Payday Loans in Mantua, Utah

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No payday loan companies in Mantua, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
San Juan Credit Union 296 E Center St, Monticello, UT 84535 +1 (435) 587 - 3399
Check `n Go 704 E Main St, Price, UT 84501 +1 (435) 856 - 0540
Wells Fargo Bank 180 E Main St, Price, UT 84501 +1 (435) 637 - 4522
LendNation 1410 S Providence Center Dr Ste E, Cedar City, UT 84720 +1 (435) 867 - 1923
Mountain America Credit Union 1155 W State St, Hurricane, UT 84737 +1 (435) 635 - 4475
America First Credit Union inside Macey's 7859 3200 W, West Jordan, UT 84088 +1 (800) 999 - 3961
CheckSmart Washington Blvd & 31st St, Ogden, UT 84401 +1 (801) 394 - 3500
Cash 'n Dash 74 W 500 S B, Bountiful, UT 84010 +1 (801) 292 - 5111
Central Bank - Payson 182 N Main St, Payson, UT 84651 +1 (801) 465 - 9276
UCCU - Nephi Branch 119 N Main St, Nephi, UT 84648 +1 (800) 453 - 8188

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mantua, UT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bountiful, UT, Payday Loan for Cedar City, UT, Payday Loan Companies in Clearfield, UT, Payday Loan Without a Credit Check in Draper, UT, Payday Loans in Herriman, UT, Payday Loans in Kaysville, UT, Payday Loans in Layton, UT and Payday Loans in Lehi, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mantua, UT.

Beautiful sights of Mantua, UT

Payday Loans Available in Mantua, UT By The Following ZIP Codes:

84324

Are Payday Loans Legal In Mantua, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Mantua, UT payday loan calculator

Payday Loans in Mantua, Utah

If you are looking for quick cash in Mantua, Utah, you may have considered payday loans as a potential option. Payday loans are short-term loans that can help you cover unexpected expenses before your next paycheck. They are legal in Utah and can be a helpful tool for those who need immediate financial assistance. In this article, we will cover everything you need to know about payday loans in Mantua, Utah.

How Do Payday Loans Work?

Payday loans are typically offered by check cashers, payday lenders, or online lending companies. To obtain a payday loan, you will need to provide proof of income and a checking account. The lender will then offer you a loan based on your income and ability to repay the loan.

The loan amount is typically small and ranges from $100 to $1,000. Payday loans are designed to be short-term loans that are usually due within two to four weeks. The lender will ask for a post-dated check or authorization for an automatic withdrawal from your checking account to repay the loan.

What are the Fees and Charges for Payday Loans in Mantua, Utah?

Utah state law regulates the fees and charges for payday loans. Lenders are required to disclose all fees and charges to potential borrowers. In Utah, the maximum loan amount is $1,000, and lenders cannot charge more than 10% interest on the loan.

Lenders may also charge additional fees, such as origination fees, late fees, and insufficient fund fees. The maximum origination fee that can be charged is 5% of the loan amount or $75, whichever is less.

What are the Requirements for Getting a Payday Loan in Mantua, Utah?

To be eligible for a payday loan in Mantua, Utah, you must:

– Be at least 18 years of age
– Have a valid government-issued ID
– Provide proof of income
– Have an active checking account

What are the Alternatives to Payday Loans in Mantua, Utah?

If you are struggling with financial emergencies in Mantua, Utah, there are alternatives to payday loans that you can consider. Some of the options include:

– Personal loans
– Credit card cash advances
– Installment loans
– Paycheck advances from your employer
– Asking family or friends for financial help

Interesting Facts and Statistics about Payday Loans in Mantua, Utah

– In 2019, there were approximately 88 payday loan stores in Utah.
– The average payday loan borrower in Utah takes out 3.6 loans per year.
– Utah has one of the highest concentrations of payday lenders per capita in the United States.

Apply Now – Connect with Payday Lenders in Mantua, Utah

If you need quick cash in Mantua, Utah, TheGuaranteedLoans can connect you with payday lenders who can assist you in obtaining a loan. Our service is free, and we can help you find lenders who offer favorable loan terms and rates.

To apply for a payday loan, visit our website and fill out the online application. As a connector service, we will use your information to connect you with potential lenders. Remember that payday loans should only be used for emergencies and that they come with high-interest rates and fees.

Conclusion

Payday loans can be a helpful tool for those who need quick cash to cover unexpected expenses. However, it is important to understand the fees and charges associated with payday loans and to only use them for emergencies. If you are considering a payday loan in Mantua, Utah, TheGuaranteedLoans can assist you in finding lenders who offer favorable loan terms and rates.

F.A.Q.

How can I find a reputable payday lender in Mantua, Utah?

To find a reputable payday lender in Mantua, Utah, you can check the lender's license with the Utah Department of Financial Institutions and read reviews from other borrowers. You can also ask for recommendations from trusted sources, such as friends or financial advisors.

Do I need collateral to obtain a payday loan in Mantua, Utah?

No, payday loans do not require collateral and are unsecured loans.