Payday Loans in Lake Worth, Florida

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Payday Loan Companies in Lake Worth, FL

Company nameAddressZip codePhone number
Advance America 5824 S. Jog Rd. 33467 +1 (561) 649 - 4520
Advance America 5824 Jog Rd 33467 +1 (561) 649 - 4520
Check 'n Go 3899 Jog Rd 33467 +1 (561) 966 - 8611
Integrated Financing Solutions 32 S J St 33460 +1 (561) 533 - 6606
Lake Worth Check Cashing 400 S Dixie Hwy 4 33460 +1 (561) 331 - 8237
Lenders Loan Capital 1926 10th Ave N 304b 33461 +1 (855) 948 - 1488
Marquesa Funding & Consulting Corporation. 4097 Tivoli Ct 33467 +1 (561) 433 - 2776
Metro Check Cashing 1030 Lake Ave C 33460 +1 (561) 586 - 4065
Pawn World 1600 S Dixie Hwy M 33460 +1 (561) 533 - 5222
The Check Cashing Store 3240 Lantana Rd 33462 +1 (561) 963 - 6117
The Check Cashing Store 7132 S Military Trail 33463 +1 (561) 964 - 1275
The Check Cashing Store 3280 S Military Trail 33463 +1 (561) 349 - 6200
The Check Cashing Store 4647 Lake Worth Rd 33463 +1 (561) 642 - 7410

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Worth, FL, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Lakeland, FL, Emergency Loan in Land O' Lakes, FL, Payday Loan for Largo, FL, No Credit Check Loans in Lehigh Acres, FL, Emergency Loan in Melbourne, FL, Payday Loans in Merritt Island, FL, Payday Loans in Miami, FL and Payday Loans in Miami Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Worth, FL.

Beautiful sights of Lake Worth, FL

Payday Loans Available in Lake Worth, FL By The Following ZIP Codes:

33466, 33463, 33462, 33454, 33467, 33461, 33464, 33460, 33465

Are Payday Loans Legal In Lake Worth, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lake Worth, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lake Worth, FL payday loan calculator

Payday Loans in Lake Worth, Florida

Payday loans are a quick and easy way for people in Lake Worth, Florida to get funds when an unexpected financial situation arises. Payday loans are short-term loans that are available between two paychecks and are not restricted by the amount of credit. This means they can be a great way to get access to funds quickly and easily.

Payday loans are Legal in Florida, so there are many lenders in the area who offer these types of loans. The process for obtaining a payday loan is usually quite simple. All it takes is for the borrower to fill out an application to the lender, provide proof of employment and income, and wait for the loan to be processed and approved.

What Is Needed To Get A Payday Loan?

In order to apply for a payday loan in Lake Worth, Florida, there are certain criteria that must be met. The borrower must be at least 18 years of age, have a valid government- issued photo ID, and a checking or savings account. In addition, the borrower must provide proof of employment and income, such as recent pay stubs, bank statements, or tax returns.

Benefits Of Payday Loans

Payday loans can be beneficial in many ways. They are fast and easy to apply for and they can provide quick access to funds. They also do not require a credit check, so they are a great option for those with bad credit. Additionally, payday loans often offer competitive rates and terms, making them a more affordable loan option than traditional loans.

Risk Of Payday Loans

While payday loans can be beneficial for those in need of quick access to funds, there are some risks associated with them. Payday loans carry high-interest rates, which can lead to long-term debt if the loan is not paid back on time. Additionally, some lenders may rollover the loan or require the borrower to pay only the interest each month, which can lead to excessive fees and charges.

Conclusion

Payday loans can be a convenient way for those in Lake Worth, Florida to access quick funds in urgent situations. However, it is important to understand the terms and considerations when taking out a payday loan, and to only borrow what is needed and can be paid back on time.

Apply Now

If you’re in need of a payday loan in Lake Worth, Florida, the best thing to do is fill out the application on TheGuaranteedLoans website. We will connect you with lenders that offer payday loans and provide you with their terms and conditions. Please keep in mind that TheGuaranteedLoans is not a lender and cannot provide you with a loan.

Frequently Asked Questions About Payday Loans in Lake Worth, Florida

  • What is a payday loan?

    A payday loan is a short-term loan designed to give you access to funds when you need it. It is usually for a small amount and can be paid back in full on your next pay date.

  • Who can apply for payday loans in Lake Worth, Florida?

    In order to apply for a payday loan in Lake Worth, Florida, you must be at least 18 years of age, have a valid government-issued photo ID, and a checking or savings account. You must also provide proof of employment and income.

  • What are the benefits of payday loans?

    Payday loans offer quick access to funds and do not require a credit check. They also offer competitive rates and terms, which can make them a more affordable loan option than traditional loans.

  • What are the risks of payday loans?

    Payday loans carry high-interest rates, which can lead to long-term debt if the loan is not paid back on time. Additionally, some lenders may rollover the loan or require the borrower to pay only the interest each month.

More F.A.Q.

Are there any alternatives to payday loans in Lake Worth, Florida?

Yes, there are several alternatives to payday loans in Lake Worth, Florida, such as borrowing from friends or family, using a credit card or personal loan, or seeking assistance from a nonprofit credit counseling agency.

What should I do if I am offered a payday loan with terms that violate Florida law?

If you are offered a payday loan with terms that violate Florida law, you should report the lender to the Florida Office of Financial Regulation. You should not agree to any illegal loan terms, as doing so could put you at risk of legal action.

How Many Cash Advance Companies are in Lake Worth, FL?

With the help of our service, you will be able to find 13 cash advance companies in Lake Worth, FL

What Cash Advance Companies in Lake Worth, FL are the most popular?

You should check The Check Cashing Store, Advance America, and Check 'n Go. Also, you can start your application online on our website.