Payday Loans in Empire, Alabama

No payday loan companies in Empire, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Tower Loan 125 Main St W, Hartselle, AL 35640
Community Loans 1449 Lakewood Dr, Jasper, AL 35501 +1 (205) 221 - 6311
World Finance Corporation 1568 S Eufaula Ave, Eufaula, AL 36027
EZ Money 3728 McFarland Blvd E, Tuscaloosa, AL 35405
Easy Money 3032 Tyler Dr, Northport, AL 35476
Security Finance 610 Skyland Blvd E, Tuscaloosa, AL 35405 +1 (205) 344 - 9227
First Cash Express 14222 US-43, Russellville, AL 35653 +1 (256) 332 - 7474
Easy Money 922 2nd Ave E, Oneonta, AL 35121
Title Cash 4491 US-431, Albertville, AL 35950 +1 (256) 891 - 8137
Quick Credit 320 W Avalon Ave #6, Muscle Shoals, AL 35661

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Empire, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mountain Brook, AL, Bad Credit Loans in Northport, AL, Payday Loans in Opelika, AL, Payday Loan Without a Credit Check in Oxford, AL, Same Day Loans in Pelham, AL, Payday Loans in Pell City, AL, Payday Loan Companies in Phenix City, AL and Same Day Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Empire, AL.

Advise to read before applying

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Payday Loans Available in Empire, AL By The Following ZIP Codes:

35063

Are Payday Loans Legal In Empire, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Empire, AL payday loan calculator

F.A.Q.

How do payday loans work in Empire, Alabama?

To obtain a payday loan in Empire, Alabama, a borrower must first apply for the loan at a storefront or online lender. The borrower will typically be required to provide proof of income and a valid checking account in order to qualify for the loan. Once the loan is approved, the lender will deposit the funds into the borrower's checking account, and the borrower will be required to repay the loan on their next payday, along with any fees or interest charges.

Are payday loans legal in Empire, Alabama?

Yes, payday loans are legal in Empire, Alabama. The state has specific regulations in place that govern the operation of payday lenders, including limits on the amount of the loan, the fees and interest charges that can be charged, and the number of loans a borrower can take out at any given time.

Look for Short-Term Loans in Other Cities:

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Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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