Payday Loans in Cape Coral, Florida

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Payday Loan Companies in Cape Coral, FL

Company nameAddressZip codePhone number
Advance America 2314 S. Del Prado Blvd. South, Ste. #4 33990 +1 (239) 573 - 9272
Advance America 2314 Del Prado Blvd S Ste. 4 33990 +1 (239) 573 - 9272
Baypoint Financial Services 1136 Pine Island Rd 33909 +1 (239) 829 - 0240
Check n Go 1109 Del Prado Blvd S Ste 7 33990 +1 (239) 573 - 7717
Fairview Lending 1425 Del Prado Blvd S 33990 +1 (239) 829 - 1543
Gilmar Lending Resource 1136 Pine Island Rd 33909 +1 (239) 458 - 2976
InstaLoan Loans 2117 Del Prado Blvd 33990 +1 (239) 573 - 6653
InstaLoan Loans 2117 Del Prado Blvd S 33990 +1 (239) 573 - 6653
Island Coast Mortgage 3013 Del Prado Blvd S 2 33904 +1 (239) 747 - 1543
Land Home Financial Services - Cape Coral 1229 Cape Coral Pkwy E 13 33904 +1 (239) 214 - 6703
Money Corner 631 Cape Coral Pkwy E 33904 +1 (239) 540 - 4700
MoneyGram 2314 Del Prado Blvd S 4 33990 +1 (239) 573 - 9272
Pay Day Loans Cape Coral 2517 Santa Barbara Blvd 33914
Pay Day Loans Center Cape Coral 204 SW 11th Ave 33991
Payday Advance Cape Coral 2003 Willow Branch Dr 33991
Payday Loans Cape Coral 296, Zaragoza Ct 33909
Payday Loans Cape Coral FL 6 Del Prado Blvd S 33909 +1 (239) 785 - 1336
Payday Loans Mariner 1161 NW 6th Ave 33993 +1 (239) 307 - 6896
Premier Car Title Loans 1639 Cape Coral Pkwy E 33904 +1 (239) 237 - 3524
Quick Cash Cape Coral 1334 Cape Coral Pkwy E 33904
Speedy Bad Credit Loans 161 SE 1st Pl 33990 +1 (239) 766 - 5146
Stone Funding Group 1639 Cape Coral Pkwy E 208 33904 +1 (239) 689 - 4786
Suncoast Credit Union 1730 Cape Coral Pkwy W 33914 +1 (800) 999 - 5887
The Check Cashing Store 106 Hancock Bridge Pkwy 33991 +1 (239) 458 - 3300
The Check Cashing Store 1020 Del Prado Blvd 33990 +1 (239) 458 - 2274
The Check Cashing Store 631 Cape Coral Pkwy E 33904 +1 (239) 540 - 4700
The Check Cashing Store 1020 Del Prado Blvd S 33990 +1 (239) 458 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cape Coral, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clearwater, FL, Payday Loan for Clermont, FL, Payday Loan for Daytona Beach, FL, Payday Loans in Deerfield Beach, FL, Payday Loan Companies in Deland, FL, Payday Loans in Delray Beach, FL, Quick Loan in Deltona, FL and Bad Credit Loans in Dunedin, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cape Coral, FL.

Beautiful sights of Cape Coral, FL

Payday Loans Available in Cape Coral, FL By The Following ZIP Codes:

33915, 33914, 33991, 33990, 33910, 33909, 33993, 33904

Are Payday Loans Legal In Cape Coral, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Cape Coral, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Cape Coral, FL payday loan calculator

If you are looking to take out a loan in the Cape Coral, Florida area, you may be considering a payday loan. A payday loan is a small-value, short-term moneylending agreement normally due after 14 days. The amount of the money borrowed can range from $100 to $1,000 and the fees associated with these loans can vary depending on the terms set by your lender.

Payday loans are often a good alternative if you need cash right away and want to avoid more expensive forms of credit like credit cards or banks. You can apply for a payday loan in Cape Coral, Florida, by visiting one of the many lenders in the area. However, you should be aware of some of the potential downsides to these loans.

The first downside is that they often have very high-interest rates. The average interest rate on a payday loan is approximately 10% per month which equals an annual rate of over 400%. In other words, if you have $100 when you borrow the money and pay it back after two weeks, you will owe roughly around $410 in fees and interest. A second thing to consider is that lenders are not bound by state laws and can change their loan terms on a whim.

Third, they are often associated with high default rates. In other words, people often end up not paying back their payday loans on time. If a lender advances your money, it needs to be repaid quickly for them to make a profit, so if you miss your payment date, it can have significant negative implications for your credit score.

“Payday loans are something that most consumers should avoid. They are expensive and can put you in a cycle of debt that can be difficult to get out of. If you decide to take out a payday loan, you must read the material provided by your lender carefully and understand the loan terms. This will help you determine whether it is the right avenue for you.

How to Find a Good Direct Lender in Cape Coral, FL Online?

