Payday Loans in Alpena, South Dakota

Payday Loan Companies in Alpena, SD

Company nameAddressZip codePhone number
American Bank & Trust 805 Main St 57312 +1 (605) 849 - 3249

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alpena, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and Payday Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alpena, SD.

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Are Payday Loans Legal In Alpena, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Alpena, SD payday loan calculator

F.A.Q.

Is it safe to apply for a payday loan online in Alpena, South Dakota?

Yes, it is generally safe to apply for a payday loan online in Alpena, South Dakota, as long as you choose a reputable lender and take steps to protect your personal information.

Can I take out a payday loan if I am on a fixed income in Alpena, South Dakota?

Yes, you can take out a payday loan if you are on a fixed income in Alpena, South Dakota, as long as you have a regular source of income and can afford to repay the loan.

How Many Cash Advance Companies are in Alpena, SD?

With the help of our service, you will be able to find 1 cash advance companies in Alpena, SD

What Cash Advance Companies in Alpena, SD are the most popular?

You should check American Bank & Trust. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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