Payday Loans in Spring Creek, Tennessee

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No payday loan companies in Spring Creek, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Northeast Community Credit Union 980 Jason Witten Way, Elizabethton, TN 37643 +1 (423) 547 - 1200
First Cash 799 S Jefferson Ave, Cookeville, TN 38501 +1 (931) 528 - 6350
Cash 4U LLC 1116 Nashville Hwy, Columbia, TN 38401 +1 (931) 388 - 3210
Cash Express 795 S Grundy Quarles Hwy, Gainesboro, TN 38562 +1 (931) 268 - 2253
Covington Credit 104 E McGlothlin St, Portland, TN 37148 +1 (615) 325 - 2660
Mountain Valley Bank 25 Dixie Lee Ave, Monteagle, TN 37356 +1 (931) 924 - 0070
BancorpSouth Bank 2040 US-45, Trenton, TN 38382 +1 (731) 855 - 1833
BB&T 7723 E Lamar Alexander Pkwy, Townsend, TN 37882 +1 (865) 448 - 3368
Regions Bank 4934 Columbia Pike, Spring Hill, TN 37174 +1 (615) 302 - 6670
TitleMax Title Loans 3100 S 1st St, Milan, TN 38358 +1 (731) 686 - 9713

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring Creek, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clarksville, TN, Short-term Loans in Cleveland, TN, Emergency Loan in Collierville, TN, Payday Loans in Columbia, TN, Quick Loan in Cookeville, TN, Payday Loan Without a Credit Check in Franklin, TN, Emergency Loan in Gallatin, TN and Bad Credit Loans in Germantown, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Creek, TN.

Beautiful sights of Spring Creek, TN

Are Payday Loans Legal In Spring Creek, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Spring Creek, TN payday loan calculator

The Ins and Outs of Payday Loans in Spring Creek, Tennessee

If you’re living in or near Spring Creek, Tennessee and you need quick cash, payday loans might be an option for you. Payday loans are a type of short-term borrowing that allows you to get cash quickly without the need for a credit check. In Tennessee, payday loans are legal, but there are regulations in place to protect borrowers.

How Do Payday Loans Work?

Payday loans are designed to be a short-term solution to your financial needs. When you take out a payday loan, you’re borrowing against your next paycheck. You provide the lender with proof of your income and a post-dated check in the amount of the loan plus interest and fees. When the due date arrives, the lender cashes the check or debits your bank account for the amount you owe.

What Are the Requirements for Getting a Payday Loan in Spring Creek, Tennessee?

To be eligible for a payday loan in Tennessee, you need to be at least 18 years old and have a regular source of income. You’ll need to provide proof of your income, such as a pay stub or bank statement. You’ll also need to provide a post-dated check or authorized debit agreement for the amount you’re borrowing plus fees and interest.

What Are the Fees and Interest Rates for Payday Loans in Tennessee?

In Tennessee, the maximum amount you can borrow with a payday loan is $500. The maximum term for a payday loan is 31 days. The fees and interest rates for payday loans in Tennessee are regulated by the state.

The maximum annual percentage rate (APR) for a payday loan in Tennessee is 460%. This means that if you borrow $100 for 14 days, you’ll pay $17.65 in fees and interest.

What Are the Risks of Payday Loans?

Payday loans can be convenient when you’re in need of quick cash, but they can also be risky. Because payday loans have high fees and interest rates, they can be difficult to pay back. This can lead to a cycle of debt where you take out another payday loan to pay off the first one.

If you’re considering a payday loan, it’s important to make sure you can afford to repay the loan on time. If you’re unable to repay the loan, you could face additional fees and interest charges, and your credit score could be negatively affected.

Interesting Facts about Payday Loans in Spring Creek, Tennessee

– According to the Tennessee Department of Financial Institutions, there were 1.2 million payday loans made in Tennessee in 2018 with a total loan volume of $454 million.
– The average payday loan amount in Tennessee is $375.
– In Tennessee, payday lenders are required to disclose fees and interest rates in writing and in a form that’s easy to understand.

Apply Now

If you’re interested in applying for a payday loan in Spring Creek, Tennessee, fill out an application on TheGuaranteedLoans website. Remember, we’re a connector service, not a direct lender. We’ll facilitate your connection with potential lenders who can provide you with the funds you need.

In Conclusion

Payday loans can be a useful tool when you’re in need of quick cash. However, they come with high fees and interest rates, so it’s important to make sure you can afford to repay the loan on time. If you’re considering a payday loan, do your research, and make sure you understand the terms and conditions before you sign up. At TheGuaranteedLoans, we’re here to help you connect with reputable lenders who can provide you with a payday loan that works for your needs.

F.A.Q.

Can I be charged additional fees if I am unable to repay my payday loan on time in Spring Creek, Tennessee?

Yes, you may be charged additional fees if you are unable to repay your payday loan on time in Spring Creek, Tennessee. These fees may include collection fees, returned check fees, and other penalties.

Is it possible to negotiate a lower interest rate or fee on a payday loan in Spring Creek, Tennessee?

It is possible to negotiate a lower interest rate or fee on a payday loan in Spring Creek, Tennessee, but it will depend on the lender and the terms of the loan agreement. You can try to negotiate a lower rate or fee with the lender, but they are not required to agree to your request.