Payday Loans in Minot, North Dakota

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Payday Loan Companies in Minot, ND

Company nameAddressZip codePhone number
Affinity First Federal Cu 811 S Broadway A 58701 +1 (701) 857 - 5541
Alan Van Delinder - Ameriprise Financial Services, LLC 1111 31st Ave SW Ste A 58701 +1 (701) 837 - 9226
Americash 401 40th Ave SW 58701 +1 (701) 852 - 6666
Aspire Credit Union 1430 S Broadway 58701 +1 (701) 837 - 5353
ATM 330 20th Ave SW 58701 +1 (800) 872 - 2657
ATM Dacotah Bank 1121 S Broadway 58701 +1 (800) 627 - 3999
ATM First Western Bank & Trust 900 S Broadway 58701 +1 (701) 852 - 3711
Bremer Bank 20 1st St SW 58701 +1 (701) 852 - 3361
Capital Financial Services 1821 W Burdick Expy 58701 +1 (701) 837 - 9600
Dacotah Bank 1121 S Broadway 58701 +1 (701) 852 - 1200
Dakota Pawnbrokers 409 W Burdick Expy 58701 +1 (701) 838 - 9410
DigitalMint Bitcoin ATM Teller Window 1545 S Broadway 58701 +1 (855) 274 - 2900
Dillon Neuberger at Guaranteed Rate - NMLS 502073 1600 2nd Ave SW Suite 31 58701 +1 (701) 870 - 2661
Don Bessette Hyundai 1715 N Broadway 58703 +1 (701) 852 - 3300
Elendingnow 1408 20th Ave SW 3rd 58701 +1 (701) 838 - 3247
EZ Money Check Cashing 1545 S Broadway St 58701 +1 (701) 837 - 6333
EZ Money Check Cashing 1545 S Broadway 58701 +1 (701) 837 - 6333
Farm Credit Services 1400 31st Ave SW 58701 +1 (701) 852 - 1265
Fast Cash 2415 N Broadway 58703 +1 (701) 852 - 8700
Fast Cash 1933 S Broadway St # B 58701 +1 (701) 852 - 2900
Fastchek 900 N Broadway #201 58703 +1 (701) 852 - 8266
First International Bank & Trust 150 16th St SW 58701 +1 (701) 839 - 2170
First Western Bank & Trust 2105 16th St NW 58703 +1 (701) 852 - 8200
Freedom Financial Group, LLC 701 31st Ave SW 58701 +1 (701) 839 - 0545
Gate City Bank 1017 S Broadway 58701 +1 (701) 857 - 8400
GEM Federal Credit Union 2401 N Broadway 58703 +1 (701) 852 - 3866
Jackson Hewitt Tax Service 3900 S Broadway 58701 +1 (888) 325 - 1040
Minot School Employees CU 215 2nd St SE 58701 +1 (701) 857 - 4430
MoneyGram 1520 20th Ave SW 58701 +1 (701) 852 - 4068
Pomp's Tire Service 301 Central Ave E 58701 +1 (701) 852 - 3385
Pro Collect Services LLC 304 18th Ave SW 58701 +1 (701) 852 - 2127
Raymond James Financial Services 2900 10th St SW C 58701 +1 (701) 852 - 3090
S.A.M. Check Cashing Machine 3224 16th St SW 58701 +1 (701) 852 - 4420
Town & Country Credit Union 1525 24th Ave SW 58701 +1 (701) 852 - 4027
U.S. Bank Branch 17 1st Ave SW 58701 +1 (701) 857 - 0333
Valley Auto Credit 600 N Broadway 58703 +1 (701) 857 - 1609
Wells Fargo Bank 100 S Broadway 58701 +1 (701) 857 - 1767
Zales 2400 10th St SW 58701 +1 (701) 852 - 6408

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Minot, ND, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Bismarck, ND, Payday Loan Without a Credit Check in Fargo, ND, 24-Hour Loan in Grand Forks, ND, Bad Credit Loans in Minot, ND and Payday Loans in West Fargo, ND. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Minot, ND.

