Title Loans in Rome, Iowa

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No title loan companies in Rome, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
G T Murphy Abstract Company 23 1/2 E Main St, New Hampton, IA 50659 +1 (641) 394 - 4291
Carroll Credit Inc 205 W 4th St, Carroll, IA 51401 +1 (712) 792 - 1969
Wells Fargo Bank 2703 S Center St, Marshalltown, IA 50158 +1 (641) 753 - 5555
5 Star Personal Loans 1601 SW Main St, Ankeny, IA 50023 +1 (515) 679 - 1964
Wells Fargo Bank 1109 Broadway, Denison, IA 51442 +1 (712) 263 - 1900
Bank of the West 425 Walker St, Woodbine, IA 51579 +1 (712) 458 - 7111
Check n Go 2735 University Ave, Waterloo, IA 50701 +1 (319) 327 - 5367
Cass County Abstract Co Inc 518 Chestnut St, Atlantic, IA 50022 +1 (712) 243 - 2136
State Bank 728 Grand Ave, Spencer, IA 51301 +1 (712) 262 - 6580
Cash Quick America 2613 University Ave 2, Dubuque, IA 52001 +1 (563) 582 - 0011

Title Loan Companies in Nearby Cities

If there are no title loan companies in Rome, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Iowa City, IA, Title Loans in Marion, IA, Title Loans in Sioux City, IA, Title Loans in Urbandale, IA, Title Loans in Waterloo, IA, Car Title Loans in West Des Moines, IA, Car Title Loans in Ames, IA and Car Title Loans in Ankeny, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rome, IA.

Title Loans in Rome, Iowa

If you live in Rome, Iowa, and are in need of quick cash, a title loan may be a viable option for you. Title loans are legal in Iowa and can be obtained relatively easily. Read on to learn more about title loans in Rome, Iowa.

What is a Title Loan?

A title loan is a type of secured loan where borrowers can use their vehicle as collateral. The amount of the loan is determined by the value of the vehicle. In most cases, borrowers must own the vehicle outright to qualify for a title loan.

How Do Title Loans Work in Iowa?

In Iowa, title loans are legal and regulated by the state’s Division of Banking. To obtain a title loan in Iowa, borrowers must provide their vehicle title and proof of income. Lenders will assess the value of the vehicle and offer a loan amount based on that value.

The loan amount can vary depending on the lender, but it typically ranges from $100 to $5,000. The loan term is usually between 30 days to six months. Interest rates on title loans in Iowa are capped at 30%.

Benefits of Title Loans

Title loans can be a convenient option for those who are in need of cash quickly. They offer the following benefits:

  • Easy to obtain
  • Fast funding
  • No credit check required
  • Flexible repayment options

What Happens if You Cannot Repay the Loan?

If you are unable to repay the loan, the lender may repossess your vehicle. However, Iowa law requires lenders to follow specific guidelines when repossessing vehicles. Lenders must provide borrowers with a notice of their intent to repossess at least 20 days prior to the repossession. Once the vehicle is repossessed, the lender must provide the borrower with a notice of the sale date and the opportunity to reclaim the vehicle prior to the sale.

Interesting Facts and Statistics about Title Loans in Rome, Iowa

  • Iowa has approximately 150 title loan companies.
  • The average loan amount for title loans in Iowa is $2,500.
  • Approximately 25% of title loan borrowers in Iowa default on their loans.
  • Iowa’s Division of Banking received 97 complaints about title loans in 2019.

Apply Now

If you are in need of quick cash, you can apply for a title loan on TheGuaranteedLoans website. We are a connector service that matches borrowers with potential lenders. Our process is quick, easy, and secure. Fill out our online application and we will facilitate your connection with potential lenders.

Remember, a title loan should only be used as a last resort. Make sure you fully understand the terms and conditions of the loan before you sign the agreement. If you have any questions or concerns, contact your lender or Iowa’s Division of Banking for assistance.

Useful Articles

Title Loans Available in Rome, IA By The Following ZIP Codes:

52642

Rome, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Rome, Iowa

Are there any restrictions on the type of vehicle I can use for a title loan in Rome, Iowa?

No, there are no restrictions on the type of vehicle that can be used for a title loan in Rome, Iowa. However, the vehicle must have a clear and valid title and be in good working condition.

What is a title loan in Rome, Iowa?

A title loan is a type of short-term loan that uses a borrower's vehicle title as collateral.

Advise to read before applying

Look for Title Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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