Payday Loans in Ormond Beach, Florida

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Payday Loan Companies in Ormond Beach, FL

Company nameAddressZip codePhone number
ACE Cash Express 300 W Granada Blvd 32174 +1 (386) 673 - 0420
Advance America 370 W Granada Blvd 32174 +1 (386) 615 - 9585
BB&T 193 E Granada Blvd 32176 +1 (386) 677 - 4154
Check 'n Go 347 W Granada Blvd 32174 +1 (386) 615 - 0080
Check On Hold 793 S Nova Rd 32174 +1 (386) 615 - 6446
Global Guaranty Inc 1320 Hand Ave 32174 +1 (386) 675 - 6117
Regions Bank 1400 Ocean Shore Blvd 32176 +1 (386) 236 - 6610
Space Coast Credit Union 1185 W Granada Blvd 10A 32174 +1 (800) 447 - 7228
SunTrust 113 E Granada Blvd 32176 +1 (386) 562 - 9300
SunTrust Mortgage 1470 W Granada Blvd 32174

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ormond Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Oviedo, FL, Payday Loans in Palm Bay, FL, Payday Loans in Palm Beach Gardens, FL, Payday Loan for Palm Coast, FL, Emergency Loan in Palm Harbor, FL, Short-term Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL and Payday Loans in Pensacola, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ormond Beach, FL.

Beautiful sights of Ormond Beach, FL

Payday Loans Available in Ormond Beach, FL By The Following ZIP Codes:

32176, 32174, 32175, 32173

Are Payday Loans Legal In Ormond Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Ormond Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Ormond Beach, FL payday loan calculator

A Guide to Payday Loans in Ormond Beach, Florida

Many people find themselves in financially difficult situations in the current economic climate. If you’re living in Ormond Beach, Florida and you have an unexpected financial need, you may be considering a payday loan. Payday loans are legal in the state of Florida, and you might find that option more attractive than high-interest credit card debt or overdraft fees. In this guide, we’ll cover the basics of payday loans in Ormond Beach, Florida.

What is a Payday Loan?

A payday loan is a form of short-term loan. It is typically used to cover emergency expenses that arise between paydays. Payday loans are unsecured, meaning they don’t require collateral and do not show up on your credit report. The loan amount is usually relatively small, and the loan term is about two weeks or when you receive your next paycheck. Payday loans often include fees and high-interest rates, and you must be mindful of any complications that may arise from taking on this type of debt.

Are Payday Loans Legal in Ormond Beach, FL?

Yes, payday loans are legal in the state of Florida. The Florida Office of Financial Regulation monitors and regulates the payday loan industry, ensuring that lenders follow all state and federal laws. In order to legally obtain a payday loan in Ormond Beach, Florida, you must meet certain criteria. This includes being at least 18 years old, having a valid Social Security Number and an active bank account.

Where to Find Payday Loans in Ormond Beach, FL

Ormond Beach offers many reputable payday loan lenders. Payday loans are typically located in strip malls or similar locations, and they are generally open late at night and on weekends. Additionally, you can check online resources to find lenders offering payday loans in your area. The best online resources often compare lenders, so you can easily view the different options available to you.

When to Consider a Payday Loan in Ormond Beach, FL

Payday loans can be a convenient and quick way to cover a financial need or emergency between paydays. However, it is important to understand the high-interest rates and fees when taking on this type of debt. Payday loans are best used for short-term needs and should be paid off as soon as possible to avoid incurring additional fees.

Frequently Asked Questions about Payday Loans in Ormond Beach, Florida

  • Are payday loans illegal in Ormond Beach, FL?

    No, payday loans are legal in the state of Florida. The Florida Office of Financial Regulation regulates and monitors the payday loan industry.

  • Where can I find a payday loan in Ormond Beach, FL?

    Many payday lenders are located in strip malls and other physical stores. Additionally, you can check online resources to find payday lenders.

  • When should I consider using a payday loan?

    Payday loans can be a convenient and quick way to cover a financial need or emergency between paydays. However, it is important to understand the high-interest rates and fees when taking on this type of debt. Payday loans are best used for short-term needs and should be paid off as soon as possible to avoid incurring additional fees.

Apply Now

If you’re in need of a payday loan in Ormond Beach, Florida, TheGuaranteedLoans can help. We are not a lender, but we connect people with lenders who can offer them the loan they need. Simply fill out our online application and we will do the rest. It’s fast and easy, so get started today!

More F.A.Q.

Can a payday lender contact my friends or family in Ormond Beach, Florida?

A payday lender can contact your friends or family in Ormond Beach, Florida if you default on your loan and the lender obtains a court judgment against you. In this case, the lender may be able to garnish your wages or seize your bank account, and will need to contact your friends or family to obtain the necessary information.

Can I get a payday loan if I am a student in Ormond Beach, Florida?

Yes, you can get a payday loan if you are a student in Ormond Beach, Florida. However, you will need to provide proof of your income, such as a part-time job or financial aid, in order to qualify for the loan.

How Many Cash Advance Companies are in Ormond Beach, FL?

With the help of our service, you will be able to find 10 cash advance companies in Ormond Beach, FL

What Cash Advance Companies in Ormond Beach, FL are the most popular?

You should check ACE Cash Express, Advance America, and BB&T. Also, you can start your application online on our website.