Beautiful sights of Minot, ND

Payday Loans Available in Minot, ND By The Following ZIP Codes:

58000, 58707, 58703, 58701, 58702

Are Payday Loans Legal In Minot, North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

North Dakota is a state where payday lending is legally allowed. This means that you can take out payday loans with high interest rate and rollovers - but there are other states in the USA where these issues are regulated by law. If you no longer want to use payday loans, avoid taking out too many financial contracts - as this can cause negative consequences.

North Dakota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)487
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed1
Finance Charges20% of the amount advanced

Minot, ND payday loan calculator

Payday loans are a viable source of cash that can give you the financial boost you need in the direst of times. A payday loan is a fast, easy way to borrow money from the bank with little to no time required for paperwork. They can be obtained by visiting your local branch or through an online service, and once approved, you’re on your way back to making important payments and connections throughout Minot, North Dakota. However, keep these loans short-term to reduce risk and get out before it’s too late!

How to Find a Good Direct Lender in Minot, ND Online?

A reputable direct lender maintains professional standards and fulfills its obligations without fail. You can easily connect to a direct lender, who may or may not charge you any extra fees. A good direct lender evaluates your income and credit history and provides you with a loan matching your financial capacity. After getting your desired payday loan, make sure you pay off the dues on time without fail to avoid possible fines or penalties that the lender can impose on defaulting customers.

How do you determine if your lender is a good direct lender? Here are some characteristics of direct lenders to consider:

  1. The charges are transparent and legally required in a given state. Suppose the interest rate is over 30% or other fees are charged. In that case, they do not comply with the law and can be reported to the Consumer Financial Protection Bureau (CFPB), which keeps a record of negative reviews on such lenders.
  2.  The terms and conditions attached to the loan agreement should not be complicated or unclear. If it’s too complicated, it will take time and effort for the borrower to read through them, leading to errors in a possible misunderstanding of payment requirements or deadlines.
  3.  The information on the lender’s website should be easy to understand. A direct lender should provide you with information about the company and offer its services in plain English without being complicated or legalistic. Explain how your loan works and what it will mean for you.
  4.  Your lender should be local, which means it is registered in your state and authorized to do business with residents. This can easily be determined if the address of its registered office is provided on its website.
  5. The interest rate of a good direct lender is low (below 20% for payday loans), which allows the borrower to repay his loan without too much trouble, taking into account the extra charges charged by the lender.
  6. The lender should have a clear and easy way to contact the borrower and provide necessary information about its services. They should have a toll-free number you can call, an email, and a postal mail address to contact if you need an urgent answer or information.
  7. The direct lender should easily deal with and understand its clients’ problems. To make it easier for the borrower, the direct lender should offer services in written form to read through them thoroughly and ask questions if he needs more information. Also, the lender should be ready to offer a callback or have a callback service so you can ask questions or have the information explained to you. This is particularly important, especially if you’re a senior citizen who has little experience dealing with loan services.

Cash Advance Online in Minot, ND 

You can apply for payday loans online in a few easy steps. First, you need to get online and visit a direct lender’s website. The information page should explain the service, the terms and conditions, and other important aspects of your loan. In addition, look for customer reviews to get an idea of how satisfied previous customers have been.

When you apply for a payday loan online in Minot, North Dakota, you will be asked about your income, expenses, and credit history. The lender may also check your credit score to decide if you are likely to repay the loan or not.

Next, fill in the online application form and submit it to the lender. You can also attach a few documents that you would like to send along with the application form if you want.

Check if your lender offers a cash advance in Minot, North Dakota. There are two types of cash advances: payday loans and cash advances. Payday loans are short-term credit products and come with lower interest rates, but their repayment period is short (usually between 15-30 days). A cash advance is also a short-term credit product but comes with higher interest rates (usually above 20%) and longer repayment terms (more than 45 days).

