Payday Loans in Lisbon, Louisiana

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No payday loan companies in Lisbon, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Courtesy Cash 4508 Coliseum Blvd, Alexandria, LA 71303 +1 (318) 561 - 8258
Advance America 798 S Arkansas St, Springhill, LA 71075 +1 (318) 539 - 2446
Absolute Cash Payday Loans Winn Dixie Shopping Center, 2100 N Collins Blvd STE 156, Covington, LA 70433 +1 (985) 635 - 4020
Heritage Credit 1007 N Pine St, DeRidder, LA 70634
Advance America 6224 Plank Rd a, Baton Rouge, LA 70805 +1 (225) 356 - 9233
Colfax Banking Co. 625 8th St, Colfax, LA 71417 +1 (318) 627 - 3161
Security Finance 1012B 8th St, Morgan City, LA 70380 +1 (985) 384 - 5533
Check Cash Loans 720 Brownswitch Rd, 3-B, Slidell, LA 70458 +1 (985) 200 - 9581
Kwik Cash Loans 124 N Franklin St, Bastrop, LA 71220 +1 (318) 556 - 4005
Family Financial Centers 1160 Hospital Rd, New Roads, LA 70760 +1 (225) 638 - 3367

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lisbon, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Houma, LA, Payday Loan Without a Credit Check in Kenner, LA, Payday Loan Companies in Lafayette, LA, Payday Loan Without a Credit Check in Lake Charles, LA, Quick Loan in Marrero, LA, Payday Loan Without a Credit Check in Metairie, LA, Payday Loans in Monroe, LA and Same Day Loans in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lisbon, LA.

Payday Loans Available in Lisbon, LA By The Following ZIP Codes:

71048

Are Payday Loans Legal In Lisbon, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Lisbon, LA payday loan calculator

Understanding Payday Loans in Lisbon, Louisiana: What You Need to Know

When unexpected expenses arise and your paycheck is still days or even weeks away, payday loans can provide a quick and easy solution. Payday loans are small, short-term loans that are intended to be repaid on your next payday. While they can be helpful in a pinch, it’s important to understand the implications and requirements before taking out a payday loan in Lisbon, Louisiana.

Payday Loans in Lisbon, Louisiana: Legal Status

First, it’s important to note that payday loans are legal in Louisiana, including in Lisbon. However, there are laws and regulations in place to protect borrowers and prevent them from falling into a cycle of debt.

For example, Louisiana law requires lenders to verify a borrower’s income before approving a loan. Additionally, borrowers are only allowed to take out one loan at a time and are limited to a maximum of $350. Loans must be repaid within 60 days and cannot be rolled over or renewed.

It’s important to carefully read and understand the terms and conditions of any loan before accepting it. Make sure that you understand the interest rate, fees, and any potential penalties for late or missed payments.

The Application Process

Getting approved for a payday loan in Lisbon, Louisiana is typically a quick and easy process. You can apply online or in person at a local payday loan store. The application typically requires you to provide personal information such as your name, address, and employment details. You’ll also need to provide proof of income and a valid checking account.

Once your application is approved, you’ll be asked to sign a loan agreement that outlines the terms and conditions of your loan. Make sure to read this carefully before signing.

Paying Back Your Loan

The repayment process for payday loans in Lisbon, Louisiana is straightforward. The loan amount plus any applicable fees and interest will be due on your next payday. The lender will usually automatically deduct the repayment amount from your checking account on the due date.

If you are unable to repay your loan on time, it’s important to contact your lender as soon as possible to discuss your options. Rolling over or renewing a payday loan can result in additional fees and make it more difficult to pay back your loan.

Interesting Facts and Statistics About Payday Loans in Lisbon, Louisiana

  • In Louisiana, the average payday loan is for $307.
  • The average APR for payday loans in Louisiana is 391%.
  • According to a report by the Louisiana Budget Project, payday loan borrowers in Louisiana pay over $240 million in fees every year.

Apply Now

Need cash fast? TheGuaranteedLoans can connect you with potential lenders who may be able to provide a payday loan in Lisbon, Louisiana. Simply fill out our online application and we’ll connect you with a lender who may be able to help.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions or provide loans ourselves. Instead, we work with a network of trusted lenders to help connect borrowers with potential lenders who may be able to provide a loan.

Conclusion

Payday loans can be a helpful option when you need cash fast, but it’s important to understand the terms and conditions before accepting a loan. With the help of TheGuaranteedLoans and your knowledge of payday loan regulations in Louisiana, you can make an informed decision and get the financial help you need.

F.A.Q.

What are payday loans in Lisbon, Louisiana?

Payday loans in Lisbon, Louisiana are short-term loans that are intended to cover unexpected expenses or to help with a temporary financial shortfall. These loans are typically for small amounts, and they must be repaid on the borrower's next payday.

How do payday loans work in Lisbon, Louisiana?

in Lisbon, Louisiana, payday loans are typically offered by small, independent lenders or by online lenders. To apply for a payday loan, a borrower must provide proof of income, a valid identification, and a current bank account. The lender will then advance the loan, which must be repaid on the borrower's next payday, along with any applicable fees and interest charges.