Payday Loans in Warner, South Dakota

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No payday loan companies in Warner, SD. Consider companies in other cities:

Company nameAddressZip codePhone number
First Dakota National Bank 301 N Main St, Salem, SD 57058 +1 (605) 425 - 3111
Highmark Federal Credit Union 1842 5th Ave, Belle Fourche, SD 57717 +1 (605) 892 - 4631
Farmers State Bank 103 W Main St, Parkston, SD 57366 +1 (605) 928 - 7991
First National Pawn 115 North St, Rapid City, SD 57701 +1 (605) 341 - 6866
American Bank & Trust 2 Main St, Mellette, SD 57461 +1 (605) 887 - 3471
Red D Cash 550 River Dr, North Sioux City, SD 57049 +1 (605) 232 - 8855
Pawn With Us 406 E North St, Rapid City, SD 57701 +1 (605) 341 - 9950
Great Western Bank 101 E King St, Chamberlain, SD 57325 +1 (605) 734 - 6531
Thrivent Financial 2210 Jackson Blvd, Rapid City, SD 57701 +1 (605) 399 - 9373
United States Postal Service 211 Main St, New Effington, SD 57255 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Warner, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and 24-Hour Loan in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Warner, SD.

Are Payday Loans Legal In Warner, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Warner, SD payday loan calculator

Payday loans have been a popular option for those in need of quick cash, and Warner, South Dakota is no exception. With their easy application process and high approval rates, payday loans have become a popular choice for those with unexpected expenses or low credit scores.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. It is a way for those who are in need of quick cash to borrow money without having to go through a traditional bank loan application process. Payday loans are usually issued in smaller amounts, ranging from a few hundred to a few thousand dollars.

Payday Loans in Warner, South Dakota

Payday loans are legal in South Dakota, and there are many lenders in Warner who offer this type of loan. With the rise of online lending, it has become even easier for South Dakota residents to apply for a payday loan. Before applying for a payday loan, it is important to understand the state’s regulations on payday lending to avoid any potential issues.

State Regulations on Payday Loans in South Dakota

South Dakota has put many regulations in place to protect borrowers from abusive lenders. According to state law, lenders cannot charge more than 36% APR on a payday loan. Additionally, lenders are required to provide borrowers with a written agreement outlining the terms and fees associated with the loan. These regulations help to protect borrowers from unscrupulous lenders and ensure that they fully understand the terms of the loan.

The Approval Process

The approval process for a payday loan in Warner, South Dakota is typically quick and easy. Borrowers can apply for a loan online or in-person at a lending store. Many lenders do not require a credit check, making it easier for those with low credit scores to be approved. Once approved, the funds are typically deposited into the borrower’s checking account within one to two business days.

Interesting Facts and Statistics

  • South Dakota is one of 32 states that allow payday lending.
  • In 2019, South Dakota borrowers took out an average payday loan of $353.
  • The average APR for payday loans in South Dakota is 574%.
  • Pawn shops in South Dakota are also allowed to offer payday loans.

Apply Now

If you are in need of quick cash, consider applying for a payday loan through TheGuaranteedLoans. We are a trusted connector service, linking borrowers with potential lenders who can provide the fast cash they need. Our simple application process makes it easy to get started, and we work with a wide network of lenders to improve your chances of approval. Remember, payday loans can be a helpful tool in times of financial need, but it is important to understand the terms and regulations before applying.

F.A.Q.

Can I be sued if I default on a payday loan in Warner, South Dakota?

Yes, if a borrower defaults on a payday loan in Warner, South Dakota, the lender may pursue legal action to collect the outstanding debt. Borrowers should be prepared to face potential legal consequences if they are unable to repay their loan.

Can I extend my payday loan in Warner, South Dakota?

Yes, borrowers can extend their payday loan in Warner, South Dakota by agreeing to roll the loan over into a new loan. However, this will result in additional fees and interest charges, which can quickly make the loan more expensive. Borrowers should carefully consider their ability to repay the loan before agreeing to roll it over.

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