Can I Get a Payday Loan for Bad Credit in Minot, ND? 

Do you want to get a payday loan for bad credit in Minot, North Dakota? No problem. A bad credit payday loan is easy to get if you fulfill a lender’s requirements. Requirements vary according to the lender, but usually, lenders check your income and employment status before approving your request.

Apply for an online loan with a direct lender ready to deal with people with poor credit scores. Good direct lenders ensure that their system works well even for borrowers who have lower credit scores or even no credit score. 

The best direct lenders have extensive experience dealing with people who have no credit score at all. They set up their systems according to the laws of a given state and do not discriminate against people with bad credit scores.

The process for applying for a payday loan for bad credit is also the same:

  • Apply online and submit your application form to the lender.
  • The lender will review your application form and either accept or reject your request within 24 hours.
  • If you get rejected, the direct lender will send you an email explaining why.
  • If you get approved, the lender will provide you with instructions on how to proceed.
  • After completing your loan agreement, you will receive your money within 24 hours. Your employer should notify you that an advance amount will be deducted from your paycheck to repay the loan before each payday.

24 Hour Payday Loans in Minot, North Dakota

A payday loan from a direct lender in Minot, North Dakota, can help when you are short of cash but cannot wait until your next payday.

Nowadays, many direct lenders offer such loans for people who live in Minot and other cities. You can apply for a payday loan online and get the funds deposited into your account within 24 hours if you fulfill the lender’s requirements.

The process of applying for an online loan with a good direct lender is easy:

1. Apply online by filling in the application form provided by the lender, submit it to the lenders, and wait for their answer.

2. If you get approved, sign your contract and get ready to receive your loan within 24 hours.

3. After your payday, the lender will deposit your direct lender, and you will have to repay the loan during your next paycheck.

A good direct lender offers a variety of reasons why an individual may apply for a payday loan. If you live in Minot and have an active bank account at any local bank, you can qualify for a payday loan and get the funds deposited into your account within 24 hours if you fulfill lenders’ requirements. Apply online, fill in the application form, attach it with other documents required by the lender, submit it to lenders, and wait for their answer.

Can You Get a Payday Loan in Minot, North Dakota, Without a Bank Account? 

If you do not have a bank account, you can apply for a payday loan in Minot, North Dakota. Some direct lenders do not check if you have an active bank account, but most do. If you have an active checking or savings account at a local bank in Minot and fulfill the lender’s requirements, you can get a payday loan without setting up your bank account. However, if the direct lender does not check your banking history, it may ask for proof of address and/or identity and personal information about yourself.

You can apply for a payday loan online in Minot using your credit card or another electronic payment method besides a savings or checking account.

You will not have to pay any fees if you use a credit card as your payment method. However, you should know that some lenders charge a high-interest rate if they approve your loan request.

FAQ

Are Same Day Loans in Minot, North Dakota Real?

Yes, same-day loans are real. If you apply online and fulfill a lender’s requirements, you will get your loan in a couple of hours.

How Do I Get an Emergency Loan in Minot, ND?

An online payday advance loan can be your best choice if you need some extra cash to pay your bills in Minot, North Dakota. Some lenders offer online loans for those who would like to receive their money for an emergency. If you are dealing with a financial problem, apply for a payday advance loan today and get the amount deposited into your account within 24 hours.

Are Short-term Loans in Minot, ND Good?

Short-term loans are also available for people who have a tight budget. If you do not want to spend much time on the application process, short-term loans are the best solution. Many lenders are offering short-term loans in Minot, North Dakota, and all of them are ready to help you get the amount you need within 24 hours.
Apply online and get your loan deposited to your account within a couple of hours if you fulfill a lender’s requirements.

What are the Requirements for a Payday Loan in Minot, ND?

– Be a United States Citizen. 
– Be 18 years old or older. 
– Have an Electronic Bankroll Account. 
– Have Proof of Identity and Residence in North Dakota. 
– Identification with photo (driver’s license or state ID card).

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