Payday Loans in Cohoctah, Michigan

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No payday loan companies in Cohoctah, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
One Stop Cash Advance 335 W Walton Blvd, Pontiac, MI 48340 +1 (248) 454 - 1007
Chase Mortgage 5754 US 31 N, Williamsburg, MI 49690 +1 (231) 922 - 2494
Raymond James & Associates 131 N Main St, Brooklyn, MI 49230 +1 (517) 592 - 1767
Check 'n Go 2124 N Mitchell St, Cadillac, MI 49601 +1 (231) 779 - 1700
UNIFY Financial Credit Union RESTRICTED ACCESS 1555 Woodridge R.R 7, Ann Arbor, MI 48105 +1 (877) 254 - 9328
ChoiceOne Bank 661 W Randall St, Coopersville, MI 49404 +1 (616) 887 - 7366
Honor Credit Union - Niles 1010 Moore Dr, Niles, MI 49120 +1 (269) 684 - 6900
First American Title Insurance Company 3065 W John Beers Rd, Stevensville, MI 49127 +1 (269) 429 - 9306
Raymond James 591 Rainbow Dr, East Tawas, MI 48730 +1 (989) 362 - 4784
Independent Bank 3500 W Vienna Rd, Clio, MI 48420 +1 (810) 687 - 6710

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cohoctah, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Sterling Heights, MI, Payday Loan for Taylor, MI, Payday Loans in Troy, MI, Payday Loan Companies in Warren, MI, No Credit Check Loans in Westland, MI, Payday Loans in Wyoming, MI, Guaranteed Loans in Ann Arbor, MI and Online Loans in Battle Creek, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cohoctah, MI.

Beautiful sights of Cohoctah, MI

Payday Loans Available in Cohoctah, MI By The Following ZIP Codes:

48816

Are Payday Loans Legal In Cohoctah, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Cohoctah, MI payday loan calculator

Payday Loans in Cohoctah, Michigan: A Comprehensive Guide

If you’re looking for a quick solution to your financial needs, payday loans may seem like a good option. These loans provide short-term cash advances, usually due on your next payday. In Cohoctah, Michigan, payday loans are legal and regulated by the Michigan Department of Insurance and Financial Services. But before you apply for a payday loan in Cohoctah, it’s important to understand how they work and the potential risks involved

How do Payday Loans Work?

Payday loans are typically small-dollar loans, usually ranging from $100 to $1,000, that require repayment in full, plus fees and interest, on your next payday. The application process for payday loans is generally simple and fast, with minimal credit checks or paperwork required.

Once you apply for a payday loan and are approved, the funds are usually deposited into your bank account within one business day. On your next payday, the lender will automatically deduct the amount you owe from your bank account, including fees and interest.

What Are the Risks of Payday Loans?

While payday loans may seem like a convenient way to get cash quickly, they can come with high costs and risks. Payday loans carry high fees and interest rates, often exceeding 400%. This can lead to a cycle of debt, where borrowers repeatedly renew or roll over their loans and incur more fees and interest.

Additionally, payday loans can negatively impact your credit score if you don’t repay them on time. Late or missed payments can be reported to credit bureaus and result in a lower credit score, making it harder to get approved for loans in the future.

Applying for Payday Loans in Cohoctah, Michigan

If you’ve weighed the risks and decided that a payday loan is the right option for your situation, you can start the application process. TheGuaranteedLoans is a connector service that can help you find potential lenders in Cohoctah, Michigan.

Keep in mind that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply connect borrowers with lenders who may be able to provide payday loans.

To apply for a payday loan through TheGuaranteedLoans, you’ll need to fill out an online application. You’ll be asked to provide personal and financial information, such as your name, address, employment status, income, and bank account information.

After you submit your application, potential lenders will review your information and make a decision on whether or not to approve your loan. If you’re approved, the lender will provide you with the loan terms, including the amount you qualify for, the fees and interest rate, and the repayment date.

Interesting Facts about Payday Loans in Michigan

  • In Michigan, payday lenders are required to be licensed and regulated by the state.
  • The maximum payday loan amount in Michigan is $600 per loan.
  • Michigan law prohibits payday lenders from rolling over or renewing loans more than twice within a 90-day period.
  • The average payday loan in Michigan carries an annual percentage rate (APR) of 369%.

Apply Now for a Payday Loan in Cohoctah, Michigan

Ready to get started with your payday loan application? Fill out our online application to be connected with potential lenders in Cohoctah, Michigan. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’ll help facilitate your connection with potential lenders who can offer the loan you need.

F.A.Q.

Can I be charged late fees for not repaying my payday loan in Cohoctah, Michigan on time?

Yes, you may be charged late fees if you are unable to repay your payday loan in Cohoctah, Michigan on time. These fees are typically a percentage of the unpaid balance and are capped at a certain amount by state law.

Can a payday lender in Cohoctah, Michigan garnish my wages if I default on my loan?

Yes, a payday lender in Cohoctah, Michigan can garnish your wages if you default on your loan. However, the amount garnished cannot exceed 25% of your disposable income or the amount by which your disposable income exceeds 30 times the federal minimum hourly wage, whichever is less.