Payday Loans in Helen, Maryland

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No payday loan companies in Helen, MD. Consider companies in other cities:

Company nameAddressZip codePhone number
Jimmy G's 7929 Baltimore Annapolis Blvd, Glen Burnie, MD 21060 +1 (410) 863 - 0153
AAMCO Transmissions & Total Car Care 45870 Millstone Landing Rd, Lexington Park, MD 20653 +1 (301) 880 - 0011
NASA Federal Credit Union Goddard Space Flight Center Building, 21, Greenbelt, MD 20771 +1 (888) 627 - 2328
PNC Bank 30389 Mt Vernon Rd, Princess Anne, MD 21853 +1 (410) 651 - 2404
BB&T 3917 Erdman Ave, Baltimore, MD 21213 +1 (410) 342 - 5515
PNC Bank 238 N Washington St, Havre De Grace, MD 21078 +1 (410) 939 - 3000
M&T Bank 1325-D Liberty Road, Sykesville, MD 21784 +1 (410) 552 - 6467
Old Line Bank Loan Office 9658 Baltimore Ave # 450, College Park, MD 20740 +1 (301) 446 - 2820
Merrill Lynch Wealth Management 114 Bay St, Easton, MD 21601 +1 (410) 820 - 4120
Lendmark Financial Services LLC 23415 Three Notch Rd Suite 2006, California, MD 20619 +1 (301) 863 - 5980

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Helen, MD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Montgomery Village, MD, Payday Loans in Odenton, MD, Payday Loans in Olney, MD, Payday Loans in Owings Mills, MD, Payday Loans in Parkville, MD, Payday Loans in Pikesville, MD, Payday Loans in Potomac, MD and Guaranteed Loans in Randallstown, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Helen, MD.

Useful Articles

Are Payday Loans Legal In Helen, Maryland?

Payday Lending is Prohibited in Maryland

Maryland Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Helen, MD payday loan calculator

Advise to read before applying

Understanding Payday Loans in Helen, Maryland

When unexpected expenses arise, it can be difficult to manage your finances. In situations like this, you might consider taking out a payday loan to help cover the short-term costs. However, it’s important to understand the rules and regulations of payday loans in Helen, Maryland before pursuing this option.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. Payday loans are intended to provide financial relief for immediate expenses, such as an unexpected car repair or medical bill. In exchange for the loan, the borrower typically provides the lender with a post-dated check or access to their bank account.

Payday Loans in Helen, Maryland

It’s important to note that payday loans are actually prohibited in the state of Maryland, including in the town of Helen. The Maryland Commissioner of Financial Regulation has taken a firm stance against payday lending, stating that “payday lending is illegal in Maryland, and attempts to collect on these loans are void.”

Why are Payday Loans Prohibited in Maryland?

The state of Maryland has banned payday loans due to the high interest rates and fees that these loans typically carry. Payday loans can charge unreasonably high interest rates, sometimes up to 300% APR or more, and can lead borrowers into a cycle of debt.

In addition, payday lending can lead to predatory practices, such as lenders exploiting vulnerable borrowers by offering loans that they cannot afford to repay. The state of Maryland has deemed these practices unethical and unfair, leading to the prohibition of payday lending in the state.

What are the Alternatives to Payday Loans?

While payday loans may seem like a quick fix for immediate financial relief, there are often better alternatives to consider. For example, you may consider obtaining a low-interest personal loan, borrowing from a friend or family member, negotiating a payment plan with your creditor, or seeking assistance from a financial counselor.

Interesting Facts and Statistics

  • Since 2005, the state of Maryland has enforced a 33% annual interest rate cap on all loans. This cap applies to payday loans, as well as other loans such as car title loans and installment loans.
  • In 2011, Maryland became the 15th state to ban payday lending, joining the likes of Georgia, North Carolina, and Arkansas in outlawing this practice.

Apply Now

If you’re in need of financial assistance and are considering a loan, TheGuaranteedLoans can help. As a connector service, we work with a trusted network of lenders who offer personal loans, title loans, and other loan options. Our online application is quick, easy, and secure. Fill out our application on our website and connect with potential lenders today.

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Rather, we facilitate your connection with potential lenders who may be able to offer you a loan that meets your needs.

Conclusion

Payday loans can seem like an appealing option for immediate financial relief, but it’s important to understand the rules and regulations before pursuing this option. Payday lending is illegal in the state of Maryland, including in the town of Helen, due to its high interest rates and predatory nature. If you’re in need of financial assistance, consider exploring alternative options or working with a trusted lender.

F.A.Q.

Are payday loans legal in Helen, Maryland?

No, payday loans are prohibited in Helen, Maryland.

What are the alternatives to payday loans in Helen, Maryland?

Some options for short-term financial assistance in Helen, Maryland include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.

Look for Short-Term Loans in Other Cities:

Annapolis Baltimore Bethesda Bowie Catonsville Clinton College Park Columbia Dundalk Ellicott City Essex Frederick Gaithersburg Germantown Glen Burnie Hagerstown Montgomery Village Odenton Olney Owings Mills Parkville Pikesville Potomac Randallstown Rockville Salisbury Severn Severna Park Silver Spring Towson Waldorf
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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