Payday Loans in Oakman, Alabama

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No payday loan companies in Oakman, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Alabama Title Loans, Inc. 1911 S McKenzie St, Foley, AL 36535
Bank Independent Leighton 8720 Main St, Leighton, AL 35646 +1 (256) 386 - 5000
Check Into Cash 1215 US Highway 231 S., Troy, AL 36081
First South Farm Credit 1103 Western Bypass, Andalusia, AL 36420 +1 (334) 222 - 3123
IBERIABANK 613 Montgomery Hwy, Vestavia Hills, AL 35216
1st Choice Mortgage 408 E Lee St, Enterprise, AL 36330 +1 (334) 393 - 4540
Liberty Tax and Loans 1713 E 280 Byp Suite A, Phenix City, AL 36867 +1 (334) 298 - 8586
Western Finance 31 Mayfield St, Monroeville, AL 36460
Check Into Cash 1314 S Main St, Atmore, AL 36502 +1 (251) 317 - 0440
Check n Go 8180 C, US-431, Albertville, AL 35950 +1 (256) 878 - 0439

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakman, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gadsden, AL, Payday Loan for Homewood, AL, Payday Loans in Hoover, AL, Payday Loan Without a Credit Check in Huntsville, AL, Payday Loans in Jasper, AL, Quick Loan in Madison, AL, Payday Loans in Mobile, AL and 24-Hour Loan in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakman, AL.

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Payday Loans Available in Oakman, AL By The Following ZIP Codes:

35579

Are Payday Loans Legal In Oakman, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Oakman, AL payday loan calculator

Advise to read before applying

Payday Loans in Oakman, Alabama: A Complete Guide

Are you in need of quick cash to cover unexpected expenses? Payday loans can be an option worth considering, especially if you live in Oakman, Alabama, where they are legal. In this article, we’ll provide a comprehensive guide to payday loans in Oakman, Alabama, including the requirements, application process, and alternative options to consider.

What are Payday Loans?

Payday loans are short-term loans designed to provide quick cash to those in need. They are typically due on the borrower’s next payday and are often used to cover unexpected expenses, such as medical bills or car repairs. Payday loans usually come with high interest rates and fees, so it’s important to be sure you can repay the loan in full on time.

Requirements for Payday Loans in Oakman, Alabama

Alabama has specific laws governing payday loans. In Oakman, Alabama, payday loans are legal with a maximum loan amount of $500 and a maximum loan term of 31 days. To be eligible for a payday loan in Oakman, Alabama, you must:

  • Be at least 19 years old
  • Be a resident of Alabama
  • Have a steady source of income
  • Have a valid government-issued ID
  • Have a checking account

Other requirements may apply depending on the lender.

How to Apply for a Payday Loan in Oakman, Alabama

Applying for a payday loan in Oakman, Alabama is a relatively simple process. Follow these steps:

  1. Find a lender – There are many payday loan lenders in Oakman, Alabama. Research your options to find a reputable lender that offers reasonable rates and terms.
  2. Fill out an application – The application will typically require your personal information, employment status, and banking information.
  3. Submit the application – Once you’ve completed the application, submit it to the lender for review.
  4. Receive funds – If you’re approved for the loan, the lender will deposit the funds directly into your checking account. You may be able to receive the funds on the same day you apply.

What to Consider Before Taking Out a Payday Loan in Oakman, Alabama

Before taking out a payday loan in Oakman, Alabama, consider the following:

  • The interest rates and fees – Payday loans come with high interest rates and fees. Be sure you can afford to repay the loan in full on time.
  • The repayment terms – Payday loans are usually due on the borrower’s next payday, which can be as soon as two weeks after the loan is issued. Make sure you understand the repayment terms before taking out a loan.
  • Alternative options – There may be alternative options to consider, such as borrowing from a friend or family member, negotiating a payment plan with a creditor, or applying for a personal loan from a bank or credit union.

Interesting Facts and Statistics About Payday Loans in Oakman, Alabama:

  • Alabama has one of the highest concentrations of payday lenders in the country, with more than 1,000 payday loan stores in the state.
  • The average payday loan in Alabama is $350 with an average interest rate of 456%.
  • Over 200,000 payday loans are taken out in Alabama each year.

Apply Now

At TheGuaranteedLoans, we specialize in connecting borrowers with potential lenders. If you’re in need of a payday loan in Oakman, Alabama, fill out our online application today. Please note that we are not a direct lender – we are a connector service that matches borrowers with potential lenders. We encourage you to carefully review the terms and conditions of any loan offer before accepting it.

In conclusion

Payday loans can be a helpful tool for covering unexpected expenses, but they’re not without risk. If you’re considering taking out a payday loan in Oakman, Alabama, be sure you understand the requirements, repayment terms, and potential fees associated with the loan. Consider alternative options before taking out a loan. And as always, borrow responsibly.

F.A.Q.

How do I qualify for a payday loan in Oakman, Alabama?

To qualify for a payday loan in Oakman, Alabama, you must be at least 18 years old, have a valid government-issued ID, and have a regular source of income. Additionally, you must have an active checking account in your name to receive the loan funds.

How do I apply for a payday loan in Oakman, Alabama?

To apply for a payday loan in Oakman, Alabama, you can visit a payday lending store in person or apply online. In either case, you will need to provide the lender with some basic personal and financial information, including your name, address, income, and checking account information.

Look for Short-Term Loans in Other Cities:

Alabaster Anniston Atmore Auburn Birmingham Decatur Dothan Florence Foley Gadsden Hoover Huntsville Madison Mobile Montgomery Opelika Phenix City Prattville Tuscaloosa Vestavia Hills
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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