Payday Loans in North Scituate, Massachusetts

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in North Scituate, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of America Financial Center 130 High St, Taunton, MA 02780 +1 (508) 823 - 8700
Western Union Big Y, 425 Center St, Ludlow, MA 01056 +1 (413) 589 - 0161
TD Bank 470 Main St, Reading, MA 01867 +1 (781) 944 - 7677
Citizens Bank 272 Great Rd, Littleton, MA 01460 +1 (617) 551 - 6216
Atlantic Home Lending, Inc. 275 Turnpike St 203, Canton, MA 02021 +1 (781) 821 - 4111
Citizens Bank Supermarket Branch 468 Washington St, Norwell, MA 02061 +1 (781) 681 - 5651
Santander Bank 21 Central Ave, Seekonk, MA 02771 +1 (508) 399 - 7854
Haverhill Bank 180 Merrimack St, Haverhill, MA 01830 +1 (978) 374 - 0161
Institution for Savings 93 State St, Newburyport, MA 01950 +1 (978) 462 - 3106
Alden Credit Union 175 State St, Belchertown, MA 01007 +1 (413) 536 - 0475

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Scituate, MA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Andover, MA, Emergency Loan in Arlington, MA, Payday Loans in Attleboro, MA, Payday Loans in Beverly, MA, Bad Credit Loans in Billerica, MA, Payday Loans in Boston, MA, Guaranteed Loans in Brockton, MA and Emergency Loan in Brookline, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Scituate, MA.

Beautiful sights of North Scituate, MA

Payday Loans Available in North Scituate, MA By The Following ZIP Codes:

02060

Are Payday Loans Legal In North Scituate, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

North Scituate, MA payday loan calculator

Payday Loans in North Scituate, Massachusetts: Understanding the Prohibitions

When you’re in a tough financial situation, it can seem like there’s nowhere to turn to for help. You might consider taking out a payday loan to help cover expenses, but before you do so, it’s important to understand the laws and regulations surrounding payday loans in North Scituate, Massachusetts.

The Prohibitions of Payday Loans in Massachusetts

It’s important to know that payday loans are prohibited in Massachusetts. In fact, the Massachusetts Division of Banks specifically notes that payday loans are not authorized under Massachusetts law, and that there are no payday lenders legally operating within the state.

Instead, Massachusetts residents have other borrowing options available to them. Credit unions, for example, often offer short-term loans with lower interest rates and more favorable terms than payday loans. Additionally, there are a number of free or low-cost credit counseling services operating throughout Massachusetts that can help individuals in need of financial assistance.

Understanding Payday Loans

If you’re unfamiliar with payday loans, it’s important to understand their structure, as well as the risks involved with taking out these types of loans. Typically, individuals take out payday loans in order to cover unexpected expenses, such as medical bills or car repairs. These loans are designed to be repaid within a short period of time, usually within a few weeks or one month. In order to secure a payday loan, borrowers often provide the lender with access to their bank account or a postdated check for the loan amount plus fees.

Unfortunately, payday loans often come with extremely high interest rates, often in excess of 300%. This can lead to a “debt cycle,” where borrowers have difficulty repaying their loan and may be forced to take out additional loans in order to cover the fees and interest associated with their original loan.

Finding Help in North Scituate, Massachusetts

Fortunately, there are a number of resources available to help individuals in North Scituate, Massachusetts who are struggling with debt or financial hardship. The Massachusetts Division of Banks is a valuable resource for individuals looking to understand their borrowing options and consumer rights. Additionally, local credit unions and non-profit organizations can provide assistance to individuals in need.

Interesting Facts and Statistics

  • Massachusetts has some of the strongest usury laws in the country, which place limits on the interest rates that can be charged on loans.
  • According to a study by the Consumer Financial Protection Bureau, the average payday loan borrower takes out nine loans per year, and spends more than half the year in debt to payday lenders.
  • In 2016, the average payday loan in Massachusetts had an APR of 384%.

Apply Now

At TheGuaranteedLoans, we understand that everyone’s financial situation is different. That’s why we offer a free application service that can connect you with a lender who can provide the funds you need to cover your expenses. Our online application is fast, easy, and secure. Best of all, we work with lenders who offer transparent loan terms and reasonable interest rates. However, it’s important to note that we are not a direct lender, and do not make any lending decisions.

If you find yourself in need of financial assistance, fill out our online application today. Our team is here to help you every step of the way.

F.A.Q.

Can a payday loan company file a lawsuit against me in North Scituate, Massachusetts?

No, a payday loan company cannot file a lawsuit against you in North Scituate, Massachusetts because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in North Scituate, Massachusetts?

Yes, there are federal laws that apply to payday loans in North Scituate, Massachusetts, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.