Title Loans in Ames, Nebraska

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No title loan companies in Ames, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
Community First Bank 324 Main St, Stapleton, NE 69163 +1 (308) 636 - 2233
Core Bank 16805 Q St Ste 801, Omaha, NE 68135 +1 (402) 333 - 9100
Pinnacle Bank 1100 Park Dr, Springfield, NE 68059 +1 (402) 378 - 7222
Bridgeport Tractor Parts 9761 US-385, Bridgeport, NE 69336 +1 (308) 262 - 1303
Home Services Lending 4501 S 86th St, Lincoln, NE 68526 +1 (402) 323 - 8740
Farm Bureau Financial Services 930 1st St, Sutherland, NE 69165 +1 (308) 660 - 4958
Pathway Bank 3333 W State St, Grand Island, NE 68803 +1 (308) 382 - 3150
First State Bank Nebraska 221 Austin St, Pickrell, NE 68422 +1 (402) 673 - 3410
Bank of Dixon County 218 E Elk St, Jackson, NE 68743 +1 (402) 632 - 2400
Citizens State Bank 234 Pine St, Creston, NE 68631 +1 (402) 285 - 0440

Title Loan Companies in Nearby Cities

If there are no title loan companies in Ames, NE, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Bellevue, NE, Car Title Loans in Grand Island, NE, Title Loans in Kearney, NE, Title Loans in Lincoln, NE and Title Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ames, NE.

Are you a resident of Ames, Nebraska, and in need of quick financial aid? Have you considered title loans? Although they may not be as popular in Nebraska as other states, title loans can be a viable option for those in need. Let’s take a closer look at title loans in Ames, Nebraska.

How Title Loans Work

If you own a vehicle, a title loan allows you to borrow money using your automobile’s title as collateral. The amount you can borrow depends on the value of your vehicle and your ability to repay the loan.

The lender will hold your vehicle title until you pay off the loan. You can usually get the money you need quickly and without a credit check. However, the interest rates for title loans tend to be high, and if you default on your loan, the lender can take possession of your vehicle.

Requirements for a Title Loan in Ames

Although title loans are legal in Nebraska, the state has implemented strict regulations on such loans to protect consumers. Here are some requirements you will need to meet to secure a title loan in Ames:

  • You must provide proof of residence in Ames
  • You must have a vehicle with a clear title
  • You must provide proof of insurance for your vehicle
  • You must be at least 18 years old
  • You must provide proof of income or employment

As you can see, these requirements are fairly easy to meet, making title loans a plausible option for many.

Interest Rates and Repayment Terms in Nebraska

It’s important to remember that Nebraska has implemented strict regulations on title loans to protect consumers. The maximum interest rate a lender can charge is 25%, and the maximum loan amount is $10,000. Lenders are also required to provide repayment terms that give borrowers a reasonable amount of time to repay their loan.

Interesting Facts and Statistics about Title Loans in Ames, Nebraska

  • According to a 2021 survey by the Federal Reserve, 1 in 8 Americans would not be able to cover a $400 emergency expense without borrowing or selling something.
  • In Nebraska, the average title loan is for $959 with an average interest rate of 150%.
  • The most common reason for taking out a title loan in Nebraska is to pay for unexpected expenses.

Apply Now

If you’re in need of quick financial aid and meet the requirements for a title loan in Ames, Nebraska, considering filling out an application on our website. TheGuaranteedLoans is a connector service that will facilitate your connection with potential lenders, but we are not a direct lender. Our service is free and can help you find the best lender for your needs. Apply now to get the funds you need quickly and easily.

Overall, title loans can be a viable option for those in need of quick financial aid, but it’s important to be aware of the high interest rates and risks involved. Be sure to carefully review the terms and conditions of any loan you consider, and only borrow what you can afford to repay.

Title Loans Available in Ames, NE By The Following ZIP Codes:

68621

Ames, NE title loan calculator

Frequently Asked Questions About Car Title Loans in Ames, Nebraska

What are title loans in Ames, Nebraska?

Title loans in Ames, Nebraska are short-term loans that use a borrower's vehicle title as collateral.

How do title loans in Ames, Nebraska work?

To obtain a title loan in Ames, Nebraska, the borrower must provide their vehicle title and other necessary documents to the lender. The lender will then assess the value of the vehicle and offer a loan amount based on that value. The borrower must then repay the loan, including interest and fees, within a specified time period.

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