Payday Loans in Ceresco, Michigan

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No payday loan companies in Ceresco, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
IMKCFCU-Super One Branch - TEMPORARILY CLOSED Super One Branch, 1130 S Stephenson Ave, Iron Mountain, MI 49801
Hantz Financial Services - Traverse City, Michigan 924 E Eighth St, Traverse City, MI 49686 +1 (231) 995 - 3610
Steven Desmet - Raymond James 691 N Squirrel Rd, Auburn Hills, MI 48326 +1 (248) 218 - 2820
Huntington Bank 6065 Lake Michigan Dr, Allendale, MI 49401 +1 (616) 895 - 6661
Huntington Bank 2161 W Vienna Rd, Clio, MI 48420 +1 (810) 687 - 3913
Advance America 1966 S Venoy Rd, Westland, MI 48186 +1 (734) 326 - 7428
Lendio Metro Detroit 31077 Schoolcraft 201, Livonia, MI 48150 +1 (313) 306 - 3200
L.A. Cash Advance 1600 N Mitchell St, Cadillac, MI 49601 +1 (231) 775 - 8300
check n go, Check n Go Store Directory 1280 N Leroy St, Fenton, MI 48430 +1 (810) 750 - 1901
TCF Bank 125 Briarwood Cir, Ann Arbor, MI 48108 +1 (800) 823 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ceresco, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Flint, MI, Payday Loans in Grand Rapids, MI, Payday Loans in Holland, MI, Payday Loan for Jackson, MI, Payday Loan Without a Credit Check in Kalamazoo, MI, Payday Loans in Lansing, MI, No Credit Check Loans in Lincoln Park, MI and Online Loans in Livonia, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ceresco, MI.

Beautiful sights of Ceresco, MI

Payday Loans Available in Ceresco, MI By The Following ZIP Codes:

49033

Are Payday Loans Legal In Ceresco, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Ceresco, MI payday loan calculator

Payday Loans in Ceresco, Michigan

If you’re in need of some quick cash, you may be considering a payday loan. Payday loans are short-term loans designed to provide you with instant access to money when you need it most. These loans can be a helpful solution for people dealing with unexpected expenses or emergencies.

Ceresco, Michigan, is one of the many places in the state where payday loans are legal. Understanding how these loans work and what to consider can help you make informed decisions when borrowing money.

How Do Payday Loans Work in Ceresco, Michigan?

In Ceresco, Michigan, payday lenders are required to comply with the state’s regulations. This means that payday loans in Ceresco cannot exceed $600, and the maximum loan term is 31 days. Borrowers are also limited on how many loans they can take out at one time and how much they can borrow.

To apply, you’ll typically need to provide proof of income and identification. Once approved, you’ll receive the funds either in cash or directly deposited into your bank account. Repayment is usually due on your next payday and includes the loan amount plus fees and interest.

What Should You Consider Before Taking Out a Payday Loan?

While payday loans can be helpful in certain situations, it’s important to understand the risks associated with them. Here are some things to consider before taking out a payday loan in Ceresco, Michigan.

Cost: Payday loans in Ceresco can be expensive, with interest rates and fees that can add up quickly. You should carefully read the terms and understand the impact of the interest rate and fees on the total cost of the loan.

Repayment: With short repayment terms, payday loans can be difficult to repay if you’re already struggling financially. Make sure you have a plan in place to repay the loan on time.

Alternatives: Before taking out a payday loan, consider other options such as borrowing from family or friends, negotiating with creditors, or seeking assistance from community organizations.

Interesting Facts about Payday Loans in Ceresco, Michigan

  • The average payday loan in Michigan is $350.
  • The highest interest rates for payday loans in Michigan can reach up to 390% APR.
  • In Michigan, payday lenders are required to be licensed with the Department of Insurance and Financial Services.

Apply Now for a Payday Loan in Ceresco, Michigan

If you’ve considered the risks and decided that a payday loan is the best option for you, TheGuaranteedLoans can help you connect with lenders in Ceresco, Michigan. Our network of lenders offers short-term loans with a fast and easy application process.

Keep in mind that TheGuaranteedLoans is not a direct lender, but we can help you find lenders who may be able to provide you with a payday loan. Fill out an online application today and get the funds you need to cover unexpected expenses or emergencies.

F.A.Q.

Can I be charged late fees for not repaying my payday loan in Ceresco, Michigan on time?

Yes, you may be charged late fees if you are unable to repay your payday loan in Ceresco, Michigan on time. These fees are typically a percentage of the unpaid balance and are capped at a certain amount by state law.

Can a payday lender in Ceresco, Michigan garnish my wages if I default on my loan?

Yes, a payday lender in Ceresco, Michigan can garnish your wages if you default on your loan. However, the amount garnished cannot exceed 25% of your disposable income or the amount by which your disposable income exceeds 30 times the federal minimum hourly wage, whichever is less.