Payday Loans in Richland, Montana

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No payday loan companies in Richland, MT. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Pawn 2913 Main St, Miles City, MT 59301 +1 (406) 232 - 2810
Opportunity Bank of Montana 1510 S Reserve St, Missoula, MT 59801 +1 (406) 541 - 6200
Glacier Bank 202 S Main St, Kalispell, MT 59901 +1 (406) 756 - 4200
Billings Federal Credit Union 1516 Main St, Billings, MT 59105 +1 (406) 248 - 1127
Anderson ZurMuehlen & Co., P.C. 330 4th St, Havre, MT 59501 +1 (406) 265 - 6724
First Bank of Montana 15 Johannes Ave, Big Sandy, MT 59520 +1 (406) 378 - 2520
D.A. Davidson & Co. 8 3rd St N, Great Falls, MT 59401 +1 (406) 727 - 4200
Liquid Assets 615 Highton St, Missoula, MT 59802 +1 (406) 542 - 6606
American Homestead Mortgage 20 Four Mile Dr #1, Kalispell, MT 59901 +1 (406) 756 - 1505
Wells Fargo Bank 1325 Main St, Billings, MT 59105 +1 (406) 238 - 0737

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richland, MT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Billings, MT, Bad Credit Loans in Bozeman, MT, Payday Loans in Great Falls, MT, Quick Loan in Helena, MT and Payday Loans in Missoula, MT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richland, MT.

Beautiful sights of Richland, MT

Are Payday Loans Legal In Richland, Montana?

Loan Rates and Fees, Laws and Regulations in Montana.

Montana Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$300
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$1.39 for a $100 loan given for 2 weeks

Richland, MT payday loan calculator

Payday Loans in Richland, Montana: What You Need to Know

Are you facing a financial emergency and need a quick solution? Perhaps you’re considering a payday loan but aren’t sure if it’s the right option for you. In Richland, Montana, payday loans are legal and can be a useful tool for those in need of short-term financial assistance. In this article, we’ll cover everything you need to know about payday loans in Richland, Montana.

What exactly are Payday Loans?

Payday loans are a type of short-term loan intended to help you cover unexpected expenses and emergencies. They typically have a short repayment term, usually due on your next payday. These loans are convenient because they have a quick application process and can provide funds quickly. However, they also come with high-interest rates and fees, so it’s essential to fully understand the terms and conditions before taking out a payday loan.

How do Payday Loans in Richland, Montana Work?

In Richland, Montana, payday loans are legal and can be a helpful option for those in need of short-term financial assistance. These loans are typically available for up to $300 and have a repayment term of up to 31 days. Lenders are allowed to charge up to 36% annual interest, plus additional fees. The total cost of the loan must be disclosed to the borrower upfront, including any interest rates, fees, and finance charges.

What are the Benefits of Payday Loans?

Payday loans can be a helpful option for those facing a financial emergency. Here are a few potential benefits:

  • Quick access to funds – Payday loans typically have a quick application process, and funds can be available in as little as one business day.
  • No credit check – Payday loan lenders do not typically conduct a credit check, making these loans accessible to those with poor credit or no credit history.
  • No collateral required – Payday loans are unsecured loans, meaning you do not need to provide collateral to secure the loan.

What are the Risks of Payday Loans?

While payday loans can be a helpful option for those in need of short-term financial assistance, they also come with risks. Here are a few potential risks to consider:

  • High-interest rates and fees – Payday loans typically have high-interest rates and fees, making them an expensive form of borrowing.
  • Short repayment term – Payday loans have a short repayment term, usually due on your next payday. If you cannot repay the loan in full by your next payday, you may face additional fees and charges.
  • Potential for debt cycle – If you are unable to repay your payday loan, you may end up taking out additional loans to cover the initial loan, leading to a debt cycle.

Interesting Facts and Statistics About Payday Loans in Richland, Montana

  • In 2019, Montanans took out approximately 147,000 payday loans, totaling over $48 million in loan volume.
  • The average payday loan in Montana is $316, with an average fee of $52.
  • In 2010, Montana voters rejected a proposal to cap payday loan interest rates at 36%, the maximum allowed by state law.
  • As of 2021, Montana allows payday loans with an interest rate of up to 36% annually, plus additional fees.

Apply Now for a Payday Loan in Richland, Montana

If you’re facing a financial emergency in Richland, Montana, a payday loan may be a helpful option. At TheGuaranteedLoans, we can connect you with potential lenders who may be able to provide you with the funds you need. Our application process is quick and easy, and you can receive a response within minutes. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to help you find the best loan option for your needs. Apply now to get started!

F.A.Q.

What are payday loans and how do they work in Richland, Montana,

Payday loans are short-term, high-interest loans that are typically used by borrowers to cover unexpected expenses or to bridge the gap between paychecks. in Richland, Montana, payday lenders are regulated by the Montana Division of Banking and Financial Institutions, which sets limits on the amount that can be borrowed, the fees and interest that can be charged, and the maximum loan term.

Are payday loans legal in Richland, Montana,

Yes, payday loans are legal in Richland, Montana, but they are subject to strict regulation by the state. The maximum amount that can be borrowed is $300, and the maximum loan term is 31 days.

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