Payday Loans in Mellette, South Dakota

Payday Loan Companies in Mellette, SD

Company nameAddressZip codePhone number
American Bank & Trust 2 Main St 57461 +1 (605) 887 - 3471
Malsam Co 15550 390th Ave 57461 +1 (605) 887 - 3200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mellette, SD, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Rapid City, SD and 24-Hour Loan in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mellette, SD.

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Payday Loans Available in Mellette, SD By The Following ZIP Codes:

57461

Are Payday Loans Legal In Mellette, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Mellette, SD payday loan calculator

F.A.Q.

Can I have more than one payday loan at a time in Mellette, South Dakota?

Yes, borrowers can have more than one payday loan at a time in Mellette, South Dakota. However, they should be careful not to borrow more than they can afford to repay, as this can quickly lead to financial difficulties.

Can I get a payday loan without a checking account in Mellette, South Dakota?

In most cases, borrowers will need to have a checking account to obtain a payday loan in Mellette, South Dakota. However, some lenders may offer alternative loan products that do not require a checking account. Borrowers should check with the lender to determine if they offer such products.

How Many Cash Advance Companies are in Mellette, SD?

With the help of our service, you will be able to find 2 cash advance companies in Mellette, SD

What Cash Advance Companies in Mellette, SD are the most popular?

You should check American Bank & Trust and Malsam Co. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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