Title Loans in Saint James, Louisiana

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No title loan companies in Saint James, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Trojan Payday Loans 4174 LA-1, Raceland, LA 70394 +1 (985) 537 - 3500
Cash Cow 1643 Carter St, Vidalia, LA 71373 +1 (318) 336 - 9262
Security Finance 219 N Parkerson Ave, Crowley, LA 70526 +1 (337) 783 - 8482
Quick Cash Loan & Jewelry 734 Airline Hwy, Baton Rouge, LA 70805 +1 (225) 615 - 8380
Credit Central 107 Hector Connoly Rd 102, Carencro, LA 70520 +1 (337) 896 - 1884
Landmark Bank 3002, 12225 St Helena St, Clinton, LA 70722 +1 (225) 683 - 3371
Liberty Tax and Loans 332 S Burnside Ave, Gonzales, LA 70737 +1 (225) 644 - 4060
Advance America 12895 US-90 Ste. E, Luling, LA 70070 +1 (985) 785 - 2901
All-State Credit Plan, LLC 13491 US-90, Boutte, LA 70039 +1 (985) 331 - 0422
Cash Tyme 3545 NW Evangeline Throughway, Carencro, LA 70520 +1 (337) 896 - 6090

Title Loan Companies in Nearby Cities

If there are no title loan companies in Saint James, LA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Shreveport, LA, Title Loans in Baton Rouge, LA, Car Title Loans in Bossier City, LA, Title Loans in Houma, LA, Car Title Loans in Kenner, LA, Title Loans in Lafayette, LA, Title Loans in Lake Charles, LA and Car Title Loans in Marrero, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint James, LA.

Title Loans in Saint James, Louisiana

If you live in Saint James, Louisiana, and you’re in need of quick cash, you might have considered getting a title loan. These loans are becoming increasingly popular because of their simplicity and ease of access, and they can be a lifesaver when you’re facing unexpected expenses or bills.

However, before you jump headfirst into a title loan, it’s essential to understand how they work, the terms and conditions, and what risks you might be taking on. Here’s everything you need to know about title loans in Saint James, Louisiana.

What is a Title Loan?

A title loan is a secured loan that uses your vehicle’s title as collateral. Unlike traditional loans, which are based on your credit score, a title loan is based on the value of your car.

When you take out a title loan, the lender will hold onto your vehicle’s title until you pay back the loan. However, you will still be able to keep and use your car while you’re repaying the loan.

How to Get a Title Loan in Saint James, Louisiana

To get a title loan in Saint James, Louisiana, you need to own a vehicle outright, without any outstanding loans or liens. You will also need to provide proof of insurance, proof of income, and a valid government-issued ID.

Once you’ve gathered all of the necessary documents, you can begin contacting lenders in your area. It’s essential to compare offers from several lenders to make sure you’re getting the best deal possible.

The Risks of Title Loans

While title loans can be a quick way to get cash when you’re in a bind, they do come with risks. The interest rates on title loans are typically much higher than traditional loans, and if you’re unable to repay the loan, the lender can repossess your car.

It’s vital to understand the terms and conditions of your title loan fully and to make sure you can afford the payments before taking out the loan.

Interesting Facts and Statistics about Title Loans in Saint James, Louisiana

  • There are currently over 200 title loan lenders operating in Louisiana.
  • In 2018, Louisiana borrowers took out over 126,000 title loans, with an average loan amount of $636.
  • The average interest rate on a title loan in Louisiana is 217%, which is significantly higher than the national average of 25%.
  • Under Louisiana law, title loan lenders can charge up to 36% interest and a $50 documentation fee.

Apply Now for a Title Loan in Saint James, Louisiana

If you’re interested in getting a title loan in Saint James, Louisiana, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in your area.

Fill out our online application to get started, and we’ll work to match you with the best lender for your needs. Remember, while a title loan can be a lifesaver when you’re in a bind, it’s essential to understand the risks and to make sure you can repay the loan before taking it out.

Beautiful sights of Saint James, LA

Saint James, LA title loan calculator

Frequently Asked Questions About Car Title Loans in Saint James, Louisiana

Are title loans legal in Saint James, Louisiana?

Yes, title loans are legal in Saint James, Louisiana, as long as they comply with state regulations.

How much money can I borrow with a title loan in Saint James, Louisiana?

The amount that can be borrowed with a title loan in Saint James, Louisiana varies depending on the lender and the value of the vehicle being used as collateral. However, the maximum amount that can be borrowed is typically around 25% of the vehicle's value.