Payday Loans in Taft, Oklahoma

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No payday loan companies in Taft, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Empire Finance of Miami 1815 N Main St A, Miami, OK 74354 +1 (918) 542 - 2866
RED RIVER FINANCE COMPANY 119 SE Frank Phillips Blvd, Bartlesville, OK 74003 +1 (918) 337 - 2274
Riviera Finance 4334 Northwest Expy Suite 242, Oklahoma City, OK 73116 +1 (405) 286 - 3466
BancFirst 230 S Broadway St, Konawa, OK 74849 +1 (580) 925 - 3211
Tinker Federal Credit Union City of Norman - Mask Mandate 301 36th Ave NW, Norman, OK 73072 +1 (405) 732 - 0324
Blue Sky Bank 101 E 8th St, Pawhuska, OK 74056 +1 (918) 287 - 4111
ProMortgage Associates, Inc. 2114 SE Washington Blvd, Bartlesville, OK 74006 +1 (918) 335 - 7735
Bell Finance Loans Pocola 1400 E Folsom Blvd, Pocola, OK 74902 +1 (918) 436 - 2222
Advance America 2111 Oklahoma Ave, Woodward, OK 73801 +1 (580) 256 - 6545
Loan Express 1516B SW 59th St, Oklahoma City, OK 73119 +1 (405) 634 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Taft, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Online Loans in Muskogee, OK, Online Loans in Norman, OK, Quick Loan in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Guaranteed Loans in Stillwater, OK and Emergency Loan in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Taft, OK.

Beautiful sights of Taft, OK

Payday Loans Available in Taft, OK By The Following ZIP Codes:

74463

Are Payday Loans Legal In Taft, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Taft, OK payday loan calculator

Payday Loans in Taft, Oklahoma: What You Need to Know

When it comes to covering unexpected expenses, payday loans can be a helpful option. These loans are a type of short-term borrowing that allows you to access money quickly and easily. If you’re looking for payday loans in Taft, Oklahoma, you might be wondering what your options are and how to go about getting one. Here’s what you need to know.

Payday Loans in Taft, Oklahoma Are Legal

Before we dive in, it’s important to know that payday loans are legal in Oklahoma. This means that if you’re a Taft resident, you have the option to take out a payday loan should you need to. However, it’s important to remember that payday loans can come with high interest rates and fees, so it’s important to do your research and only borrow what you know you can pay back.

How Payday Loans Work

Payday loans work by allowing you to borrow a small amount of money (usually between $100 and $1000) that you’ll repay when you receive your next paycheck. The loan term is typically 2-4 weeks, although it can vary depending on the lender. When you apply for a payday loan, you’ll usually need to provide proof of income and a valid ID. The lender will also want to know when you’ll receive your next paycheck.

If you’re approved for a payday loan, the funds will usually be deposited directly into your bank account. When it’s time to repay the loan, the lender will withdraw the money from your account, along with any interest or fees that have accrued.

Interest Rates and Fees

Payday loans are known for their high interest rates and fees. In Oklahoma, lenders are allowed to charge up to $15 in fees for every $100 borrowed. This means that if you borrow $500, you’ll be charged $75 in fees. It’s important to remember that these fees can add up quickly, so it’s best to only borrow what you need and know you can afford to pay back.

Benefits of Payday Loans

Payday loans can be a helpful option for those who need access to money quickly. Unlike traditional loans, payday loans don’t require a lengthy application process or a high credit score. This means that even if you have bad credit, you may still be able to get approved for a payday loan.

Apply Now

If you need a payday loan in Taft, Oklahoma, TheGuaranteedLoans can help. We’re a connector service that can facilitate your connection with potential lenders, making it easier to find the right loan for your needs. To apply, simply fill out our online application form and we’ll match you with a lender who can help. Remember, we’re not a direct lender – we’re here to connect you with lenders who can offer payday loans in Taft, Oklahoma.

Interesting Facts and Statistics About Payday Loans in Taft, Oklahoma

  • The average annual interest rate for payday loans in Oklahoma is 395%.
  • In 2018, Oklahoma residents took out over 800,000 payday loans.
  • Payday lending is a $30 billion industry in the United States.
  • The average payday loan borrower takes out 8 loans per year.

Conclusion

Payday loans can be a helpful option for those who need access to money quickly. However, it’s important to remember that these loans can come with high interest rates and fees. If you’re considering taking out a payday loan in Taft, Oklahoma, do your research and only borrow what you know you can pay back. And remember, TheGuaranteedLoans can help you find a lender who can offer a payday loan that meets your needs.

F.A.Q.

How do I qualify for a payday loan in Taft, Oklahoma?

In general, you must be 18 years or older, have a valid ID and a source of income to qualify for a payday loan in Taft, Oklahoma.

What are the maximum loan amounts and fees for payday loans in Taft, Oklahoma?

in Taft, Oklahoma, the maximum loan amount is $500, and the maximum finance charge is $15 per $100 borrowed.