Payday Loans in Good Hart, Michigan

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No payday loan companies in Good Hart, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Flagstar Bank 1805 S Stephenson Ave, Iron Mountain, MI 49801 +1 (906) 774 - 0930
PNC Bank 5200 Eastman Ave, Midland, MI 48640 +1 (989) 835 - 8787
Sterling Bank & Trust FSB 1 Towne Square 1900 1900, Southfield, MI 48076 +1 (248) 355 - 2400
Instant Cash Advance 3480 Gull Rd, Kalamazoo, MI 49048 +1 (269) 342 - 9000
Frankenmuth Credit Union Midland Branch 401 S Saginaw Rd, Midland, MI 48640 +1 (989) 497 - 1600
4Front Credit Union 220 S Lake St, East Jordan, MI 49727 +1 (800) 765 - 0110
G W Jones Exchange Bank 115 W Main St, Marcellus, MI 49067 +1 (269) 646 - 2151
United Financial Credit Union 1720 W Brady Rd, Chesaning, MI 48616 +1 (989) 777 - 3620
Zeal Credit Union 4125 Oakwood Blvd, Melvindale, MI 48122 +1 (800) 321 - 8570
Western Union 1377 N Mitchell St, Cadillac, MI 49601 +1 (231) 775 - 8872

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Good Hart, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Midland, MI, Emergency Loan in Muskegon, MI, 24-Hour Loan in Novi, MI, Guaranteed Loans in Pontiac, MI, 24-Hour Loan in Portage, MI, Bad Credit Loans in Roseville, MI, Payday Loans in Royal Oak, MI and Quick Loan in Saginaw, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Good Hart, MI.

Beautiful sights of Good Hart, MI

Are Payday Loans Legal In Good Hart, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Good Hart, MI payday loan calculator

Payday Loans in Good Hart, Michigan – A Comprehensive Guide

Payday loans are short-term loans that are designed to be repaid within a few weeks. These loans are often marketed as a quick and easy way to get cash when you need it. In Good Hart, Michigan, payday loans are legal, but like in all states, they come with strict regulations to protect consumers.

How Do Payday Loans Work?

A payday loan typically involves borrowing a small amount of money, usually up to $500, with the promise of paying it back in full, plus interest and fees, on your next payday. To apply for a payday loan in Good Hart, Michigan, you’ll need a few things:

  • A valid government-issued ID
  • Proof of income
  • A checking account
  • Your contact information

The application process is typically straightforward and can be completed online or in person. If you’re approved for a payday loan, you’ll receive the funds within a few hours.

What Are the Requirements for Getting a Payday Loan in Good Hart, Michigan?

Before you apply for a payday loan in Good Hart, Michigan, it’s important to understand the requirements. To be eligible, you must:

  • Be at least 18 years old
  • Be a US citizen or permanent resident
  • Have a steady source of income
  • Have an active checking account
  • Provide proof of identity, income, and residency

It’s also important to note that there are limits on how much you can borrow with a payday loan in Michigan. In Good Hart, the maximum loan amount is $600, and the maximum term is 31 days.

What Are the Fees and Interest Rates for Payday Loans in Good Hart, Michigan?

The fees and interest rates for payday loans in Good Hart, Michigan are regulated by the state. Lenders can charge up to 15% of the loan amount as a finance charge, plus additional fees. The annual percentage rate (APR) for a payday loan in Michigan can range from 391% to 521%, depending on the loan amount and term.

These high rates and fees can make payday loans expensive, and if you’re not careful, you can end up in a cycle of debt. It’s important to borrow only what you can afford to repay and to understand the terms and conditions of your loan before you sign.

What Are the Risks of Payday Loans?

Payday loans can be risky, especially if you’re unable to repay the loan on time. If you can’t repay the loan, you may be charged additional fees and interest, which can quickly add up. If you continue to miss payments, you could find yourself in a cycle of debt that’s difficult to get out of.

It’s important to understand the risks of payday loans and to consider alternatives, such as a personal loan, credit card, or borrowing from friends or family. If you do decide to take out a payday loan, be sure to read the terms and conditions carefully and to borrow only what you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Good Hart, Michigan

  • According to the Michigan Department of Insurance and Financial Services, the average payday loan in Michigan is for $350 and has an APR of 369%.
  • In Michigan, the fee for a payday loan cannot exceed 15% of the loan amount, and lenders cannot charge more than $76 for a $600 payday loan.
  • Payday loans are banned in 15 states and the District of Columbia.
  • The average payday loan borrower takes out eight loans per year, each with an average of $375 in principal.

Apply Now

Need cash quickly and wondering if a payday loan is right for you? Apply now on TheGuaranteedLoans website and we’ll connect you with potential lenders who may be able to help. Remember, we are a connector service, not a direct lender, and we work to make the process as easy and straightforward as possible for you.

As always, it’s important to read the terms and conditions carefully, borrow only what you can afford to repay, and consider alternatives before taking out a payday loan.

F.A.Q.

Are payday loans legal in Good Hart, Michigan?

Yes, payday loans are legal in Good Hart, Michigan. However, there are certain regulations in place that lenders must follow in order to offer these loans. These regulations include limits on the amount that can be borrowed, as well as the fees and interest rates that lenders can charge.

What are the requirements for obtaining a payday loan in Good Hart, Michigan?

In order to obtain a payday loan in Good Hart, Michigan, borrowers must be at least 18 years old, have a valid ID, and have a steady source of income. Additionally, borrowers must provide the lender with proof of income and a valid bank account.