There are several ways to find a good direct lender in Cape Coral, FL. One of the best is doing your homework and researching the best direct lenders in your area. You can get a free online quote on the internet by searching for a payday loan online directly on the web.

You must be careful with all the payday loan companies because they are not all legal, so be sure you check out all the details before moving forward to avoid any problems later on. Another way would be to ask the family and friends of your friends or acquaintances about their experience with payday loans.

Direct Lenders are private lenders. They do not deal with any middlemen or agencies. They are one-on-one with you and only deal with you directly; therefore, they are also called direct access lenders. The advantage of direct access lenders is that they can offer the lowest interest rates because they don’t pay a commission to other companies like traditional banks, credit unions, and thrifts. 

Direct lenders allow you to borrow money by providing a cash advance when you do not have hard cash at hand, with minimal red tape, and without a long-term commitment. Direct lenders deal directly with the borrower, so there won’t be any middleman costs which are usually associated with traditional banks and lending institutions. 

You can apply for a payday loan in Cape Coral, FL, by visiting any of these reputable payday lending companies based in the area. Check away the company website and their instructions to apply and get approval. The easiest method is to go to the company’s website, fill out an application, and provide all the necessary information. The list of requirements will vary depending upon how much you earn and other factors:

  • A valid ID.
  • Proof of employment.
  • Proof of earnings for the last three months.
  • Proof of bank account.
  • Address where you receive mail.
  • Phone number and e-mail address.
  • Proof of residency.
  • A good credit history with no overdue payments.

Cash Advance Online in Cape Coral, FL

A Cash advance online in Cape Coral is an easy and fast way to get a fast cash loan. Lenders don’t want any information other than your name, address, and social security number, and most people can get the money they need within 24 to 72 hours. You need to know different fees and interest charges before getting a Cash advance in Cape Coral.

So please research each company carefully before applying for their services so you can avoid any unwanted surprises later on. Loans can be paid off on your next payday if needed. Cash Advances are short-term, but they will help ease the burden of paying bills without ruining your credit score at the same time.

Can I Get a Payday Loan for Bad Credit in Cape Coral, FL?

Even if you have bad credit, it is possible to get a payday loan in Cape Coral, Florida. As a matter of fact, many payday lenders require borrowers to have bad credit. The rates are higher than you would pay with good credit, and there is no way that you can get out of paying them because they already know that your situation warrants those fees and interest rates.

A payday loan in Cape Coral can help solve your immediate financial problems without taking out an expensive loan from a bank or another lender. Your next paycheck will not be due for another two weeks or longer (in some cases), so the cash advance will give you enough money to pay your bills and buy your groceries until then.

24-Hour Payday Loans in Cape Coral, Florida

They are like mini payday loans, and they are available 24/7, even on weekdays. Thousands of people have used them in Cape Coral, Florida, and they are the fastest way to get fast cash with no credit check and no hassle.

The companies that issue these payday loans offer their clients the opportunity to choose their lenders and take a cash advance online, by phone, or in-person at one of the company’s locations. You will not need a credit check or bank account balance to qualify for a payday advance loan in Cape Coral, Florida, but you will be required to provide your name, date of birth, and ID information when you apply for one.

These loans can be paid back on your next paycheck. You need to make at least one payment before withdrawing the money. The average cash advance loan ranges from $100 to $500, and companies that issue them in Cape Coral, Florida, may charge you higher interest rates for additional amounts borrowed or for late payments or missed payments.

Can You Get a Payday Loan in Cape Coral, Florida, Without a Bank Account

Yes, you can get a payday loan in Cape Coral, Florida, even if you don’t have a bank account. Many companies that offer fast cash loans make it possible for non-bank customers to qualify for a short-term loan. You will be required to provide certain documents like your driver’s license and social security number, proof of residence, and your income, which will come from one of the following sources:

  • A recent check stub.
  • An employer or government benefits statement.
  • An income tax return.

If you are self-employed, then you will have to provide copies of your business license and personal financial statements.

FAQ

Are Same Day Loans in Cape Coral Real?

Yes, it is possible to get Same day Loan in Cape Coral if your credit is good enough. These loans are also called payday loans, cash advances, or payday loans, and they can be obtained online or at one of the companies’ servicing locations in the city. As long as you meet the lender’s basic criteria and can prove to them that you will be able to pay back the loan on the next payday, they will approve your application.

What is The Easiest Loan in Cape Coral, FL, to Get Approved For?

The easiest Loan in Cape Coral, Florida, is the cash advance since they do not require any credit check or proof of employment. It just requires you to submit a simple application online or by phone. The best part about these loans is that you don’t have to wait long for them to be issued. You can get your cash advance in under 24 hours, unlike other types of loans that may take more than a week to be approved and issued.

Can I Borrow $1000 with a 24-Hour Loan in Cape Coral, FL?

Yes, you can Borrow $1000 with a 24-Hour Loan since you don’t need to provide any credit check or bank statement to get it. You just have to provide your personal information like your name, address, and social security number when you apply for a payday loan online.