Personal Loans in Old Ocean, Texas

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No personal loan companies in Old Ocean, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Keystone Bank 900 Hutchins Ave, Ballinger, TX 76821 +1 (325) 365 - 3512
First Financial Bank 459 Main St, Palacios, TX 77465 +1 (361) 972 - 2585
Security State Bank, NA 220 E Main St, Ore City, TX 75683 +1 (903) 968 - 2310
Woodforest National Bank 201 US-59, Atlanta, TX 75551 +1 (903) 799 - 6325
Security Service Federal Credit Union 703 US Hwy 90 E, Ste. 110, Castroville, TX 78009 +1 (800) 525 - 9570
Chase Bank 401 N Farm to Market 548, Forney, TX 75126 +1 (972) 552 - 2936
Atlas Credit Co., Inc. 1408 S 31st St, Temple, TX 76504 +1 (254) 742 - 0155
Texas Heritage National Bank 107 Webb St, Daingerfield, TX 75638 +1 (903) 645 - 2251
Southside Bank - Cleveland 200 E Crockett St, Cleveland, TX 77327 +1 (281) 592 - 4661
TitleMax Title Loans 625 W Business 83, Weslaco, TX 78596 +1 (956) 447 - 3549

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Old Ocean, TX, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Arlington, TX, Personal Loans in Austin, TX, Personal Loans in Baytown, TX, Personal Loans in Beaumont, TX, Personal Loans in Bedford, TX, Personal Loans in Brownsville, TX, Personal Loans in Bryan, TX and Personal Loans in Burleson, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Old Ocean, TX.

Personal Loans in Old Ocean, Texas: Everything You Need to Know

Are you facing an unexpected expense or in need of some extra cash to tide you over until your next paycheck? Personal loans in Old Ocean, Texas could be the solution you’re looking for. Personal loans are legal and popular in Texas and can be a viable option for people who need quick access to cash without going through the arduous process of applying for a traditional bank loan.

What Are Personal Loans?

Personal loans are unsecured loans that can be used for a variety of purposes, such as consolidating debt, paying for a wedding, or making home repairs. Unlike secured loans, such as car or mortgage loans, personal loans don’t require collateral. Instead, lenders evaluate your credit score and income to determine whether you qualify for a loan and what your interest rate will be.

How Do Personal Loans Work?

When you take out a personal loan, you receive a lump sum of money that you must repay with interest over a set period of time. The amount you borrow and the interest rate you’re charged will depend on several factors, such as your credit score, income, and the lender you choose.

Most personal loans have fixed interest rates, which means your payments will stay the same throughout the life of the loan. Some lenders may also offer variable interest rates, which can increase or decrease over time.

What Are the Benefits of Personal Loans?

Personal loans offer several benefits, including:

  • No collateral required: Unlike a car or mortgage loan, personal loans don’t require collateral. This means you don’t have to put up your home, car, or other valuable possessions as security.
  • Easy to apply for: You can apply for a personal loan online, from the comfort of your own home. Many lenders offer same-day or next-day funding to help you get the cash you need quickly.
  • Flexible repayment terms: Personal loans typically come with flexible repayment terms, ranging from a few months to several years. This allows you to choose a repayment plan that fits your budget and financial goals.

What Are the Drawbacks of Personal Loans?

While personal loans offer several benefits, they also come with some drawbacks, including:

  • Higher interest rates: Personal loans typically have higher interest rates than secured loans, such as car or mortgage loans. This is because personal loans are unsecured and carry more risk for lenders.
  • Origination fees: Some lenders may charge origination fees, which are fees charged for processing your loan application and setting up the loan.
  • Credit score requirements: Most lenders require a minimum credit score to qualify for a personal loan. If you have a low credit score, you may not qualify for a loan or may be charged a higher interest rate.

Important Facts and Statistics About Personal Loans in Old Ocean, Texas

  • According to a report by Experian, the average personal loan balance in Texas is $8,895.
  • The top uses for personal loans in Texas are debt consolidation, home improvement, and medical expenses.
  • Personal loans in Texas have an average interest rate of 10.2%.

Apply Now with TheGuaranteedLoans

If you’re in need of a personal loan in Old Ocean, Texas, TheGuaranteedLoans can help connect you with potential lenders. We specialize in payday loans, title loans, and other loan-related topics. Please note that we are a connector service, not a direct lender. We’ll facilitate your connection with potential lenders who can offer you the cash you need. Get started by filling out an online application today!

Old Ocean, TX personal loan calculator

F.A.Q.

What are the eligibility requirements for personal loans in Old Ocean, Texas?

In general, borrowers must be at least 18 years old, have a good credit score, and have a stable income to be eligible for personal loans in Old Ocean, Texas. Additionally, some lenders may have specific requirements, such as a minimum income level or a minimum credit score.

How do interest rates on personal loans in Old Ocean, Texas work?

Interest rates on personal loans in Old Ocean, Texas are determined by a variety of factors, including the borrower's credit score, income, and loan amount. Lenders may offer fixed or variable interest rates, and the rate may be higher for borrowers with lower credit scores or lower income levels.