Payday Loans in Sikes, Louisiana

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No payday loan companies in Sikes, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tower Loan Broadmoor Shopping Center, 220, Natchitoches, LA 71457 +1 (318) 352 - 4107
American Cash advance 400 Louisville Ave, Monroe, LA 71201 +1 (318) 651 - 0800
American Cash Advance 3210 Ryan St, Lake Charles, LA 70601 +1 (337) 433 - 8211
Check Into Cash 3628 Monroe Hwy Suite 156, Pineville, LA 71360 +1 (318) 640 - 5743
World Finance 121 Carolina Ave Ste B, Bogalusa, LA 70427 +1 (985) 732 - 0508
Cash In A Dash 207 Carter St, Vidalia, LA 71373 +1 (318) 336 - 4000
1st Franklin Financial 3409 Williams Blvd Suite 7, Kenner, LA 70065 +1 (504) 468 - 2427
Bill Credit Corporation 5545 Cameron St # H, Scott, LA 70583 +1 (337) 234 - 1252
IBERIABANK 2215 Sampson St, Westlake, LA 70669 +1 (337) 312 - 7724
Origin Bank 2995 US-80, Calhoun, LA 71225 +1 (318) 644 - 2220

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sikes, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Shreveport, LA, Payday Loan Companies in Baton Rouge, LA, 24-Hour Loan in Bossier City, LA, Payday Loans in Houma, LA, Payday Loans in Kenner, LA, Payday Loan Without a Credit Check in Lafayette, LA, Payday Loans in Lake Charles, LA and Payday Loans in Marrero, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sikes, LA.

Payday Loans Available in Sikes, LA By The Following ZIP Codes:

71473

Are Payday Loans Legal In Sikes, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Sikes, LA payday loan calculator

Payday Loans in Sikes, Louisiana

Living paycheck to paycheck is a reality for many Americans, and sometimes it can be difficult to make ends meet. When unexpected expenses arise, such as car repairs or medical bills, a payday loan can help bridge the gap until your next paycheck. In Sikes, Louisiana, payday loans are legal and can provide a lifeline for struggling individuals.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to be an immediate solution to financial difficulties, and can often be obtained quickly and without a lot of paperwork. In Louisiana, payday loans are legal and regulated by state law.

How Do Payday Loans Work in Sikes, Louisiana?

To obtain a payday loan in Sikes, Louisiana, you must meet certain eligibility requirements and provide proof of income. The maximum loan amount in Louisiana is $350, and the loan term must be between 10 and 31 days. The interest rates and fees for payday loans in Louisiana are regulated by state law, with a maximum interest rate of 16.75% of the loan amount.

When you apply for a payday loan in Sikes, Louisiana, you will need to provide your personal and financial information, including your name, address, Social Security number, and income information. The lender will then evaluate your application and determine whether or not you qualify for a loan. If you are approved, the lender will provide you with the loan funds, which you can use to cover your expenses.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. On the one hand, payday loans can provide quick access to cash for unexpected expenses. They can also be an option for individuals with poor credit who may not qualify for traditional loans. On the other hand, payday loans often come with high interest rates and fees, which can make them expensive in the long run. Additionally, if you are unable to repay the loan on time, you could incur additional fees and damage to your credit score.

Interesting Facts and Statistics About Payday Loans in Sikes, Louisiana

  • In Louisiana, the average payday loan is around $300, with an average annual percentage rate (APR) of 391%.
  • In 2019, Louisiana borrowers took out over 480,000 payday loans.
  • Between 2009 and 2019, the number of payday lenders in Louisiana increased from 843 to 1,123.
  • Louisiana borrowers typically take out an average of 10 payday loans per year.
  • Payday lenders in Louisiana are required to prominently display the fees and APR for loans to borrowers.

Apply Now for a Payday Loan in Sikes, Louisiana

If you’re considering a payday loan in Sikes, Louisiana, TheGuaranteedLoans can help. We are a loan connector service that can connect you with potential lenders who meet your needs. Simply fill out an online application on our website and we will match you with lenders who may be able to provide you with a loan. Remember, payday loans are a short-term solution and should only be considered if you can repay the loan on time.

F.A.Q.

Are payday loans secured or unsecured in Sikes, Louisiana?

Payday loans in Sikes, Louisiana are typically unsecured, meaning they do not require collateral to be put up in order to obtain the loan.

Can a payday lender garnish my wages in Sikes, Louisiana if I default on my loan?

No, payday lenders are not allowed to garnish wages in Sikes, Louisiana. However, they may be able to file a civil suit against you to collect the debt if you default on your loan.