrowers a minimum of 30 days to repay the loan.

It’s important to note that if a borrower is unable to repay the loan on time, they may be subject to additional fees and charges. The lender is also allowed to charge a $25 non-sufficient funds (NSF) fee if the borrower’s check or electronic payment is returned due to insufficient funds.

The Pros and Cons of Payday Loans

While payday loans can be a lifesaver in an emergency situation, there are both pros and cons to consider before taking out a loan.

Pros

  • Quick access to cash
  • No credit check required
  • Can be used for any purpose
  • Multiple lenders available

Cons

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt cycle
  • Borrowers may be subject to additional fees and charges

It’s important to carefully consider whether a payday loan is the right financial solution for your situation.

Interesting Facts and Statistics about Payday Loans in Chase, Louisiana

  • In 2019, Louisiana residents took out more than 3.2 million payday loans.
  • The average payday loan in Louisiana is $350.
  • In 2020, Louisiana payday lenders charged an average interest rate of 391%.
  • Payday lenders in Louisiana made over $214 million in fees and interest in 2019.

Apply Now

If you find yourself in need of a payday loan, TheGuaranteedLoans is here to help. Our online application process is quick and easy, and we will connect you with potential lenders who can help meet your financial needs. We are not a direct lender and do not make credit decisions, but we work with a network of lenders who may be able to help you get the funds you need. Apply now and get the money you need today!

Remember, it’s important to only take out a payday loan if you are confident that you will be able to repay the loan on time and in full. Late payments and missed payments can result in additional fees and charges, and can negatively impact your credit score.

In conclusion

Payday loans are legal in Louisiana, but it’s important to carefully consider your financial situation before taking out a loan. While payday loans can be a helpful financial tool in an emergency situation, they are not a long-term financial solution. It is crucial to understand the interest rates, fees, and repayment terms associated with a payday loan before signing any agreements. Remember, if you have any questions or concerns about payday loans in Chase, Louisiana, TheGuaranteedLoans is here to help.

F.A.Q.

Is it legal to take out a payday loan in Chase, Louisiana?

Yes, payday lending is legal in Chase, Louisiana, as long as lenders follow the state's regulations and guidelines.

How do I find a reputable payday lender in Chase, Louisiana?

To find a reputable payday lender in Chase, Louisiana, you can check with the state's Office of Financial Institutions to see if the lender is licensed and in good standing. You can also read reviews and compare offers from different lenders to ensure you are choosing a reputable and trustworthy provider.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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