Payday Loans in Government Camp, Oregon

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No payday loan companies in Government Camp, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
WaFd Bank 1448 SW 4th Ave, Ontario, OR 97914 +1 (541) 889 - 9671
Old West Federal Credit Union 2036 Broadway St, Baker City, OR 97814 +1 (541) 523 - 5535
South Coast ILWU Federal Credit Union 2438 Broadway Ave, North Bend, OR 97459 +1 (541) 756 - 5746
Brandt Financial Services Inc 806 A St # A, Springfield, OR 97477 +1 (541) 746 - 2543
The Equitable Finance Company 436 W Antler Ave, Redmond, OR 97756 +1 (541) 548 - 9117
Northwest Title Loans 223 W B St, Rainier, OR 97048 +1 (503) 556 - 3000
Allstate Financial Services 1590 Delta Waters Rd 114, Medford, OR 97504 +1 (541) 772 - 4521
Speedy Cash 4219 Main St B, Springfield, OR 97478 +1 (541) 988 - 3388
First Community Credit Union 151 S Columbia St, Milton-Freewater, OR 97862 +1 (541) 938 - 2929
Financial Advisors U.S. Bancorp Investments 550 NW Franklin Ave Suite 468, Bend, OR 97703 +1 (541) 388 - 8707

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Government Camp, OR, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Albany, OR, Same Day Loans in Beaverton, OR, Bad Credit Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loans in Eugene, OR, Payday Loan Companies in Grants Pass, OR, Same Day Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Government Camp, OR.

Beautiful sights of Government Camp, OR

Payday Loans Available in Government Camp, OR By The Following ZIP Codes:

97028

Are Payday Loans Legal In Government Camp, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Government Camp, OR payday loan calculator

Understanding Payday Loans in Government Camp, Oregon

If you’re struggling to make ends meet, you may have considered taking out a payday loan. These small, short-term loans can provide a quick infusion of cash when you need it most. While payday loans are legal in the state of Oregon, it’s important to understand the regulations and risks before taking one out in Government Camp.

How Payday Loans Work

Payday loans are designed to give borrowers quick access to cash to tide them over until their next paycheck. They’re typically small loans, ranging from $100 to $500. The borrower writes a post-dated check, which includes the loan amount plus fees, that the lender will cash on the borrower’s next payday. If the borrower cannot repay the loan on time, they may face additional fees and high interest rates.

The Regulation of Payday Loans in Government Camp

Payday loans in Oregon are legal, but they are subject to strict regulations to protect consumers. These regulations include:

  • Maximum loan amount: $50,000
  • Maximum loan term: 60 days
  • Maximum APR: 36%
  • Borrowers may only take out one payday loan at a time
  • Lenders must be licensed by the Oregon Department of Consumer and Business Services

The Risks of Payday Loans

While payday loans can provide a quick infusion of cash, they come with high fees and interest rates. Borrowers often find themselves unable to repay the loan on time, which can lead to a cycle of debt. Additionally, payday loans do not help to improve a borrower’s credit score and can even have a negative impact on credit if not repaid on time.

Interesting Facts about Payday Loans in Government Camp, Oregon

  • According to the Oregon Department of Consumer and Business Services, in 2019, Oregonians took out 463,456 payday loans, totaling more than $139 million in borrowed funds.
  • The average payday loan in Oregon is $378.
  • In Oregon, the average APR for payday loans is 154%, which is significantly higher than the state’s cap of 36%.

Apply Now

If you’re considering taking out a payday loan in Government Camp, Oregon, TheGuaranteedLoans is here to help. As a connector service, we can help you find the right lender for your needs. Simply fill out our online application, and we’ll work to connect you with a lender who can provide the cash you need.

It’s important to remember that payday loans are not a long-term solution, and should only be used in emergency situations. With our help, you can find a loan that meets your needs and gets you back on the path to financial stability.

F.A.Q.

Can a lender charge me additional fees if I default on a payday loan in Government Camp, Oregon?

Yes, a lender can charge additional fees if a borrower defaults on a payday loan in Government Camp, Oregon. These fees may include collection costs and attorney's fees.

Are there any alternatives to payday loans in Government Camp, Oregon?

Yes, there are alternative options to payday loans in Government Camp, Oregon, such as credit unions, small banks, and nonprofit organizations that offer small loans with more flexible repayment terms.