Payday Loans in Pelican, Louisiana

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No payday loan companies in Pelican, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Exchange 11441 Florida Blvd, Baton Rouge, LA 70815 +1 (225) 272 - 5490
World Finance 1766 S 5th St, Leesville, LA 71446 +1 (337) 238 - 5911
Home Bank 102 S Adams St, Welsh, LA 70591 +1 (337) 734 - 2226
Ferriday Finance Co Inc 215 Mickey Gilley Ave, Ferriday, LA 71334 +1 (318) 757 - 2354
State Finance Co 1006 N Julia St, Rayville, LA 71269 +1 (318) 728 - 3446
Barksdale Federal Credit Union 1700 E Whatley Rd, Oakdale, LA 71463 +1 (318) 335 - 4698
Cash 2 U 115 Ferdinand St #3, Marksville, LA 71351 +1 (318) 253 - 4567
Western Union Amoco Downtown, 114 S Chestnut St, Tallulah, LA 71282 +1 (318) 574 - 3477
Sugarland Credit 715 Center St, New Iberia, LA 70560 +1 (337) 367 - 1475
Ready Cash Advance 9073 Mansfield Rd, Shreveport, LA 71118 +1 (318) 671 - 0620

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pelican, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Payday Loans in New Iberia, LA, Short-term Loans in New Orleans, LA, Payday Loans in Prairieville, LA, Emergency Loan in Shreveport, LA and Payday Loan Companies in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pelican, LA.

Useful Articles

Are Payday Loans Legal In Pelican, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Pelican, LA payday loan calculator

Advise to read before applying

Payday Loans in Pelican, Louisiana

Living paycheck to paycheck can be challenging, especially when unexpected expenses arise. Whether it’s a car repair or medical bill, unexpected costs can quickly add up. When you need cash fast, a payday loan may seem like a viable option.

In Louisiana, payday loans are legal, and Pelican residents can use them to cover unexpected expenses. However, before committing to a payday loan, it’s essential to understand what they are, how they work, and the risks involved.

What is a Payday Loan?

A payday loan is a short-term cash loan that you can get to cover unexpected expenses. Typically, payday loans are due on your next payday, or they can be renewed for an additional fee. They can be obtained at a storefront location, or online, and lenders may ask for proof of income and personal identification to qualify for a loan.

How Does it Work in Pelican, LA?

Pelican residents can apply for a payday loan online or in-store. Lenders must be licensed and follow the state’s regulations surrounding payday loans. These regulations include:

  • Lenders cannot lend more than $350.
  • Lenders cannot charge more than 16.75% of the loan amount in fees.
  • The maximum loan term is 60 days.
  • Borrowers can only have one outstanding payday loan at a time.

If you are approved for a payday loan, the lender will give you cash or deposit it into your bank account. Typically, borrowers must pay back the loan by their next payday, along with interest and any fees.

What are the Risks?

While payday loans may seem like a quick solution to financial challenges, they come with risks that borrowers should be aware of. The interest rates on payday loans are high, and if you cannot repay the loan on time, you may incur additional fees and interest. Late payments can also negatively impact your credit score.

Additionally, payday loans can lead to a cycle of debt. Borrowers who cannot repay the loan may renew it for an additional fee, which can lead to a cycle of debt and financial hardship.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can be challenging to cover. That’s why we offer a payday loan connector service that can connect you with potential lenders.

To apply, fill out an online application in a few minutes. We’ll match you with a lender who meets your needs, and they will contact you to discuss loan terms and options. Please note that we are not a direct lender, and we do not make credit decisions. Instead, we are a connector service that can help you find a loan option that works for you.

Interesting Facts and Statistics about Payday Loans in Pelican, Louisiana

  • According to the Louisiana Department of Insurance, in 2019, payday lenders in Louisiana made over 2.1 million loans worth over $1.1 billion.
  • The Louisiana Office of Financial Institutions reported that the average payday loan was $350, and the average APR was 391% in 2018.
  • According to Pew Charitable Trusts, Louisiana has one of the highest concentrations of payday lenders in the country, with over 800 storefront locations in 2018.

Remember, when considering a payday loan, it’s essential to understand the risks involved and to borrow responsibly. At TheGuaranteedLoans, we are here to help you find a loan option that meets your needs and works for you.

F.A.Q.

Can I extend or rollover my payday loan in Pelican, Louisiana?

No, rollovers or extensions are not allowed on payday loans in Pelican, Louisiana.

How long do I have to repay my payday loan in Pelican, Louisiana?

Payday loans in Pelican, Louisiana must be repaid within 14-60 days, depending on the lender's policies.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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