Payday Loans in Old Orchard Beach, Maine

Payday Loan Companies in Old Orchard Beach, ME

Company nameAddressZip codePhone number
Saco & Biddeford Savings Institution 2 Portland Ave 04064 +1 (207) 284 - 4591

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Old Orchard Beach, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bangor, ME, 24-Hour Loan in Lewiston, ME and Payday Loan for Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Old Orchard Beach, ME.

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Payday Loans Available in Old Orchard Beach, ME By The Following ZIP Codes:

04064

Are Payday Loans Legal In Old Orchard Beach, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Old Orchard Beach, ME payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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